CB Financial Services, Inc. operates in the State Commercial Banks industry, Financials sector. Full business description from SEC filing not yet available.
| Metric | TTM | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Revenue | 41M | 52M | 69M | 53M | 56M | 47M |
| Net Income | 2.7M | 13M | 23M | 11M | 12M | -11M |
| EPS | $0.52 | $2.38 | $4.40 | $2.18 | $2.15 | $-1.97 |
| Free Cash Flow | 14M | 3.4M | 11M | 14M | 11M | 14M |
| ROIC | 1.3% | 8.5% | 48.6% | 103.8% | 27.0% | -7.9% |
| Gross Margin | - | - | - | - | - | 58.3% |
| Debt/Equity | 0.00 | 9.05 | 9.41 | 0.07 | 0.29 | 0.31 |
| Dividends/Share | $1.02 | $0.97 | $1.00 | $0.95 | $0.96 | $0.96 |
| Operating Income | 1.5M | 1.5M | 47M | 19M | 18M | -3.8M |
| Operating Margin | 3.6% | 2.9% | 68.1% | 35.8% | 32.1% | -8.1% |
| ROE | 1.8% | 8.8% | 16.1% | 10.2% | 8.7% | -7.9% |
| Shares Outstanding | 5M | 5M | 5M | 5M | 5M | 5M |
CB Financial Services, Inc. passes 4 of 9 quality checks, suggesting mixed fundamentals.
CB Financial Services, Inc. trades at 69.7x trailing earnings, compared to its 15-year median P/E of 9.6x, suggesting it is currently Expensive relative to its historical range. On a free-cash-flow basis, the stock trades at 13.3x vs a median of 9.6x. The company's 5-year average ROIC is 36.0% with a gross margin of 58.3%. Total shareholder yield (dividends + buybacks) is 3.3%. At current prices, the estimated annualized return to fair value is -7.3%.
CB Financial Services, Inc. (CBFV) has a current P/E ratio of 69.7, compared to its historical median P/E of 9.6. The stock is currently considered Expensive based on its historical valuation range.
CB Financial Services, Inc. (CBFV) has a 5-year average return on invested capital (ROIC) of 36.0%. This indicates strong capital allocation and a potential competitive advantage.
CB Financial Services, Inc. (CBFV) has a market capitalization of $182M. It is classified as a small-cap stock.
Yes, CB Financial Services, Inc. (CBFV) pays a dividend with a trailing twelve-month yield of 2.82%. The company also returns capital through share buybacks, with a buyback yield of 0.53%.
Based on historical P/E analysis, CB Financial Services, Inc. (CBFV) appears expensive. The current P/E of 69.7 is 625% above its historical median of 9.6. The estimated fair value CAGR (P/E method) is 7.1%.
CB Financial Services, Inc. (CBFV) operates in the State Commercial Banks industry, within the Financials sector.
CB Financial Services, Inc. (CBFV) reported annual revenue of $52 million in its most recent fiscal year, based on SEC EDGAR filings.
CB Financial Services, Inc. (CBFV) has a net profit margin of 24.4%. This is a strong margin indicating high profitability.
CB Financial Services, Inc. (CBFV) generated $3 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
CB Financial Services, Inc. (CBFV) has a debt-to-equity ratio of 9.05. This indicates higher leverage, which may increase financial risk.
CB Financial Services, Inc. (CBFV) reported earnings per share (EPS) of $2.38 in its most recent fiscal year.
CB Financial Services, Inc. (CBFV) has a return on equity (ROE) of 8.8%. This indicates moderate shareholder returns.
CB Financial Services, Inc. (CBFV) has a 5-year average gross margin of 58.3%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 12 years of financial data for CB Financial Services, Inc. (CBFV), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
CB Financial Services, Inc. (CBFV) has a book value per share of $27.85, based on its most recent annual SEC filing.
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