A Business at a Glance
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Byline Bancorp, Inc., headquartered in Chicago, Illinois, is a bank holding company. We conduct all our business activities through our subsidiary, Byline Bank, a full service commercial bank, and Byline Bank’s subsidiaries. The words "the Company," "we," "Byline," "our" and "us" refer to Byline Bancorp, Inc. and its consolidated subsidiaries, unless we indicate otherwise. We offer a broad range of banking products and services to small and medium sized businesses, commercial real estate and financial sponsors and to consumers who generally live or work near our branches. We also offer online account opening to consumer and business customers through our website and provide trust and wealth management services to our customers.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 446M | 446M | 407M | 387M | 323M | 311M |
| Net Income | 130M | 130M | 121M | 108M | 88M | 92M |
| EPS | $2.89 | $2.89 | $2.75 | $2.67 | $2.34 | $2.40 |
| Free Cash Flow | 136M | 136M | 171M | 162M | 217M | 72M |
| ROIC | 0.0% | - | - | - | - | - |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 7.01 |
| Dividends/Share | $0.40 | $0.40 | $0.36 | $0.36 | $0.36 | $0.29 |
| Operating Income | 0 | - | - | - | - | - |
| Operating Margin | 0.0% | - | - | - | - | - |
| ROE | 10.3% | 11.0% | 11.1% | 10.9% | 11.5% | 11.0% |
| Shares Outstanding | 45M | 45M | 44M | 40M | 38M | 38M |
BYLINE BANCORP, INC. passes 5 of 9 quality checks, suggesting mixed fundamentals.
BYLINE BANCORP, INC. trades at 11.6x trailing earnings, compared to its 15-year median P/E of 10.7x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 11.2x vs a median of 7.3x. Total shareholder yield (dividends + buybacks) is 2.8%. At current prices, the estimated annualized return to fair value is +15.5%.
BYLINE BANCORP, INC. (BY) has a current P/E ratio of 11.6, compared to its historical median P/E of 10.7. The stock is currently considered Fair based on its historical valuation range.
BYLINE BANCORP, INC. (BY) has a market capitalization of $1.5B. It is classified as a small-cap stock.
Yes, BYLINE BANCORP, INC. (BY) pays a dividend with a trailing twelve-month yield of 1.21%. The company also returns capital through share buybacks, with a buyback yield of 1.58%.
Based on historical P/E analysis, BYLINE BANCORP, INC. (BY) appears fair. The current P/E of 11.6 is 8% above its historical median of 10.7. The estimated fair value CAGR (P/E method) is 18.4%.
BYLINE BANCORP, INC. (BY) operates in the State Commercial Banks industry, within the Financials sector.
BYLINE BANCORP, INC. (BY) reported annual revenue of $446 million in its most recent fiscal year, based on SEC EDGAR filings.
BYLINE BANCORP, INC. (BY) has a net profit margin of 29.1%. This is a strong margin indicating high profitability.
BYLINE BANCORP, INC. (BY) generated $136 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
BYLINE BANCORP, INC. (BY) has a debt-to-equity ratio of 0.00. This indicates a conservatively financed balance sheet.
BYLINE BANCORP, INC. (BY) reported earnings per share (EPS) of $2.89 in its most recent fiscal year.
BYLINE BANCORP, INC. (BY) has a return on equity (ROE) of 11.0%. This indicates moderate shareholder returns.
The Ledger Terminal provides 11 years of financial data for BYLINE BANCORP, INC. (BY), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
BYLINE BANCORP, INC. (BY) has a book value per share of $28.18, based on its most recent annual SEC filing.