Our Business Our business is mainly focused on using proprietary technologies to integrate FinTech (Financial Technology), e-finance and e-commerce services into solutions that deliver mobile financial services, prepaid debit and digital content services to the unbanked, under-banked and underserved populations nationally in the USA. The Cuentas technology platform integrates Cuentas Mobile, the Company’s Telecommunications solution, with its core financial services offerings to help entire communities enter the modern financial marketplace. Prior to the August 12, 2024, termination discussed below, Our General Purpose Reloadable (GPR) “Debit Card” is designed to allow customers to purchase prepaid products and services, including third party digital content, gift cards, remittances, mobile phone topups and other digital services. An agreement with Interactive Communications International, Inc.
| Metric | TTM | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Revenue | 0 | - | 2.3M | - | - | - |
| Net Income | -710K | -3.3M | -2.2M | -15M | -11M | -8.1M |
| EPS | $-0.36 | $-1.22 | $-0.95 | $-153.53 | $-121.16 | $-37.70 |
| Free Cash Flow | 0 | -609K | -4.2M | -8.1M | -9.4M | -1.7M |
| ROIC | -363.5% | -141.7% | -107.3% | -756.5% | -68.7% | -383.6% |
| Gross Margin | - | - | -16.5% | - | - | - |
| Debt/Equity | 0.00 | -0.30 | -1.81 | -0.27 | 0.10 | 0.97 |
| Dividends/Share | $0.00 | - | - | - | - | - |
| Operating Income | -1.2M | -2.0M | -6.4M | -14M | -11M | -7.8M |
| Operating Margin | 0.0% | - | -273.2% | - | - | - |
| ROE | 0.0% | - | - | - | -113.5% | -870.1% |
| Shares Outstanding | 3M | 3M | 2M | 0M | 0M | 0M |
Cuentas Inc. passes 0 of 9 quality checks, indicating weak fundamentals.
Total shareholder yield (buybacks) is 0.7%.
Cuentas Inc. (CUEN) has a 5-year average return on invested capital (ROIC) of -105.9%. This is below average and may indicate limited pricing power.
Cuentas Inc. (CUEN) has a market capitalization of $592K. It is classified as a small-cap stock.
Cuentas Inc. (CUEN) does not currently pay a regular dividend. However, the company returns capital to shareholders through share buybacks, with a buyback yield of 0.68%.
Cuentas Inc. (CUEN) operates in the Wholesale-Groceries & Related Products industry, within the Consumer Defensive sector.
Cuentas Inc. (CUEN) generated $-609 thousand in free cash flow in its most recent fiscal year. Negative free cash flow may indicate heavy investment or operational challenges.
Cuentas Inc. (CUEN) reported earnings per share (EPS) of $-1.22 in its most recent fiscal year.
Cuentas Inc. (CUEN) has a 5-year average gross margin of -16.5%. This lower margin is typical of capital-intensive or commodity businesses.
The Ledger Terminal provides 14 years of financial data for Cuentas Inc. (CUEN), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
Cuentas Inc. (CUEN) has a book value per share of $-1.17, based on its most recent annual SEC filing.