A Business at a Glance
0 of 1 daily views used (1 remaining). Sign up free for +5 more daily views (6 total), or try AAPL for a full preview.
EverQuote, Inc.
EVER
$946M
Mkt Cap
$25.04
+2.20%
EverQuote, Inc. (EVER) has a current P/E ratio of 9.5, compared to its historical median P/E of 16.3. The stock is currently considered Cheap based on its historical valuation range.
EverQuote, Inc. (EVER) has a 5-year average return on invested capital (ROIC) of 16.9%. This indicates strong capital allocation and a potential competitive advantage.
EverQuote, Inc. (EVER) has a market capitalization of $925M. It is classified as a small-cap stock.
EverQuote, Inc. (EVER) does not currently pay a regular dividend. However, the company returns capital to shareholders through share buybacks, with a buyback yield of 2.27%.
Based on historical P/E analysis, EverQuote, Inc. (EVER) appears cheap. The current P/E of 9.5 is 41% below its historical median of 16.3. The estimated fair value CAGR (P/E method) is 55.6%.
EverQuote, Inc. (EVER) operates in the Services-Computer Programming, Data Processing, Etc. industry, within the Technology sector.
EverQuote, Inc. (EVER) reported annual revenue of $693 million in its most recent fiscal year, based on SEC EDGAR filings.
Company Overview We operate a leading online marketplace for insurance shopping, connecting consumers with our insurance provider customers, which includes both carriers and agents. Our vision is to be the leading growth partner for property and casualty, or P&C, insurance providers. Our results-driven marketplace, powered by our proprietary data and technology platform, is improving the way insurance providers attract and connect with consumers shopping for insurance. We operate a marketplace to connect insurance providers to a large volume of high-intent, pre-validated consumer referrals that match the insurers’ specific underwriting and profitability requirements. The transparency of our marketplace, as well as the campaign management tools we offer, are designed to make it easy for insurance carriers and third-party agents to evaluate the performance of their marketing spend on our platform and manage their own return on investment.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 717M | 693M | 500M | 288M | 404M | 419M |
| Net Income | 110M | 99M | 32M | -51M | -24M | -19M |
| EPS | $391.03 | $2.63 | $0.88 | $-1.54 | $-0.77 | $-0.67 |
| Free Cash Flow | 96M | 90M | 62M | -6.7M | -20M | 4.3M |
| ROIC | 167.8% | 113.8% | 75.2% | -54.4% | -25.4% | -24.9% |
| Gross Margin | - | 18.4% | 20.7% | 5.6% | 12.0% | 12.0% |
| Debt/Equity | 0.00 | 0.01 | 0.03 | 0.03 | 0.06 | 0.10 |
| Dividends/Share | $0.00 | - | - | - | - | - |
| Operating Income | 74M | 58M | 32M | -52M | -25M | -22M |
| Operating Margin | 10.3% | 8.4% | 6.3% | -18.1% | -6.1% | -5.2% |
| ROE | 45.7% | 53.2% | 29.7% | -54.4% | -25.4% | -24.9% |
| Shares Outstanding | 37M | 38M | 37M | 33M | 32M | 29M |
| Metric | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | 126M | 163M | 249M | 347M | 419M | 404M | 288M | 500M | 693M | 717M |
| Gross Margin | 8.5% | 7.6% | 12.8% | 13.8% | 12.0% | 12.0% | 5.6% | 20.7% | 18.4% | N/A |
| R&D | 9.2M | 14M | 20M | 30M | 36M | 32M | 28M | 30M | 32M | 33M |
| SG&A | 4.5M | 11M | 17M | 20M | 25M | 28M | 26M | 30M | 34M | 35M |
| EBIT | -4.7M | -14M | -8.0M | -12M | -22M | -25M | -52M | 32M | 58M | 74M |
| Op. Margin | -3.7% | -8.5% | -3.2% | -3.4% | -5.2% | -6.1% | -18.1% | 6.3% | 8.4% | 10.3% |
| Net Income | -19M | -51M | -7.1M | -11M | -19M | -24M | -51M | 32M | 99M | 110M |
| Net Margin | -15.2% | -31.3% | -2.9% | -3.2% | -4.6% | -6.0% | -17.8% | 6.4% | 14.3% | 15.3% |
| Non-Recurring | 0 | 0 | -98K | 0 | 0 | 0 | 4.2M | 0 | 0 | 0 |
| Returns on Capital | ||||||||||
| ROIC | -38.6% | -32.3% | -15.0% | -18.3% | -24.9% | -25.4% | -54.4% | 75.2% | 113.8% | 167.8% |
| ROE | 50.3% | -118.6% | -15.0% | -18.3% | -24.9% | -25.4% | -54.4% | 29.7% | 53.2% | 45.7% |
| ROA | -157.6% | -118.7% | -9.1% | -10.2% | -14.3% | -16.3% | -38.4% | 20.0% | 37.0% | 34.0% |
| Cash Flow | ||||||||||
| Op. Cash Flow | -1.7M | -1.9M | 4.4M | 11M | 7.2M | -16M | -2.8M | 67M | 95M | 102M |
| Free Cash Flow | -2.9M | -5.6M | 1.4M | 6.8M | 4.3M | -20M | -6.7M | 62M | 90M | 96M |
| Owner Earnings | -4.9M | -10M | -10M | -23M | -35M | -58M | -41M | 34M | 67M | 64M |
| CapEx | 1.2M | 3.7M | 3.0M | 3.8M | 2.9M | 4.3M | 3.8M | 4.1M | 5.1M | 5.5M |
| Maint. CapEx | 1.4M | 1.3M | 2.2M | 9.2M | 12M | 13M | 14M | 12M | 3.8M | 14M |
| Growth CapEx | 0 | 2.3M | 789K | 0 | 0 | 0 | 0 | 0 | 1.2M | 0 |
| D&A | 1.4M | 1.3M | 2.2M | 9.2M | 12M | 13M | 14M | 12M | 3.8M | 14M |
| CapEx/OCF | N/A | N/A | 67.4% | 35.8% | 39.8% | N/A | N/A | 6.2% | 5.3% | 5.4% |
| Capital Allocation | ||||||||||
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividend Yield | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | 9.2M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21M | 21M |
| Buyback Yield | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 2.1% | 2.3% |
| Stock-Based Comp | 1.9M | 7.1M | 13M | 24M | 30M | 29M | 24M | 21M | 24M | 24M |
| Debt Repayment | 18M | 25M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Balance Sheet | ||||||||||
| Net Debt | 2.2M | -39M | N/A | -32M | -27M | -24M | -36M | -98M | -169M | -178M |
| Cash & Equiv. | 2.4M | 42M | 46M | 43M | 35M | 31M | 38M | 102M | 171M | 178M |
| Long-Term Debt | 4.3M | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt/Equity | -0.09 | 0.06 | 0.76 | 0.15 | 0.10 | 0.06 | 0.03 | 0.03 | 0.01 | 0.00 |
| Interest Coverage | -12.3 | -69.9 | -12.0 | -61.8 | -592.5 | N/A | N/A | N/A | N/A | N/A |
| Equity | -51M | 43M | 52M | 71M | 85M | 107M | 81M | 135M | 238M | 241M |
| Total Assets | 21M | 66M | 91M | 129M | 144M | 157M | 111M | 211M | 327M | 324M |
| Total Liabilities | 71M | 23M | 39M | 58M | 58M | 49M | 30M | 75M | 89M | 83M |
| Intangibles | N/A | N/A | N/A | 3.4M | 10M | 8.0M | 5.2M | 3.3M | 0 | 0 |
| Retained Earnings | -51M | -100M | -107M | -118M | -138M | -162M | -213M | -181M | -82M | -63M |
| Working Capital | 2.6M | 39M | 47M | 51M | 37M | 36M | 39M | 99M | 169M | 175M |
| Current Assets | 18M | 61M | 85M | 97M | 85M | 81M | 69M | 172M | 256M | 257M |
| Current Liabilities | 15M | 21M | 38M | 47M | 47M | 45M | 30M | 73M | 87M | 82M |
| Per Share Data | ||||||||||
| EPS | -2.18 | -3.03 | -0.28 | -0.41 | -0.67 | -0.77 | -1.54 | 0.88 | 2.63 | 391.03 |
| Owner EPS | -0.56 | -0.61 | -0.41 | -0.83 | -1.20 | -1.83 | -1.24 | 0.93 | 1.78 | 1.72 |
| Book Value | -5.75 | 2.56 | 2.04 | 2.60 | 2.93 | 3.39 | 2.43 | 3.70 | 6.30 | 6.52 |
| Cash Flow/Share | -0.19 | -0.11 | 0.17 | 0.39 | 0.25 | -0.50 | -0.08 | 1.82 | 2.53 | 3.36 |
| Dividends/Share | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.00 |
| Shares Out. | 8.8M | 16.9M | 25.4M | 27.3M | 29.0M | 31.7M | 33.3M | 36.6M | 37.8M | 36.9M |
| Valuation | ||||||||||
| P/E Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 22.4 | 10.1 | 0.1 |
| P/FCF | N/A | N/A | 614.4 | 151.3 | 100.5 | N/A | N/A | 11.5 | 11.2 | 9.6 |
| EV/EBIT | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 10.1 |
| Price/Book | N/A | 1.7 | 17.1 | 14.6 | 5.1 | 4.1 | 5.4 | 5.3 | 4.2 | 3.8 |
| Price/Sales | N/A | 1.3 | 1.6 | 3.3 | 2.0 | 0.9 | 1.1 | 1.4 | 1.3 | 1.3 |
| FCF Yield | N/A | -7.7% | 0.2% | 0.7% | 1.0% | -4.5% | -1.5% | 8.7% | 9.0% | 10.4% |
| Market Cap | N/A | 72M | 884M | 1.0B | 435M | 444M | 436M | 719M | 1.0B | 925M |
| Avg. Price | N/A | 12.37 | 15.77 | 41.30 | 28.89 | 11.34 | 9.77 | 19.41 | 23.69 | 25.04 |
| Year-End Price | N/A | 4.28 | 34.76 | 37.91 | 14.99 | 14.00 | 13.10 | 19.68 | 26.69 | 25.04 |
EverQuote, Inc. passes 4 of 9 quality checks, suggesting mixed fundamentals.
EverQuote, Inc. trades at 9.5x trailing earnings, compared to its 15-year median P/E of 16.3x, suggesting it is currently Cheap relative to its historical range. On a free-cash-flow basis, the stock trades at 9.0x vs a median of 11.3x. The company's 5-year average ROIC is 16.9% with a gross margin of 13.8%. Total shareholder yield (buybacks) is 2.3%. At current prices, the estimated annualized return to fair value is +57.5%.
EverQuote, Inc. (EVER) has a net profit margin of 14.3%. This is a healthy margin.
EverQuote, Inc. (EVER) generated $90 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
EverQuote, Inc. (EVER) has a debt-to-equity ratio of 0.01. This indicates a conservatively financed balance sheet.
EverQuote, Inc. (EVER) reported earnings per share (EPS) of $2.63 in its most recent fiscal year.
EverQuote, Inc. (EVER) has a return on equity (ROE) of 53.2%. This indicates the company generates strong returns for shareholders.
EverQuote, Inc. (EVER) has a 5-year average gross margin of 13.8%. This lower margin is typical of capital-intensive or commodity businesses.
The Ledger Terminal provides 9 years of financial data for EverQuote, Inc. (EVER), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
EverQuote, Inc. (EVER) has a book value per share of $6.30, based on its most recent annual SEC filing.