A Business at a Glance
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AFLAC INC operates in the Accident & Health Insurance industry, Financials sector. Full business description from SEC filing not yet available.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 17.2B | 17.2B | 18.9B | 18.7B | 19.1B | 22.1B |
| Net Income | 3.6B | 3.6B | 5.4B | 4.7B | 4.4B | 4.3B |
| EPS | $6.82 | $6.82 | $9.63 | $7.78 | $6.93 | $6.39 |
| Free Cash Flow | 2.6B | 2.6B | 2.7B | 3.2B | 3.9B | 5.1B |
| ROIC | 11.5% | 10.2% | 16.2% | 15.9% | 16.1% | 10.5% |
| Gross Margin | 26.4% | 26.4% | 33.9% | 28.1% | 25.4% | 24.1% |
| Debt/Equity | 0.28 | 0.28 | 0.28 | 0.33 | 0.36 | 0.24 |
| Dividends/Share | $2.24 | $2.32 | $2.00 | $1.68 | $1.60 | $1.32 |
| Operating Income | 4.5B | 4.5B | 6.4B | 5.3B | 4.2B | 4.9B |
| Operating Margin | 26.4% | 26.4% | 33.9% | 28.1% | 21.7% | 22.3% |
| ROE | 12.4% | 13.1% | 20.9% | 21.2% | 21.9% | 13.0% |
| Shares Outstanding | 535M | 535M | 565M | 599M | 638M | 677M |
AFLAC INC passes 3 of 9 quality checks, indicating weak fundamentals.
AFLAC INC trades at 16.4x trailing earnings, compared to its 15-year median P/E of 9.8x, suggesting it is currently Expensive relative to its historical range. On a free-cash-flow basis, the stock trades at 23.5x vs a median of 8.3x. The company's 5-year average ROIC is 13.8% with a gross margin of 27.6%. Total shareholder yield (dividends + buybacks) is 7.9%. At current prices, the estimated annualized return to fair value is -8.1%.
AFLAC INC (AFL) has a current P/E ratio of 16.4, compared to its historical median P/E of 9.8. The stock is currently considered Expensive based on its historical valuation range.
AFLAC INC (AFL) has a 5-year average return on invested capital (ROIC) of 13.8%. This indicates solid capital allocation.
AFLAC INC (AFL) has a market capitalization of $60.0B. It is classified as a large-cap stock.
Yes, AFLAC INC (AFL) pays a dividend with a trailing twelve-month yield of 2.00%. The company also returns capital through share buybacks, with a buyback yield of 5.89%.
Based on historical P/E analysis, AFLAC INC (AFL) appears expensive. The current P/E of 16.4 is 67% above its historical median of 9.8. The estimated fair value CAGR (P/E method) is 10.7%.
AFLAC INC (AFL) operates in the Accident & Health Insurance industry, within the Financials sector.
AFLAC INC (AFL) reported annual revenue of $17.2 billion in its most recent fiscal year, based on SEC EDGAR filings.
AFLAC INC (AFL) has a net profit margin of 21.2%. This is a strong margin indicating high profitability.
AFLAC INC (AFL) generated $2.6 billion in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
AFLAC INC (AFL) has a debt-to-equity ratio of 0.28. This indicates a conservatively financed balance sheet.
AFLAC INC (AFL) reported earnings per share (EPS) of $6.82 in its most recent fiscal year.
AFLAC INC (AFL) has a return on equity (ROE) of 13.1%. This indicates moderate shareholder returns.
AFLAC INC (AFL) has a 5-year average gross margin of 27.6%. This lower margin is typical of capital-intensive or commodity businesses.
The Ledger Terminal provides 19 years of financial data for AFLAC INC (AFL), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
AFLAC INC (AFL) has a book value per share of $55.16, based on its most recent annual SEC filing.