A Business at a Glance
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FinVolution Group
FINV
$32.0B
Mkt Cap
$3.40
+0.89%
Business description not available.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 13.6B | 13.6B | 13.1B | 12.5B | 11.1B | 9.5B |
| Net Income | 2.5B | 2.5B | 2.4B | 2.3B | 2.3B | 2.5B |
| EPS | $0.27 | $0.27 | $0.25 | $0.24 | $0.23 | $0.27 |
| Free Cash Flow | 255M | 255M | 393M | 123M | 31M | 90M |
| ROIC | 141.7% | 178.0% | 226.7% | 289.9% | 302.9% | 324.8% |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 0.02 | 0.02 | 0.00 | 0.00 | 0.01 | 0.00 |
| Dividends/Share | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 |
| Operating Income | 2.6B | 2.6B | 2.5B | 2.4B | 2.5B | 2.6B |
| Operating Margin | 19.4% | 19.4% | 18.9% | 19.5% | 22.3% | 27.7% |
| ROE | 107.4% | 114.3% | 118.6% | 125.5% | 130.8% | 169.9% |
| Shares Outstanding | 9,416M | 9,416M | 9,533M | 9,753M | 9,854M | 9,292M |
| Metric | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||
| Revenue | 196M | 1.2B | 3.9B | 4.2B | 856M | 1.2B | 9.5B | 11.1B | 12.5B | 13.1B | 13.6B | 13.6B |
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D | N/A | N/A | 165M | 318M | 56M | 57M | 68M | 71M | 72M | 68M | 77M | 77M |
| SG&A | 116M | 238M | 90M | 102M | 63M | 71M | 81M | 58M | 55M | 57M | 63M | 63M |
| EBIT | -176M | 568M | -248M | 441M | 646M | 2.3B | 2.6B | 2.5B | 2.4B | 2.5B | 2.6B | 2.6B |
| Op. Margin | -90.1% | 46.7% | -6.4% | 10.5% | 75.4% | N/A | 27.7% | 22.3% | 19.5% | 18.9% | 19.4% | 19.4% |
| Net Income | -181M | 501M | -306M | 359M | 341M | 2.0B | 2.5B | 2.3B | 2.3B | 2.4B | 2.5B | 2.5B |
| Net Margin | -92.5% | 41.2% | -7.9% | 8.5% | 39.8% | 170.2% | 26.5% | 20.4% | 18.7% | 18.2% | 18.7% | 18.7% |
| Non-Recurring | 0 | 0 | 0 | 0 | 2.2M | 0 | 0 | 37K | 0 | 0 | 50.4B | 50.4B |
| Returns on Capital | ||||||||||||
| ROIC | N/M | 47.3% | -35.2% | 101.7% | 72.5% | N/M | N/M | N/M | N/M | N/M | 178.0% | 141.7% |
| ROE | 84.4% | -132.7% | -55.0% | 50.6% | 34.0% | 162.8% | 169.9% | 130.8% | 125.5% | 118.6% | 114.3% | 107.4% |
| ROA | -535.2% | 45.8% | -17.6% | 22.2% | 15.0% | 80.4% | 97.9% | 76.2% | 76.8% | 76.5% | 74.0% | 70.0% |
| Cash Flow | ||||||||||||
| Op. Cash Flow | -192M | 1.1B | 3.4B | 274M | -31M | 338M | 99M | 39M | 199M | 396M | 267M | 267M |
| Free Cash Flow | -209M | 1.1B | 3.4B | 262M | -38M | 337M | 90M | 31M | 123M | 393M | 255M | 255M |
| Owner Earnings | -195M | 1.1B | 3.4B | 261M | -45M | 324M | 78M | 23M | 180M | 367M | 236M | 236M |
| CapEx | 18M | 30M | 14M | 12M | 7.0M | 1.7M | 8.7M | 7.7M | 76M | 3.8M | 12M | 12M |
| Maint. CapEx | 3.3M | 16M | 3.5M | 6.1M | 8.3M | 7.9M | 5.9M | 3.5M | 3.2M | 9.5M | 9.5M | 9.5M |
| Growth CapEx | 14M | 14M | 11M | 6.0M | 0 | 0 | 2.8M | 4.2M | 73M | 0 | 2.5M | 2.5M |
| D&A | 3.3M | 16M | 3.5M | 6.1M | 8.3M | 7.9M | 5.9M | 3.5M | 3.2M | 9.5M | 9.5M | 9.5M |
| CapEx/OCF | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 4.5% |
| Capital Allocation | ||||||||||||
| Dividends Paid | 0 | 0 | 0 | 0 | 56M | 40M | 50M | 54M | 61M | 60M | 73M | 73M |
| Dividend Yield | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.2% |
| Share Buybacks | 0 | 0 | 0 | 66M | 6.1M | 58M | 4.1M | 49M | 98M | 88M | 110M | 110M |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.3% |
| Stock-Based Comp | N/A | 0 | 16M | 7.3M | 6.1M | 6.5M | 15M | 13M | 16M | 20M | 21M | 21M |
| Debt Repayment | 5.0M | 20M | 0 | 9.3M | 3.6M | 36M | 0 | 0 | 0 | 3.9M | 6.0M | 6.0M |
| Balance Sheet | ||||||||||||
| Net Debt | N/A | -302M | N/A | -453M | -69M | -699M | -877M | -998M | -1.1B | -1.0B | -1.0B | -569M |
| Cash & Equiv. | 92M | 62M | 291M | 235M | 334M | 403M | 693M | 527M | 700M | 640M | 613M | 613M |
| Long-Term Debt | N/A | N/A | N/A | 25M | 235M | N/A | N/A | N/A | N/A | N/A | 13M | 13M |
| Debt/Equity | -0.01 | -0.05 | 1.36 | 0.03 | 0.25 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | 0.02 | 0.02 |
| Interest Coverage | -1109.5 | 31.2 | -15.9 | 7.3 | 2.7 | 9.9 | 35.5 | 16.9 | 46.1 | 127.3 | 645.1 | 645.1 |
| Equity | -317M | -438M | 557M | 862M | 1.1B | 1.3B | 1.7B | 1.8B | 1.9B | 2.1B | 2.4B | 2.4B |
| Total Assets | 44M | 2.1B | 1.3B | 1.9B | 2.6B | 2.3B | 2.8B | 3.1B | 3.0B | 3.2B | 3.6B | 3.6B |
| Total Liabilities | 2.3M | 1.4B | 756M | 1.0B | 1.5B | 989M | 1.2B | 1.3B | 1.0B | 1.1B | 1.2B | 1.2B |
| Intangibles | N/A | N/A | 9.8M | 10M | 9.2M | 15M | 16M | 14M | 14M | 19M | 39M | 39M |
| Retained Earnings | N/A | -369M | -369M | 6.6M | 282M | 406M | 736M | 942M | 1.2B | 1.4B | 1.7B | 1.7B |
| Working Capital | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Current Liabilities | N/A | 85M | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Per Share Data | ||||||||||||
| EPS | -0.27 | 0.75 | -2.55 | 0.22 | 0.22 | 0.20 | 0.27 | 0.23 | 0.24 | 0.25 | 0.27 | 0.27 |
| Owner EPS | -0.29 | 1.61 | 28.28 | 0.16 | -0.03 | 0.03 | 0.01 | 0.00 | 0.02 | 0.04 | 0.03 | 0.03 |
| Book Value | -0.48 | -0.66 | 4.64 | 0.54 | 0.74 | 0.13 | 0.18 | 0.18 | 0.20 | 0.22 | 0.25 | 0.25 |
| Cash Flow/Share | -0.29 | 1.64 | 28.45 | 0.17 | -0.02 | 0.03 | 0.01 | 0.00 | 0.02 | 0.04 | 0.03 | 0.27 |
| Dividends/Share | N/A | N/A | N/A | N/A | 0.04 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Shares Out. | 664.9M | 665.0M | 119.9M | 1.6B | 1.6B | 9.9B | 9.3B | 9.9B | 9.8B | 9.5B | 9.4B | 9.4B |
| Valuation | ||||||||||||
| P/E Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 12.6 |
| P/FCF | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 125.5 |
| EV/EBIT | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 12.0 |
| Price/Book | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 13.5 |
| Price/Sales | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 2.4 |
| FCF Yield | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.8% |
| Market Cap | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 32.0B |
| Avg. Price | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.40 |
| Year-End Price | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.40 |
FinVolution Group passes 4 of 9 quality checks, suggesting mixed fundamentals.
The company's 5-year average ROIC is 178.0%. Total shareholder yield (dividends + buybacks) is 0.6%.
FinVolution Group (FINV) has a current P/E ratio of 12.6.
FinVolution Group (FINV) has a 5-year average return on invested capital (ROIC) of 178.0%. This indicates strong capital allocation and a potential competitive advantage.
FinVolution Group (FINV) has a market capitalization of $32.0B. It is classified as a large-cap stock.
Yes, FinVolution Group (FINV) pays a dividend with a trailing twelve-month yield of 0.23%. The company also returns capital through share buybacks, with a buyback yield of 0.34%.
FinVolution Group (FINV) reported annual revenue of $13.6 billion in its most recent fiscal year, based on SEC EDGAR filings.
FinVolution Group (FINV) has a net profit margin of 18.7%. This is a healthy margin.
FinVolution Group (FINV) generated $255 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
FinVolution Group (FINV) has a debt-to-equity ratio of 0.02. This indicates a conservatively financed balance sheet.
FinVolution Group (FINV) reported earnings per share (EPS) of $0.27 in its most recent fiscal year.
FinVolution Group (FINV) has a return on equity (ROE) of 114.3%. This indicates the company generates strong returns for shareholders.
The Ledger Terminal provides 11 years of financial data for FinVolution Group (FINV), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
FinVolution Group (FINV) has a book value per share of $0.25, based on its most recent annual SEC filing.