A Business at a Glance
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POPULAR, INC. operates in the State Commercial Banks industry, Financials sector. Full business description from SEC filing not yet available.
| Segment | 2021 | 2022 | 2023 | 2024 | 2025 | % of Total |
|---|---|---|---|---|---|---|
Other Financial Services | $311M | $334M | $374M | $389M | $403M | 46% |
Service charges on deposit accounts | $163M | $157M | $147M | $151M | $156M | 18% |
Debit card fees | $48M | $93M | $99M | $105M | $112M | 13% |
Credit card fees excluding late fees and membership fees | $117M | $136M | $148M | $103M | $110M | 12% |
Sale and administration of investment products | $24M | $24M | $26M | $33M | $38M | 4% |
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 4.4B | 4.4B | 4.3B | 3.9B | 3.4B | 2.8B |
| Net Income | 832M | 832M | 613M | 540M | 1.1B | 933M |
| EPS | $12.30 | $12.30 | $8.56 | $7.52 | $14.63 | $11.46 |
| Free Cash Flow | 681M | 681M | 461M | 479M | 911M | 932M |
| ROIC | 11.9% | 12.3% | 9.4% | 8.8% | 22.1% | 13.4% |
| Gross Margin | 66.2% | 66.2% | 62.0% | 66.1% | 88.7% | 87.0% |
| Debt/Equity | 0.23 | 0.23 | 0.20 | 0.19 | 0.31 | 0.18 |
| Dividends/Share | $2.92 | $2.90 | $2.56 | $2.27 | $2.20 | $0.45 |
| Operating Income | 81M | 81M | 98M | 100M | 371M | 114M |
| Operating Margin | 1.8% | 1.8% | 2.3% | 2.6% | 11.0% | 4.1% |
| ROE | 13.3% | 14.0% | 10.9% | 10.5% | 26.9% | 15.6% |
| Shares Outstanding | 68M | 68M | 72M | 72M | 75M | 81M |
POPULAR, INC. passes 5 of 9 quality checks, suggesting mixed fundamentals.
POPULAR, INC. trades at 2.1x trailing earnings, compared to its 15-year median P/E of 2.7x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 2.4x vs a median of 2.6x. The company's 5-year average ROIC is 13.2% with a gross margin of 74.0%. Total shareholder yield (dividends + buybacks) is 41.1%. At current prices, the estimated annualized return to fair value is +1.9%.
POPULAR, INC. (BPOPM) has a current P/E ratio of 2.1, compared to its historical median P/E of 2.7. The stock is currently considered Fair based on its historical valuation range.
POPULAR, INC. (BPOPM) has a 5-year average return on invested capital (ROIC) of 13.2%. This indicates solid capital allocation.
POPULAR, INC. (BPOPM) has a market capitalization of $1.7B. It is classified as a small-cap stock.
Yes, POPULAR, INC. (BPOPM) pays a dividend with a trailing twelve-month yield of 11.58%. The company also returns capital through share buybacks, with a buyback yield of 29.57%.
Based on historical P/E analysis, POPULAR, INC. (BPOPM) appears fair. The current P/E of 2.1 is 24% below its historical median of 2.7. The estimated fair value CAGR (P/E method) is 10.1%.
POPULAR, INC. (BPOPM) operates in the State Commercial Banks industry, within the Financials sector.
POPULAR, INC. (BPOPM) reported annual revenue of $4.4 billion in its most recent fiscal year, based on SEC EDGAR filings.
POPULAR, INC. (BPOPM) has a net profit margin of 18.7%. This is a healthy margin.
POPULAR, INC. (BPOPM) generated $681 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
POPULAR, INC. (BPOPM) has a debt-to-equity ratio of 0.23. This indicates a conservatively financed balance sheet.
POPULAR, INC. (BPOPM) reported earnings per share (EPS) of $12.30 in its most recent fiscal year.
POPULAR, INC. (BPOPM) has a return on equity (ROE) of 14.0%. This indicates moderate shareholder returns.
POPULAR, INC. (BPOPM) has a 5-year average gross margin of 74.0%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 17 years of financial data for POPULAR, INC. (BPOPM), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
POPULAR, INC. (BPOPM) has a book value per share of $92.41, based on its most recent annual SEC filing.