A Business at a Glance
0 of 5 daily views used (5 remaining). Sign up free for 10 daily views, or try AAPL for a full preview.
AMERIPRISE FINANCIAL INC
AMP
$51.9B
Mkt Cap
$528.90
+1.69%
AMERIPRISE FINANCIAL INC (AMP) has a current P/E ratio of 14.6, compared to its historical median P/E of 12.8. The stock is currently considered Fair based on its historical valuation range.
AMERIPRISE FINANCIAL INC (AMP) has a 5-year average return on invested capital (ROIC) of 59.0%. This indicates strong capital allocation and a potential competitive advantage.
AMERIPRISE FINANCIAL INC (AMP) has a market capitalization of $50.0B. It is classified as a large-cap stock.
Yes, AMERIPRISE FINANCIAL INC (AMP) pays a dividend with a trailing twelve-month yield of 1.20%. The company also returns capital through share buybacks, with a buyback yield of 6.10%.
Based on historical P/E analysis, AMERIPRISE FINANCIAL INC (AMP) appears fair. The current P/E of 14.6 is 14% above its historical median of 12.8. The estimated fair value CAGR (P/E method) is 16.7%.
AMERIPRISE FINANCIAL INC (AMP) operates in the Investment Advice industry, within the Financials sector.
AMERIPRISE FINANCIAL INC (AMP) reported annual revenue of $18.9 billion in its most recent fiscal year, based on SEC EDGAR filings.
Ameriprise Financial is a holding company providing financial planning, products, and services across multiple segments designed to address clients' cash and liquidity, asset accumulation, income, protection, and estate and wealth transfer needs. The company operates through Advisor Wealth Management (AWM), which serves clients through a network of advisors offering investment advisory services, brokerage, and banking products; Asset Management, which generates revenue from investment management fees and includes both traditional and alternative investment strategies; and Protection, which provides insurance products including variable annuities and variable universal life insurance. The business model is built on recurring advisory and management fees from assets under management and administration, supplemented by transaction-based revenues and insurance premiums, with a significant portion of earnings derived from net interest income on client cash balances held at Ameriprise Bank. The company operates internationally through Threadneedle entities in the UK and Singapore, and domestically serves high-net-worth and mass-affluent clients through its advisor network, with a focus on premium brand positioning and digital capabilities to deepen client relationships and streamline advisor workflows.
【Strong capital return momentum】 Management expects to continue investing for growth in a targeted way while returning capital to shareholders at a differentiated pace, supported by strong free cash flow generation and confidence in earnings sustainability. The Huntington Bank relationship, anticipated to add approximately 260 advisors and $28 billion in assets in the fourth quarter, is expected to present opportunities to bring additional assets to the firm and complement broader efforts to streamline systems and support operating leverage over time. Back-office outsourcing initiatives are progressing with substantial conversion expected later in 2026, positioning the company to enhance operational efficiency. Management continues to focus on advisor succession strategies, including expansion of the Ameriprise Personal Wealth Group as a centralized succession option, while maintaining disciplined recruiting standards in a competitive environment.
| Metric | Target | Period |
|---|---|---|
| Huntington Bank relationship - advisors and assets | approximately 260 advisors and $28 billion in assets | Q4 2026 |
| Asset Management earnings | $800 million range per year | ongoing |
Huntington Bank relationship - advisors and assets (Q4 2026): “This relationship is expected to add approximately 260 advisors and $28 billion in assets, with onboarding beginning later this year.”
Asset Management earnings (ongoing): “However, we continue to expect earnings over time to be in the $800 million range per year.”
Generated solely from the company's own reports listed below — not from third-party data. Hallucination risk is low. · Sources: 10-K, Q4 FY2025 Earnings Call, Q2 FY2025 Earnings Call, Q1 FY2025 Earnings Call
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 19.3B | 18.9B | 17.9B | 16.1B | 14.3B | 13.4B |
| Net Income | 3.9B | 3.6B | 3.4B | 2.6B | 3.1B | 3.4B |
| EPS | $39.83 | $36.28 | $33.05 | $23.71 | $27.70 | $28.48 |
| Free Cash Flow | 6.9B | 8.2B | 6.4B | 4.5B | 4.2B | 3.2B |
| ROIC | 0.0% | 55.5% | 60.3% | 52.2% | 68.8% | 58.2% |
| Gross Margin | - | 46.8% | 48.2% | 47.1% | 55.8% | 59.4% |
| Debt/Equity | 0.00 | 0.08 | 0.11 | 0.16 | 0.13 | 0.00 |
| Dividends/Share | $6.35 | $6.07 | $5.58 | $5.10 | $4.70 | $4.26 |
| Operating Income | 0 | 4.5B | 4.3B | 3.2B | 3.9B | 4.2B |
| Operating Margin | 0.0% | 23.8% | 23.8% | 20.1% | 27.4% | 31.3% |
| ROE | 62.7% | 60.5% | 68.3% | 59.9% | 72.9% | 62.3% |
| Shares Outstanding | 95M | 98M | 103M | 108M | 114M | 120M |
AMERIPRISE FINANCIAL INC passes 8 of 9 quality checks, indicating strong fundamentals.
AMERIPRISE FINANCIAL INC trades at 14.6x trailing earnings, compared to its 15-year median P/E of 12.8x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 6.4x vs a median of 8.1x. The company's 5-year average ROIC is 59.0% with a gross margin of 51.5%. Total shareholder yield (dividends + buybacks) is 7.3%. At current prices, the estimated annualized return to fair value is +22.2%.
AMERIPRISE FINANCIAL INC (AMP) has a net profit margin of 18.8%. This is a healthy margin.
AMERIPRISE FINANCIAL INC (AMP) generated $8.2 billion in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
AMERIPRISE FINANCIAL INC (AMP) has a debt-to-equity ratio of 0.08. This indicates a conservatively financed balance sheet.
AMERIPRISE FINANCIAL INC (AMP) reported earnings per share (EPS) of $36.28 in its most recent fiscal year.
AMERIPRISE FINANCIAL INC (AMP) has a return on equity (ROE) of 60.5%. This indicates the company generates strong returns for shareholders.
AMERIPRISE FINANCIAL INC (AMP) has a 5-year average gross margin of 51.5%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 19 years of financial data for AMERIPRISE FINANCIAL INC (AMP), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
AMERIPRISE FINANCIAL INC (AMP) has a book value per share of $66.68, based on its most recent annual SEC filing.
Based on recent SEC filings and earnings disclosures, Management expects to continue investing for growth in a targeted way while returning capital to shareholders at a differentiated pace, supported by strong free cash flow generation and confidence in earnings sustainability. The Huntington Bank relationship, anticipated to add approximately 260 advisors and $28 billion in assets in the fourth quarter, is expected to present opportunities to bring additional assets to the firm and complement broader efforts to streamline systems and support operating leverage over time. Back-office outsourcing initiatives are progressing with substantial conversion expected later in 2026, positioning the company to enhance operational efficiency. Management continues to focus on advisor succession strategies, including expansion of the Ameriprise Personal Wealth Group as a centralized succession option, while maintaining disciplined recruiting standards in a competitive environment.
Based on recent SEC filings and earnings calls, AMERIPRISE FINANCIAL INC (AMP) has provided the following forward guidance: Huntington Bank relationship - advisors and assets: approximately 260 advisors and $28 billion in assets (Q4 2026); Asset Management earnings: $800 million range per year (ongoing).