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The Ledger Terminal
K

Apple Inc

AAPLNASDAQ
Investor Relations|SEC Filings
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Mkt Cap
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P/E
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+0.8%
Stock Price
Fair Value (3yr Avg FCF × 18.2x)
Rel. Strength vs S&P
FCF/Share
20102025$242.35
ROIC: 53.1%
FV CAGR: 18.2%
Book: 2.1%
GM: 42.9%
Yield: 3.8%
$1 Test: 1.83x

Business DescriptionMore details

Apple designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories, and sells a variety of related services including advertising, AppleCare, cloud, digital content, payment, and other services. The iPhone remains the centerpiece of its hardware ecosystem, driving the majority of revenue and anchoring a growing installed base of over two billion active devices. Its Services segment  including the App Store, Apple Music, iCloud, and Apple TV+  has become a high-margin recurring revenue engine that now accounts for roughly a quarter of total sales....

Revenue by Segment

Segment20202021202220232024% of Total
iPhone
$138B$192B$205B$200B$211B54%
Services
$54B$68B$78B$85B$96B25%
Mac
$29B$35B$40B$29B$30B8%
iPad
$24B$32B$29B$28B$27B7%
Wearables & Accessories
$31B$38B$41B$40B$27B7%
Click year for SEC reportsSource: SEC EDGAR
Metric20202021202220232024
Income Statement
Revenue$274B$366B$394B$383B$391B
Gross Margin38.2%41.8%43.3%44.1%46.9%
R&D$18.8B$21.9B$26.3B$29.9B$31.4B
SG&A$19.9B$21.9B$25.1B$24.9B$26.7B
Op. Margin24.1%29.8%30.3%29.8%32.1%
Net Income$57.4B$94.7B$99.8B$97.0B$93.7B
Net Margin20.9%25.9%25.3%25.3%24.0%
Returns on Capital
ROIC50.2%52.3%49.4%55.4%58.3%
ROE73.7%147%160%147%145%
ROA17.3%28.3%28.3%27.5%25.7%
Cash Flow
Op. Cash Flow$80.7B$104B$122B$110B$118B
Free Cash Flow$73.4B$93.0B$111B$99.6B$108B
CapEx$7.31B$11.1B$10.7B$11.0B$9.96B
D&A$11.1B$11.3B$11.1B$11.5B$11.4B
CapEx/OCF9.1%10.6%8.8%10.0%8.4%
Capital Allocation
Dividends Paid$14.1B$14.5B$14.8B$15.0B$15.2B
Share Buybacks$72.4B$85.5B$89.4B$77.6B$94.9B
Buyback Yield3.0%3.1%3.8%2.8%2.6%
Stock-Based Comp$6.83B$7.91B$9.04B$10.8B$11.7B
Balance Sheet
Net Debt$53.1B$72.8B$96.5B$49.0B$43.1B
Cash & Equiv.$90.9B$62.6B$48.3B$30.7B$29.9B
Long-Term Debt$98.7B$109B$99.6B$95.3B$97.0B
Debt/Equity4.6x5.6x6.2x5.7x6.0x
Interest Cov.24.3x41.2x42.0x29.4x29.1x
Equity$65.3B$63.1B$50.7B$62.1B$56.9B
Per Share Data
EPS$3.69$5.67$6.15$6.26$6.97
Book Value$3.94$3.68$3.07$3.84$4.38
CF/Share$5.29$6.76$7.63$7.08$7.82
Dividends/Share$0.82$0.87$0.92$0.96$1.00
Shares Out.17.0B16.4B16.0B15.6B15.1B
Valuation
P/E Ratio32.4x28.0x24.4x30.5x38.6x
P/FCF22.3x25.3x21.7x29.0x35.0x
Price/Book30.4x42.9x48.5x38.5x55.4x
FCF Yield4.5%4.0%4.6%3.4%2.9%
Market Cap$2.0T$2.4T$2.4T$2.8T$3.6T

Quality Checklist

7/9 passing
ROIC
53.1%
>20%
ROE
147%
>10%
$1 Premise
$1.83
>$1.20
Fair Value
-18%
>20%
Gross Mgn
42.9%
>50%
Shr Yield
3.8%
>2%
Debt/EBITDA
0.6x
≤3x
EPS Growth
13.6%
≥5%
FV CAGR
18.2%
≥15%

How We Compare

Most research platforms recycle the same data in the same way. We built the tools we actually wanted as investors.

 The Ledger TerminalTypical Platform
Pro priceFrom $12/mo — 7-day free trial$20–80/mo
Data sourceSEC EDGAR filings — primary sourceThird-party aggregators
Historical depth15 years of annual data + TTM5–10 years
Stock analysis layoutOne-page tearsheet — everything at a glanceScattered across multiple tabs and pages
Chart scaleLogarithmic — shows compounding as it really isLinear — distorts long-term growth
Screener filters200+ across 27 categories20–50 basic filters
Quarterly data + TTMQuarterly financials with trailing twelve monthsAnnual only or limited quarterly
Business descriptionsExtracted from 10-K filingsGeneric one-liners
Qualitative analysisAI-generated outlook & guidance — sourced from management's own filingsAnalyst opinions or none
Price & fundamental alerts50 alert types, email notificationsBasic price alerts or none
Fair value visualizationInteractive chart with over/undervalued shadingStatic price target or none
Owner earningsBuilt-in — Buffett's preferred earnings metricNot available
Quality scoring9-point fundamental checklistStar ratings or proprietary scores
Stock discoveryRandom stock explorer with keyboard navNot available
Screener cyclingBrowse results one-by-one with [ ] keysTable view only
Relative strengthRolling 1-year performance vs S&P 500Not available or separate tool
Financial metrics per stock50+ modular metrics, 7 sections10–30 metrics, fixed layout

What is The Ledger Terminal?

A stock research tool for fundamental analysis, built around one idea: everything you need to judge a business should fit on one page. Every stock gets 15 years of financial data pulled straight from SEC EDGAR filings, a log-scale chart that shows compounding the way it actually looks instead of flattening it into a straight climb, and a 9-point checklist that scores quality before you dig any deeper. An AI-generated briefing reads through the company’s own filings and earnings calls and surfaces what management actually said about where the business is headed. Set an alert on a metric you care about, or just start screening the 10,000+ stocks we track by ROIC, margins, and growth.

Frequently Asked Questions

What is this?

A business at a glance. Every stock gets a one-page tearsheet: 15 years of financials sourced directly from SEC EDGAR, a log-scale valuation chart, and a quality checklist.

Why log scale?

Logarithmic charts show percentage changes equally at any price level. A stock that compounds at 15%/year looks like a straight line — making it easy to spot consistent compounders vs cyclical or deteriorating businesses. Buffett and Munger have long emphasized this view.

Where does the data come from?

Every number is extracted directly from SEC EDGAR filings, then validated through automated QA checks.

How many stocks?

10,000+ US-listed stocks with up to 15 years of annual and quarterly history.

Is it free?

Core features are free. Premium removes daily view limits and unlocks fresher cache.

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