References in this report to "we," "our," "us," the "Company" and "Euronet" refer to Euronet Worldwide, Inc. and its subsidiaries unless the context indicates otherwise. Business Overview General Overview Euronet is a leader in electronic payment and transaction processing solutions for Financial Institutions, Retailers, Service Providers, and Individual Consumers utilizing our global payments network, platforms, and technologies. Through a collection of diverse technologies and services, our business segments and solutions meet a wide variety of payments requirements and process transactions throughout the world. We move money in all the ways the world depends on. With a global footprint, we provide compliant solutions that make financial transactions easier, faster, and secure.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 4.2B | 4.2B | 4.0B | 3.7B | 3.4B | 3.0B |
| Net Income | 310M | 310M | 306M | 280M | 231M | 71M |
| EPS | $6.84 | $6.84 | $6.45 | $5.50 | $4.41 | $1.32 |
| Free Cash Flow | 434M | 434M | 616M | 549M | 644M | 314M |
| ROIC | 36.9% | 13.1% | 11.5% | 9.6% | 8.4% | 2.5% |
| Gross Margin | 97.9% | 97.9% | - | - | - | - |
| Debt/Equity | 1.57 | 1.57 | 2.01 | 1.92 | 1.66 | 1.36 |
| Dividends/Share | $0.00 | - | - | - | - | - |
| Operating Income | 530M | 530M | 503M | 433M | 385M | 184M |
| Operating Margin | 12.5% | 12.5% | 12.6% | 11.7% | 11.5% | 6.1% |
| ROE | 23.7% | 24.4% | 24.7% | 22.4% | 18.5% | 5.2% |
| Shares Outstanding | 45M | 45M | 47M | 51M | 52M | 54M |
EURONET WORLDWIDE, INC. passes 6 of 9 quality checks, suggesting mixed fundamentals.
EURONET WORLDWIDE, INC. trades at 10.4x trailing earnings, compared to its 15-year median P/E of 22.4x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 6.4x vs a median of 16.1x. The company's 5-year average ROIC is 9.0% with a gross margin of 97.9%. Total shareholder yield (buybacks) is 20.7%. At current prices, the estimated annualized return to fair value is +45.4%.
EURONET WORLDWIDE, INC. (EEFT) has a current P/E ratio of 10.4, compared to its historical median P/E of 22.4. The stock is currently considered Fair based on its historical valuation range.
EURONET WORLDWIDE, INC. (EEFT) has a 5-year average return on invested capital (ROIC) of 9.0%. This is below average and may indicate limited pricing power.
EURONET WORLDWIDE, INC. (EEFT) has a market capitalization of $3.2B. It is classified as a mid-cap stock.
EURONET WORLDWIDE, INC. (EEFT) does not currently pay a regular dividend. However, the company returns capital to shareholders through share buybacks, with a buyback yield of 20.74%.
Based on historical P/E analysis, EURONET WORLDWIDE, INC. (EEFT) appears fair. The current P/E of 10.4 is 54% below its historical median of 22.4. The estimated fair value CAGR (P/E method) is 11.0%.
EURONET WORLDWIDE, INC. (EEFT) operates in the Functions Related To Depository Banking, Nec industry, within the Financials sector.
EURONET WORLDWIDE, INC. (EEFT) reported annual revenue of $4.2 billion in its most recent fiscal year, based on SEC EDGAR filings.
EURONET WORLDWIDE, INC. (EEFT) has a net profit margin of 7.3%. This is a modest margin.
EURONET WORLDWIDE, INC. (EEFT) generated $434 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
EURONET WORLDWIDE, INC. (EEFT) has a debt-to-equity ratio of 1.57. This indicates higher leverage, which may increase financial risk.
EURONET WORLDWIDE, INC. (EEFT) reported earnings per share (EPS) of $6.84 in its most recent fiscal year.
EURONET WORLDWIDE, INC. (EEFT) has a return on equity (ROE) of 24.4%. This indicates the company generates strong returns for shareholders.
EURONET WORLDWIDE, INC. (EEFT) has a 5-year average gross margin of 97.9%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 16 years of financial data for EURONET WORLDWIDE, INC. (EEFT), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
EURONET WORLDWIDE, INC. (EEFT) has a book value per share of $28.90, based on its most recent annual SEC filing.