THE COMPANY Great Southern Bancorp, Inc. Great Southern Bancorp, Inc. (“Bancorp” or “Company”) is a bank holding company, a financial holding company and the parent of Great Southern Bank (“Great Southern” or the “Bank”). Bancorp was incorporated under the laws of the State of Delaware in July 1989 as a unitary savings and loan holding company. The Company became a one-bank holding company on June 30, 1998, upon the conversion of Great Southern to a Missouri-chartered trust company. In 2004, Bancorp was re-incorporated under the laws of the State of Maryland. As a Maryland corporation, the Company is authorized to engage in any activity that is permitted by the Maryland General Corporation Law and not prohibited by law or regulatory policy. The Company currently conducts its business as a financial holding company.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 343M | 343M | 355M | 327M | 261M | 237M |
| Net Income | 71M | 71M | 62M | 68M | 76M | 75M |
| EPS | $6.19 | $6.19 | $5.26 | $5.61 | $6.02 | $5.46 |
| Free Cash Flow | 70M | 70M | 39M | 73M | 65M | 79M |
| ROIC | 9.1% | 10.8% | 9.2% | 10.5% | 12.5% | 10.8% |
| Gross Margin | 72.5% | 72.5% | 68.6% | 72.2% | 88.4% | 88.4% |
| Debt/Equity | 0.52 | 0.52 | 0.98 | 0.57 | 0.31 | 0.12 |
| Dividends/Share | $1.63 | $1.66 | $1.60 | $1.60 | $1.56 | $1.40 |
| Operating Income | 87M | 87M | 75M | 85M | 94M | 94M |
| Operating Margin | 25.5% | 25.5% | 21.3% | 26.1% | 36.1% | 39.8% |
| ROE | 11.2% | 11.5% | 10.3% | 11.9% | 14.2% | 12.1% |
| Shares Outstanding | 11M | 11M | 12M | 12M | 13M | 14M |
GREAT SOUTHERN BANCORP, INC. passes 5 of 9 quality checks, suggesting mixed fundamentals.
GREAT SOUTHERN BANCORP, INC. trades at 11.3x trailing earnings, compared to its 15-year median P/E of 10.3x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 12.6x vs a median of 10.1x. The company's 5-year average ROIC is 10.8% with a gross margin of 78.0%. Total shareholder yield (dividends + buybacks) is 8.1%. At current prices, the estimated annualized return to fair value is +0.8%.
GREAT SOUTHERN BANCORP, INC. (GSBC) has a current P/E ratio of 11.3, compared to its historical median P/E of 10.3. The stock is currently considered Fair based on its historical valuation range.
GREAT SOUTHERN BANCORP, INC. (GSBC) has a 5-year average return on invested capital (ROIC) of 10.8%. This indicates solid capital allocation.
GREAT SOUTHERN BANCORP, INC. (GSBC) has a market capitalization of $776M. It is classified as a small-cap stock.
Yes, GREAT SOUTHERN BANCORP, INC. (GSBC) pays a dividend with a trailing twelve-month yield of 2.41%. The company also returns capital through share buybacks, with a buyback yield of 5.73%.
Based on historical P/E analysis, GREAT SOUTHERN BANCORP, INC. (GSBC) appears fair. The current P/E of 11.3 is 9% above its historical median of 10.3. The estimated fair value CAGR (P/E method) is 4.1%.
GREAT SOUTHERN BANCORP, INC. (GSBC) operates in the State Commercial Banks industry, within the Financials sector.
GREAT SOUTHERN BANCORP, INC. (GSBC) reported annual revenue of $343 million in its most recent fiscal year, based on SEC EDGAR filings.
GREAT SOUTHERN BANCORP, INC. (GSBC) has a net profit margin of 20.7%. This is a strong margin indicating high profitability.
GREAT SOUTHERN BANCORP, INC. (GSBC) generated $70 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
GREAT SOUTHERN BANCORP, INC. (GSBC) has a debt-to-equity ratio of 0.52. This indicates moderate leverage.
GREAT SOUTHERN BANCORP, INC. (GSBC) reported earnings per share (EPS) of $6.19 in its most recent fiscal year.
GREAT SOUTHERN BANCORP, INC. (GSBC) has a return on equity (ROE) of 11.5%. This indicates moderate shareholder returns.
GREAT SOUTHERN BANCORP, INC. (GSBC) has a 5-year average gross margin of 78.0%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 16 years of financial data for GREAT SOUTHERN BANCORP, INC. (GSBC), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
GREAT SOUTHERN BANCORP, INC. (GSBC) has a book value per share of $55.48, based on its most recent annual SEC filing.