A Business at a Glance
0 of 5 daily views used (5 remaining). Sign up free for 10 daily views, or try AAPL for a full preview.
FLUSHING FINANCIAL CORP operates in the State Commercial Banks industry, Financials sector. Full business description from SEC filing not yet available.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 490M | 490M | 408M | 424M | 327M | 292M |
| Net Income | 19M | 19M | -31M | 28M | 77M | 82M |
| EPS | $0.54 | $0.54 | $-1.07 | $0.96 | $2.50 | $2.59 |
| Free Cash Flow | 56M | 56M | 10M | 29M | 81M | 85M |
| ROIC | 2.5% | 2.5% | -4.1% | 2.7% | 10.0% | 10.0% |
| Gross Margin | 50.7% | 50.7% | 37.7% | 45.1% | 76.1% | 84.4% |
| Debt/Equity | 0.68 | 0.68 | 1.26 | 1.26 | 1.55 | 1.20 |
| Dividends/Share | $0.87 | $0.22 | $0.88 | $0.88 | $0.22 | $0.84 |
| Operating Income | 3.2M | 3.2M | 3.3M | 2.9M | 105M | 109M |
| Operating Margin | 0.7% | 0.7% | 0.8% | 0.7% | 32.1% | 37.4% |
| ROE | 2.7% | 2.6% | -4.3% | 4.2% | 11.3% | 12.6% |
| Shares Outstanding | 35M | 35M | 29M | 30M | 31M | 32M |
FLUSHING FINANCIAL CORP passes 2 of 9 quality checks, indicating weak fundamentals.
On a free-cash-flow basis, the stock trades at 10.4x vs a median of 7.3x. The company's 5-year average ROIC is 4.2% with a gross margin of 58.8%. Total shareholder yield (dividends + buybacks) is 7.5%. At current prices, the estimated annualized return to fair value is -14.8%.
FLUSHING FINANCIAL CORP (FFIC) has a 5-year average return on invested capital (ROIC) of 4.2%. This is below average and may indicate limited pricing power.
FLUSHING FINANCIAL CORP (FFIC) has a market capitalization of $558M. It is classified as a small-cap stock.
Yes, FLUSHING FINANCIAL CORP (FFIC) pays a dividend with a trailing twelve-month yield of 5.43%. The company also returns capital through share buybacks, with a buyback yield of 2.06%.
FLUSHING FINANCIAL CORP (FFIC) operates in the State Commercial Banks industry, within the Financials sector.
FLUSHING FINANCIAL CORP (FFIC) reported annual revenue of $490 million in its most recent fiscal year, based on SEC EDGAR filings.
FLUSHING FINANCIAL CORP (FFIC) has a net profit margin of 3.9%. This is a modest margin.
FLUSHING FINANCIAL CORP (FFIC) generated $56 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
FLUSHING FINANCIAL CORP (FFIC) has a debt-to-equity ratio of 0.68. This indicates moderate leverage.
FLUSHING FINANCIAL CORP (FFIC) reported earnings per share (EPS) of $0.54 in its most recent fiscal year.
FLUSHING FINANCIAL CORP (FFIC) has a return on equity (ROE) of 2.6%. This indicates moderate shareholder returns.
FLUSHING FINANCIAL CORP (FFIC) has a 5-year average gross margin of 58.8%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 17 years of financial data for FLUSHING FINANCIAL CORP (FFIC), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
FLUSHING FINANCIAL CORP (FFIC) has a book value per share of $20.25, based on its most recent annual SEC filing.