Chubb Limited is the Swiss-incorporated holding company of the Chubb Group of Companies. Chubb Limited, which is headquartered in Zurich, Switzerland, and its direct and indirect subsidiaries (collectively, the Chubb Group of Companies, Chubb, we, us, or our) are a global insurance and reinsurance organization, serving the needs of a diverse group of clients worldwide. At December 31, 2025, we had total assets of $272 billion and total shareholders’ equity, of $74 billion (excluding noncontrolling interests). Chubb was incorporated in 1985 at which time it opened its first business office in Bermuda and continues to maintain operations in Bermuda. We have grown our business through increased premium volume, expansion of product offerings and geographic reach, and the acquisition of other companies, to become a global property and casualty (P&C) leader.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 59.4B | 59.4B | 55.8B | 49.7B | 43.1B | 41.0B |
| Net Income | 10.3B | 10.3B | 9.3B | 9.0B | 5.2B | 8.5B |
| EPS | $25.68 | $25.68 | $22.70 | $21.80 | $12.39 | $19.27 |
| Free Cash Flow | 12.8B | 12.8B | 16.2B | 12.6B | 11.3B | 11.1B |
| ROIC | 11.5% | 12.3% | 11.8% | 12.4% | 8.1% | 11.4% |
| Gross Margin | 22.0% | 22.0% | 20.5% | 19.2% | 15.0% | 24.0% |
| Debt/Equity | 0.23 | 0.23 | 0.24 | 0.24 | 0.29 | 0.27 |
| Dividends/Share | $3.75 | $3.82 | $3.59 | $3.37 | $3.25 | $3.16 |
| Operating Income | 1.3B | 1.3B | 1.0B | 836M | 6.5B | 2.4B |
| Operating Margin | 2.2% | 2.2% | 1.8% | 1.7% | 15.0% | 5.8% |
| ROE | 14.0% | 15.0% | 14.5% | 15.2% | 10.4% | 14.3% |
| Shares Outstanding | 401M | 401M | 408M | 414M | 423M | 443M |
Chubb Ltd passes 6 of 9 quality checks, suggesting mixed fundamentals.
Chubb Ltd trades at 12.8x trailing earnings, compared to its 15-year median P/E of 13.1x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 10.3x vs a median of 8.8x. The company's 5-year average ROIC is 11.2% with a gross margin of 20.1%. Total shareholder yield (dividends + buybacks) is 3.9%. At current prices, the estimated annualized return to fair value is +18.0%.
Chubb Ltd (CB) has a current P/E ratio of 12.8, compared to its historical median P/E of 13.1. The stock is currently considered Fair based on its historical valuation range.
Chubb Ltd (CB) has a 5-year average return on invested capital (ROIC) of 11.2%. This indicates solid capital allocation.
Chubb Ltd (CB) has a market capitalization of $132.5B. It is classified as a large-cap stock.
Yes, Chubb Ltd (CB) pays a dividend with a trailing twelve-month yield of 1.14%. The company also returns capital through share buybacks, with a buyback yield of 2.79%.
Based on historical P/E analysis, Chubb Ltd (CB) appears fair. The current P/E of 12.8 is 2% below its historical median of 13.1. The estimated fair value CAGR (P/E method) is 20.0%.
Chubb Ltd (CB) operates in the Fire, Marine & Casualty Insurance industry, within the Financials sector.
Chubb Ltd (CB) reported annual revenue of $59.4 billion in its most recent fiscal year, based on SEC EDGAR filings.
Chubb Ltd (CB) has a net profit margin of 17.4%. This is a healthy margin.
Chubb Ltd (CB) generated $12.8 billion in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
Chubb Ltd (CB) has a debt-to-equity ratio of 0.23. This indicates a conservatively financed balance sheet.
Chubb Ltd (CB) reported earnings per share (EPS) of $25.68 in its most recent fiscal year.
Chubb Ltd (CB) has a return on equity (ROE) of 15.0%. This indicates moderate shareholder returns.
Chubb Ltd (CB) has a 5-year average gross margin of 20.1%. This lower margin is typical of capital-intensive or commodity businesses.
The Ledger Terminal provides 19 years of financial data for Chubb Ltd (CB), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
Chubb Ltd (CB) has a book value per share of $183.71, based on its most recent annual SEC filing.
No recent press releases.