In this Annual Report on Form 10-K we refer to Arbor Realty Trust, Inc. and subsidiaries as “Arbor,” “we,” “us,” “our,” or the “Company” unless we specifically state otherwise, or the context indicates otherwise. Arbor is a Maryland corporation formed in 2003. We are a nationwide real estate investment trust (“REIT”) and direct lender, providing loan origination and servicing for commercial real estate assets. We operate through two business segments: our Structured Loan Origination and Investment Business, or “Structured Business,” and our Agency Loan Origination and Servicing Business, or “Agency Business.” Through our Structured Business, we invest in a diversified portfolio of structured finance assets in the multifamily, single-family rental (“SFR”) and commercial real estate markets, primarily consisting of bridge loans, in addition to mezzanine loans, junior participating interests in first mortgages and preferred equity.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 510M | 510M | 622M | 721M | 619M | 587M |
| Net Income | 107M | 107M | 223M | 330M | 285M | 317M |
| EPS | $0.56 | $0.56 | $1.18 | $1.75 | $1.67 | $2.28 |
| Free Cash Flow | 332M | 332M | 458M | 236M | 1.1B | 217M |
| ROIC | 1.1% | 1.2% | 2.1% | 4.4% | 3.9% | 3.5% |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 3.75 | 3.75 | 3.29 | 3.84 | 0.47 | 5.02 |
| Dividends/Share | $1.67 | $1.67 | $2.09 | $2.02 | $1.89 | $1.63 |
| Operating Income | 177M | 177M | 297M | 428M | 371M | 424M |
| Operating Margin | 34.6% | 34.6% | 47.8% | 59.3% | 60.0% | 72.2% |
| ROE | 3.6% | 3.6% | 7.3% | 10.9% | 10.6% | 16.9% |
| Shares Outstanding | 192M | 192M | 189M | 189M | 171M | 139M |
ARBOR REALTY TRUST INC passes 2 of 9 quality checks, indicating weak fundamentals.
ARBOR REALTY TRUST INC trades at 13.9x trailing earnings, compared to its 15-year median P/E of 5.7x, suggesting it is currently Expensive relative to its historical range. On a free-cash-flow basis, the stock trades at 4.5x vs a median of 4.8x. The company's 5-year average ROIC is 3.0%. Total shareholder yield (dividends + buybacks) is 21.5%. At current prices, the estimated annualized return to fair value is +18.5%.
ARBOR REALTY TRUST INC (ABR) has a current P/E ratio of 13.9, compared to its historical median P/E of 5.7. The stock is currently considered Expensive based on its historical valuation range.
ARBOR REALTY TRUST INC (ABR) has a 5-year average return on invested capital (ROIC) of 3.0%. This is below average and may indicate limited pricing power.
ARBOR REALTY TRUST INC (ABR) has a market capitalization of $1.5B. It is classified as a small-cap stock.
Yes, ARBOR REALTY TRUST INC (ABR) pays a dividend with a trailing twelve-month yield of 21.38%. The company also returns capital through share buybacks, with a buyback yield of 0.13%.
Based on historical P/E analysis, ARBOR REALTY TRUST INC (ABR) appears expensive. The current P/E of 13.9 is 145% above its historical median of 5.7. The estimated fair value CAGR (P/E method) is -3.1%.
ARBOR REALTY TRUST INC (ABR) operates in the Real Estate Investment Trusts industry, within the Real Estate sector.
ARBOR REALTY TRUST INC (ABR) reported annual revenue of $510 million in its most recent fiscal year, based on SEC EDGAR filings.
ARBOR REALTY TRUST INC (ABR) has a net profit margin of 21.0%. This is a strong margin indicating high profitability.
ARBOR REALTY TRUST INC (ABR) generated $332 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
ARBOR REALTY TRUST INC (ABR) has a debt-to-equity ratio of 3.75. This indicates higher leverage, which may increase financial risk.
ARBOR REALTY TRUST INC (ABR) reported earnings per share (EPS) of $0.56 in its most recent fiscal year.
ARBOR REALTY TRUST INC (ABR) has a return on equity (ROE) of 3.6%. This indicates moderate shareholder returns.
The Ledger Terminal provides 16 years of financial data for ARBOR REALTY TRUST INC (ABR), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
ARBOR REALTY TRUST INC (ABR) has a book value per share of $15.40, based on its most recent annual SEC filing.