Table of Contents Item 4. Information on the Company. A.History and Development of the Company MUFG is a bank holding company incorporated as a joint stock company (kabushiki kaisha) under the Companies Act of Japan. We are the holding company for MUFG Bank, Ltd. (formerly, The Bank of Tokyo-Mitsubishi UFJ, Ltd.), Mitsubishi UFJ Trust and Banking Corporation, Mitsubishi UFJ Securities Holdings Co., Ltd., Mitsubishi UFJ Morgan Stanley Securities Co., Ltd., Mitsubishi UFJ NICOS Co., Ltd., Mitsubishi UFJ Asset Management Co., Ltd., and other companies engaged in a wide range of financial businesses. On April 2, 2001, The Bank of Tokyo-Mitsubishi, Ltd., Mitsubishi Trust and Banking Corporation, or Mitsubishi Trust Bank, and Nippon Trust and Banking Co., Ltd. established Mitsubishi Tokyo Financial Group, Inc., or MTFG, to be a holding company for the three entities. Before that, each of the banks had been a publicly traded company.
| Segment | 2021 | 2022 | 2023 | 2024 | 2025 | % of Total |
|---|---|---|---|---|---|---|
Other fees and commissions | $2.66B | $2.66B | $2.84B | $3.15B | $3.90B | 27% |
Fees and commissions on security-related services | $2.21B | $2.02B | $1.60B | $1.83B | $2.42B | 17% |
Fees and commissions on administration and management services for investment funds | $2.13B | $2.19B | $2.00B | $2.09B | $2.27B | 16% |
Fees and commissions on credit card business | $1.81B | $1.58B | $1.65B | $1.66B | $1.85B | 13% |
Fees and commissions on remittances and transfers | $1.50B | $1.20B | $1.05B | $1000M | $1.07B | 7% |
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 37.8B | 37.8B | 36.2B | 27.5B | 25.7B | 46.8B |
| Net Income | 8.5B | 8.5B | 8.7B | 2.7B | -636M | 10.1B |
| EPS | $0.75 | $0.75 | $0.75 | $0.22 | $-0.05 | $0.81 |
| Free Cash Flow | 6.0B | 6.0B | -12.5B | 14.1B | 6.2B | -3.3B |
| ROIC | 3.2% | 3.2% | 2.3% | 1.1% | 0.2% | 2.2% |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 2.50 | 2.50 | 2.89 | 3.01 | 3.28 | 3.15 |
| Dividends/Share | $0.31 | $0.31 | $0.25 | $0.22 | $0.21 | $0.23 |
| Operating Income | 2.1B | 2.1B | 1.1B | 659M | 911M | 993M |
| Operating Margin | 5.7% | 5.7% | 3.0% | 2.4% | 3.5% | 2.1% |
| ROE | 6.9% | 7.0% | 7.5% | 2.4% | -0.5% | 7.1% |
| Shares Outstanding | 11,312M | 11,312M | 11,601M | 12,022M | 11,613M | 12,468M |
MITSUBISHI UFJ FINANCIAL GROUP INC passes 3 of 9 quality checks, indicating weak fundamentals.
MITSUBISHI UFJ FINANCIAL GROUP INC trades at 25.2x trailing earnings, compared to its 15-year median P/E of 13.1x, suggesting it is currently Expensive relative to its historical range. On a free-cash-flow basis, the stock trades at 35.5x vs a median of 13.7x. The company's 5-year average ROIC is 1.8%. Total shareholder yield (dividends + buybacks) is 3.1%. At current prices, the estimated annualized return to fair value is +36.1%.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) has a current P/E ratio of 25.2, compared to its historical median P/E of 13.1. The stock is currently considered Expensive based on its historical valuation range.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) has a 5-year average return on invested capital (ROIC) of 1.8%. This is below average and may indicate limited pricing power.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) has a market capitalization of $206.2B. It is classified as a mega-cap stock.
Yes, MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) pays a dividend with a trailing twelve-month yield of 1.72%. The company also returns capital through share buybacks, with a buyback yield of 1.36%.
Based on historical P/E analysis, MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) appears expensive. The current P/E of 25.2 is 93% above its historical median of 13.1. The estimated fair value CAGR (P/E method) is 5.9%.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) operates in the Commercial Banks, Nec industry, within the Financials sector.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) reported annual revenue of $37.8 billion in its most recent fiscal year, based on SEC EDGAR filings.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) has a net profit margin of 22.4%. This is a strong margin indicating high profitability.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) generated $6.0 billion in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) has a debt-to-equity ratio of 2.50. This indicates higher leverage, which may increase financial risk.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) reported earnings per share (EPS) of $0.75 in its most recent fiscal year.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) has a return on equity (ROE) of 7.0%. This indicates moderate shareholder returns.
The Ledger Terminal provides 15 years of financial data for MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG) has a book value per share of $10.81, based on its most recent annual SEC filing.