The Allstate Corporation was incorporated under the laws of the State of Delaware on November 5, 1992, to serve as the holding company for Allstate Insurance Company. Its business is conducted principally through Allstate Insurance Company and other subsidiaries (collectively, including The Allstate Corporation, “Allstate”). Allstate protects people from life’s uncertainties with a wide array of protection for autos, homes and personal property. Allstate is primarily engaged in the property and casualty insurance business in the United States and Canada. Additionally, Allstate provides customers other protection solutions such as protection plans that cover consumer electronics, mobile phones and appliances, personal identity protection and accident and health insurance. On November 1, 2023, we announced that we are pursuing the sale of the Health and Benefits business. The Allstate Corporation is one of the largest publicly held personal lines insurers in the United States.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 67.7B | 67.7B | 64.1B | 57.1B | 51.4B | 50.6B |
| Net Income | 10.2B | 10.2B | 4.5B | -316M | -1.4B | 1.5B |
| EPS | $38.06 | $38.06 | $16.99 | $-1.20 | $-5.14 | $4.96 |
| Free Cash Flow | 9.9B | 9.9B | 8.7B | 4.0B | 4.7B | 4.8B |
| ROIC | 27.4% | 30.1% | 15.4% | -1.2% | -5.5% | 4.5% |
| Gross Margin | 17.1% | 17.1% | 9.0% | -0.6% | -3.6% | 12.7% |
| Debt/Equity | 0.24 | 0.24 | 0.38 | 0.45 | 0.46 | 0.32 |
| Dividends/Share | $3.88 | $4.00 | $3.68 | $3.56 | $3.40 | $3.24 |
| Operating Income | 13.2B | 13.2B | 5.8B | - | - | - |
| Operating Margin | 19.4% | 19.4% | 9.0% | - | - | - |
| ROE | 33.2% | 39.1% | 21.2% | -1.8% | -8.0% | 5.9% |
| Shares Outstanding | 267M | 267M | 268M | 263M | 271M | 299M |
ALLSTATE CORP passes 5 of 9 quality checks, suggesting mixed fundamentals.
ALLSTATE CORP trades at 5.7x trailing earnings, compared to its 15-year median P/E of 10.3x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 5.6x vs a median of 6.5x. The company's 5-year average ROIC is 8.6% with a gross margin of 6.9%. Total shareholder yield (dividends + buybacks) is 3.9%. At current prices, the estimated annualized return to fair value is +12.9%.
ALLSTATE CORP (ALL) has a current P/E ratio of 5.7, compared to its historical median P/E of 10.3. The stock is currently considered Fair based on its historical valuation range.
ALLSTATE CORP (ALL) has a 5-year average return on invested capital (ROIC) of 8.6%. This is below average and may indicate limited pricing power.
ALLSTATE CORP (ALL) has a market capitalization of $57.4B. It is classified as a large-cap stock.
Yes, ALLSTATE CORP (ALL) pays a dividend with a trailing twelve-month yield of 1.80%. The company also returns capital through share buybacks, with a buyback yield of 2.15%.
Based on historical P/E analysis, ALLSTATE CORP (ALL) appears fair. The current P/E of 5.7 is 45% below its historical median of 10.3. The estimated fair value CAGR (P/E method) is 2.8%.
ALLSTATE CORP (ALL) operates in the Fire, Marine & Casualty Insurance industry, within the Financials sector.
ALLSTATE CORP (ALL) reported annual revenue of $67.7 billion in its most recent fiscal year, based on SEC EDGAR filings.
ALLSTATE CORP (ALL) has a net profit margin of 15.0%. This is a healthy margin.
ALLSTATE CORP (ALL) generated $9.9 billion in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
ALLSTATE CORP (ALL) has a debt-to-equity ratio of 0.24. This indicates a conservatively financed balance sheet.
ALLSTATE CORP (ALL) reported earnings per share (EPS) of $38.06 in its most recent fiscal year.
ALLSTATE CORP (ALL) has a return on equity (ROE) of 39.1%. This indicates the company generates strong returns for shareholders.
ALLSTATE CORP (ALL) has a 5-year average gross margin of 6.9%. This lower margin is typical of capital-intensive or commodity businesses.
The Ledger Terminal provides 19 years of financial data for ALLSTATE CORP (ALL), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
ALLSTATE CORP (ALL) has a book value per share of $114.61, based on its most recent annual SEC filing.