A Business at a Glance
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Jackson Financial Inc.
JXN
$8.4B
Mkt Cap
$119.28
+2.58%
Jackson Financial Inc. (JXN) has a 5-year average return on invested capital (ROIC) of 23.6%. This indicates strong capital allocation and a potential competitive advantage.
Jackson Financial Inc. (JXN) has a market capitalization of $8.4B. It is classified as a mid-cap stock.
Yes, Jackson Financial Inc. (JXN) pays a dividend with a trailing twelve-month yield of 2.73%. The company also returns capital through share buybacks, with a buyback yield of 8.28%.
Jackson Financial Inc. (JXN) operates in the Life Insurance industry, within the Financials sector.
Jackson Financial Inc. (JXN) reported annual revenue of $6.7 billion in its most recent fiscal year, based on SEC EDGAR filings.
Jackson Financial Inc. (JXN) has a net profit margin of -0.3%. The company is currently unprofitable.
Jackson Financial Inc. (JXN) generated $5.8 billion in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
Jackson Financial Inc. (“Jackson Financial” or “JFI”) is a financial services company focused on helping Americans in the United States (“U.S.”) secure their financial futures. We believe we are well-positioned in our markets because of our differentiated products and our well-known brand among distributors and advisors. Our market position is supported by our efficient and scalable operating platform and industry-leading distribution network. We are confident these core strengths will enable us to grow as an aging U.S. population transitions into retirement. We refer to Jackson Financial and its subsidiaries and affiliates collectively, as the “Company,” “we,” “our,” or “us.” We offer a diverse suite of annuities to retail investors in the U.S. Our variable annuities have been among the best-selling products of their kind in the U.S.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 5.8B | 6.7B | 3.3B | 3.1B | 6.4B | 6.4B |
| Net Income | -417M | -17M | 902M | 6.2B | 3.4B | 3.4B |
| EPS | $-6.06 | $-0.24 | $11.74 | $69.75 | $36.17 | $36.17 |
| Free Cash Flow | 0 | 5.8B | 5.8B | 5.2B | 5.7B | 5.7B |
| ROIC | 0.0% | -0.1% | 7.5% | 52.7% | 28.1% | 30.0% |
| Gross Margin | - | -1.7% | 31.2% | 67.3% | 77.1% | 68.3% |
| Debt/Equity | 0.21 | 0.20 | 0.21 | 0.30 | 0.34 | 0.25 |
| Dividends/Share | $3.26 | $3.15 | $2.75 | $2.27 | $1.97 | $0.50 |
| Operating Income | 0 | -114M | 1.0B | 7.7B | 4.3B | 4.0B |
| Operating Margin | 0.0% | -1.7% | 31.2% | - | 68.3% | 63.6% |
| ROE | -4.4% | -0.2% | 9.0% | 65.8% | 35.9% | 34.5% |
| Shares Outstanding | 70M | 71M | 77M | 89M | 94M | 94M |
| Metric | ||||||||
|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||
| Revenue | 3.5B | 3.5B | 6.4B | 6.4B | 3.1B | 3.3B | 6.7B | 5.8B |
| Gross Margin | -23.3% | -70.2% | 68.3% | 77.1% | 67.3% | 31.2% | -1.7% | N/A |
| R&D | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A | 994M | 985M | 1.1B | 875M | 1.0B | 1.1B | 1.1B | 1.1B |
| EBIT | -811M | -2.5B | 4.0B | 4.3B | 7.7B | 1.0B | -114M | 0 |
| Op. Margin | -23.3% | -70.2% | 63.6% | 68.3% | N/A | 31.2% | -1.7% | 0.0% |
| Net Income | -497M | -1.6B | 3.4B | 3.4B | 6.2B | 902M | -17M | -417M |
| Net Margin | -14.3% | -46.1% | 53.7% | 53.7% | 200.6% | 27.6% | -0.3% | -7.1% |
| Non-Recurring | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Returns on Capital | ||||||||
| ROIC | N/A | -19.1% | 30.0% | 28.1% | 52.7% | 7.5% | -0.1% | 0.0% |
| ROE | N/A | -19.5% | 34.5% | 35.9% | 65.8% | 9.0% | -0.2% | -4.4% |
| ROA | N/A | -0.9% | 0.9% | 1.0% | 1.9% | 0.3% | -0.0% | -0.1% |
| Cash Flow | ||||||||
| Op. Cash Flow | 4.4B | 3.7B | 5.7B | 5.7B | 5.2B | 5.8B | 5.8B | 5.2B |
| Free Cash Flow | 4.4B | 3.7B | 5.7B | 5.7B | 5.2B | 5.8B | 5.8B | 0 |
| Owner Earnings | 4.3B | 3.6B | 5.5B | 5.6B | 5.1B | 5.6B | 5.6B | 5.1B |
| CapEx | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Maint. CapEx | 11M | 11M | 11M | 0 | 0 | 0 | 0 | 0 |
| Growth CapEx | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 |
| D&A | 11M | 11M | 11M | 0 | 0 | 0 | 0 | 0 |
| CapEx/OCF | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.0% |
| Capital Allocation | ||||||||
| Dividends Paid | 0 | 0 | 50M | 186M | 201M | 211M | 223M | 229M |
| Dividend Yield | N/A | N/A | 2.1% | 6.6% | 6.6% | 3.8% | 3.5% | 2.7% |
| Share Buybacks | 0 | 0 | 211M | 321M | 306M | 442M | 669M | 694M |
| Buyback Yield | 0.0% | N/A | 6.5% | 12.2% | 7.6% | 6.8% | 8.7% | 8.3% |
| Stock-Based Comp | 79M | 56M | 129M | 131M | 107M | 191M | 132M | 138M |
| Debt Repayment | 0 | 0 | 0 | 0 | 351M | 526M | 527M | 527M |
| Balance Sheet | ||||||||
| Net Debt | -1.9B | -1.7B | 26M | -1.4B | 319M | -1.7B | -3.7B | -3.5B |
| Cash & Equiv. | 1.9B | 2.0B | 2.6B | 4.3B | 2.7B | 3.8B | 5.7B | 5.5B |
| Long-Term Debt | 0 | 322M | 2.6B | 2.6B | 2.0B | 2.0B | 2.0B | 2.0B |
| Debt/Equity | N/A | 0.03 | 0.25 | 0.34 | 0.30 | 0.21 | 0.20 | 0.21 |
| Interest Coverage | -8.2 | -28.3 | 109.4 | 44.3 | 71.0 | 10.1 | -1.1 | -1.1 |
| Equity | N/A | 9.4B | 10.4B | 8.6B | 10.2B | 9.8B | 10.0B | 9.5B |
| Total Assets | N/A | 353.5B | 375.6B | 315.0B | 330.3B | 338.4B | 352.6B | 339.5B |
| Total Liabilities | N/A | 343.5B | 364.5B | 305.6B | 319.9B | 328.5B | 342.2B | 329.6B |
| Intangibles | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Retained Earnings | N/A | -324M | 2.8B | 6.4B | 7.0B | 7.7B | 7.5B | 7.0B |
| Working Capital | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Per Share Data | ||||||||
| EPS | -13.16 | -24.14 | 36.17 | 36.17 | 69.75 | 11.74 | -0.24 | -6.06 |
| Owner EPS | 113.28 | 53.85 | 58.66 | 58.76 | 57.49 | 72.91 | 79.43 | 72.16 |
| Book Value | N/A | 139.30 | 110.02 | 91.52 | 114.67 | 127.08 | 140.51 | 135.13 |
| Cash Flow/Share | 115.66 | 54.84 | 60.15 | 60.15 | 58.70 | 75.40 | 81.29 | -5.93 |
| Dividends/Share | 0.00 | 0.00 | 0.50 | 1.97 | 2.27 | 2.75 | 3.15 | 3.26 |
| Shares Out. | 37.8M | 67.7M | 94.5M | 94.5M | 88.7M | 76.8M | 70.8M | 70.3M |
| Valuation | ||||||||
| P/E Ratio | N/A | N/A | 1.0 | 0.4 | 4.5 | 7.2 | N/A | -19.7 |
| P/FCF | N/A | N/A | 0.6 | 0.5 | 0.8 | 1.1 | 1.3 | N/A |
| EV/EBIT | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price/Book | N/A | N/A | 0.3 | 0.3 | 0.4 | 0.7 | 0.8 | 0.9 |
| Price/Sales | N/A | N/A | 0.3 | 0.3 | 0.9 | 1.7 | 0.9 | 1.4 |
| FCF Yield | N/A | N/A | 176.3% | 216.4% | 129.0% | 88.8% | 75.1% | N/A |
| Market Cap | 0 | N/A | 3.2B | 2.6B | 4.0B | 6.5B | 7.7B | 8.4B |
| Avg. Price | 0.00 | N/A | 25.17 | 29.93 | 34.14 | 72.91 | 88.86 | 119.28 |
| Year-End Price | 0.00 | N/A | 34.11 | 29.61 | 48.31 | 84.93 | 108.21 | 119.28 |
Jackson Financial Inc. passes 4 of 9 quality checks, suggesting mixed fundamentals.
On a free-cash-flow basis, the stock trades at 1.5x vs a median of 0.8x. The company's 5-year average ROIC is 23.6% with a gross margin of 48.4%. Total shareholder yield (dividends + buybacks) is 11.0%. At current prices, the estimated annualized return to fair value is +4.2%.
Jackson Financial Inc. (JXN) has a debt-to-equity ratio of 0.20. This indicates a conservatively financed balance sheet.
Jackson Financial Inc. (JXN) reported earnings per share (EPS) of $-0.24 in its most recent fiscal year.
Jackson Financial Inc. (JXN) has a return on equity (ROE) of -0.2%. A negative ROE may indicate losses or negative equity.
Jackson Financial Inc. (JXN) has a 5-year average gross margin of 48.4%. This indicates decent pricing power.
The Ledger Terminal provides 7 years of financial data for Jackson Financial Inc. (JXN), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
Jackson Financial Inc. (JXN) has a book value per share of $140.51, based on its most recent annual SEC filing.