A Business at a Glance
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Bridgewater Bancshares Inc operates in the State Commercial Banks industry, Financials sector. Full business description from SEC filing not yet available.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 293M | 293M | 253M | 229M | 170M | 134M |
| Net Income | 42M | 42M | 29M | 36M | 49M | 45M |
| EPS | $1.49 | $1.49 | $1.03 | $1.27 | $1.72 | $1.54 |
| Free Cash Flow | 22M | 22M | 42M | 27M | 83M | 53M |
| ROIC | 11.5% | 8.5% | 6.1% | 8.2% | 12.1% | 11.7% |
| Gross Margin | 53.0% | 53.0% | 47.8% | 58.0% | 75.5% | 81.7% |
| Debt/Equity | 0.00 | 9.46 | 0.03 | 0.03 | 0.03 | 8.17 |
| Dividends/Share | $0.14 | $0.14 | $0.15 | $0.14 | $0.14 | $0.04 |
| Operating Income | 60M | 60M | 43M | 53M | 72M | 62M |
| Operating Margin | 20.5% | 20.5% | 16.9% | 23.0% | 42.2% | 45.9% |
| ROE | 8.1% | 8.6% | 6.3% | 8.4% | 12.5% | 11.7% |
| Shares Outstanding | 28M | 28M | 28M | 28M | 29M | 29M |
Bridgewater Bancshares Inc passes 3 of 9 quality checks, indicating weak fundamentals.
Bridgewater Bancshares Inc trades at 12.7x trailing earnings, compared to its 15-year median P/E of 11.8x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 23.9x vs a median of 11.8x. The company's 5-year average ROIC is 9.3% with a gross margin of 63.2%. Total shareholder yield (dividends + buybacks) is 1.2%. At current prices, the estimated annualized return to fair value is +14.2%.
Bridgewater Bancshares Inc (BWB) has a current P/E ratio of 12.7, compared to its historical median P/E of 11.8. The stock is currently considered Fair based on its historical valuation range.
Bridgewater Bancshares Inc (BWB) has a 5-year average return on invested capital (ROIC) of 9.3%. This is below average and may indicate limited pricing power.
Bridgewater Bancshares Inc (BWB) has a market capitalization of $532M. It is classified as a small-cap stock.
Yes, Bridgewater Bancshares Inc (BWB) pays a dividend with a trailing twelve-month yield of 0.76%. The company also returns capital through share buybacks, with a buyback yield of 0.41%.
Based on historical P/E analysis, Bridgewater Bancshares Inc (BWB) appears fair. The current P/E of 12.7 is 7% above its historical median of 11.8. The estimated fair value CAGR (P/E method) is 5.8%.
Bridgewater Bancshares Inc (BWB) operates in the State Commercial Banks industry, within the Financials sector.
Bridgewater Bancshares Inc (BWB) reported annual revenue of $293 million in its most recent fiscal year, based on SEC EDGAR filings.
Bridgewater Bancshares Inc (BWB) has a net profit margin of 14.4%. This is a healthy margin.
Bridgewater Bancshares Inc (BWB) generated $22 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
Bridgewater Bancshares Inc (BWB) has a debt-to-equity ratio of 9.46. This indicates higher leverage, which may increase financial risk.
Bridgewater Bancshares Inc (BWB) reported earnings per share (EPS) of $1.49 in its most recent fiscal year.
Bridgewater Bancshares Inc (BWB) has a return on equity (ROE) of 8.6%. This indicates moderate shareholder returns.
Bridgewater Bancshares Inc (BWB) has a 5-year average gross margin of 63.2%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 9 years of financial data for Bridgewater Bancshares Inc (BWB), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
Bridgewater Bancshares Inc (BWB) has a book value per share of $18.33, based on its most recent annual SEC filing.