A Business at a Glance
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PARKE BANCORP, INC.
PKBK
$397M
Mkt Cap
$33.23
+2.12%
PARKE BANCORP, INC. (PKBK) has a current P/E ratio of 11.7, compared to its historical median P/E of 6.8. The stock is currently considered Expensive based on its historical valuation range.
PARKE BANCORP, INC. (PKBK) has a 5-year average return on invested capital (ROIC) of 13.2%. This indicates solid capital allocation.
PARKE BANCORP, INC. (PKBK) has a market capitalization of $416M. It is classified as a small-cap stock.
Yes, PARKE BANCORP, INC. (PKBK) pays a dividend with a trailing twelve-month yield of 2.03%. The company also returns capital through share buybacks, with a buyback yield of 1.56%.
Based on historical P/E analysis, PARKE BANCORP, INC. (PKBK) appears expensive. The current P/E of 11.7 is 71% above its historical median of 6.8. The estimated fair value CAGR (P/E method) is 1.8%.
PARKE BANCORP, INC. (PKBK) operates in the State Commercial Banks industry, within the Financials sector.
PARKE BANCORP, INC. (PKBK) reported annual revenue of $146 million in its most recent fiscal year, based on SEC EDGAR filings.
We are a bank holding company incorporated under the laws of the State of New Jersey in January 2005. Our business and operations primarily consist of our ownership of Parke Bank (the "Bank"). The Bank is a full service commercial bank and is chartered by the New Jersey Department of Banking and insured by the Federal Deposit Insurance Corporation (“FDIC”). The Bank conducts its business through offices in Gloucester, Atlantic and Camden Counties in New Jersey and the Philadelphia area in Pennsylvania. We, through our wholly owned subsidiary Parke Bank, provide personal and business financial services to individuals and small to mid-sized businesses. We offer a range of loan products, deposits services, and other financial products through our retail branches and other channels to our customers. Our core lending businesses are commercial real estate lending, residential real estate lending, and construction lending.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 85M | 146M | 129M | 119M | 96M | 91M |
| Net Income | 42M | 38M | 27M | 28M | 42M | 41M |
| EPS | $3.37 | $3.16 | $2.27 | $2.35 | $3.44 | $3.36 |
| Free Cash Flow | 45M | 39M | 35M | 23M | 43M | 39M |
| ROIC | 12.1% | 12.1% | 9.4% | 10.3% | 16.8% | 17.6% |
| Gross Margin | - | 0.0% | - | - | - | - |
| Debt/Equity | 0.03 | 0.02 | 0.32 | 0.33 | 0.24 | 0.00 |
| Dividends/Share | $0.67 | $0.72 | $0.72 | $0.72 | $0.68 | $0.63 |
| Operating Income | 772K | 49M | 1.4M | 38M | 56M | 55M |
| Operating Margin | 0.9% | 33.8% | 1.1% | 31.6% | 58.5% | 60.4% |
| ROE | 12.5% | 12.1% | 9.4% | 10.3% | 16.8% | 18.8% |
| Shares Outstanding | 13M | 12M | 12M | 12M | 12M | 12M |
| Metric | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||
| Revenue | 46M | 44M | 52M | 50M | 65M | 83M | 89M | 91M | 96M | 119M | 129M | 146M | 85M |
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.0% | N/A |
| R&D | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A | 7.3M | 7.7M | 7.3M | 7.4M | 8.3M | 9.2M | 11M | 9.7M | 11M | 12M | 13M | 13M | 14M |
| EBIT | 1.3M | 918K | 876K | 867K | 33M | 40M | 39M | 55M | 56M | 38M | 1.4M | 49M | 772K |
| Op. Margin | 2.9% | 2.1% | 1.7% | 1.7% | 51.2% | 48.1% | 43.8% | 60.4% | 58.5% | 31.6% | 1.1% | 33.8% | 0.9% |
| Net Income | 9.3M | 9.5M | 17M | 11M | 24M | 30M | 28M | 41M | 42M | 28M | 27M | 38M | 42M |
| Net Margin | 20.3% | 21.3% | 33.0% | 21.4% | 37.3% | 35.8% | 32.0% | 44.8% | 43.6% | 23.8% | 21.2% | 25.8% | 49.0% |
| Non-Recurring | 178K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Returns on Capital | |||||||||||||
| ROIC | 9.4% | 8.8% | 14.5% | 8.2% | 16.9% | 18.0% | 13.9% | 17.6% | 16.8% | 10.3% | 9.4% | 12.1% | 12.1% |
| ROE | 9.4% | 8.8% | 14.5% | 8.2% | 16.9% | 18.0% | 15.0% | 18.8% | 16.8% | 10.3% | 9.4% | 12.1% | 12.5% |
| ROA | 1.1% | 1.1% | 1.8% | 1.0% | 1.9% | 1.9% | 1.5% | 1.9% | 2.0% | 1.4% | 1.3% | 1.7% | 1.9% |
| Cash Flow | |||||||||||||
| Op. Cash Flow | 27M | 5.1M | 13M | 19M | 29M | 34M | 37M | 39M | 43M | 23M | 35M | 40M | 46M |
| Free Cash Flow | 26M | 4.7M | 12M | 17M | 29M | 34M | 36M | 39M | 43M | 23M | 35M | 39M | 45M |
| Owner Earnings | 26M | 4.8M | 12M | 19M | 28M | 34M | 36M | 38M | 42M | 22M | 34M | 39M | 45M |
| CapEx | 118K | 352K | 875K | 2.1M | 138K | 594K | 251K | 64K | 150K | 0 | 119K | 595K | 283K |
| Maint. CapEx | 348K | 251K | 269K | 320K | 380K | 431K | 586K | 687K | 646K | 464K | 571K | 508K | 473K |
| Growth CapEx | 0 | 101K | 606K | 1.8M | 0 | 163K | 0 | 0 | 0 | N/A | 0 | 87K | 0 |
| D&A | 348K | 251K | 269K | 320K | 380K | 431K | 586K | 687K | 646K | 464K | 571K | 508K | 473K |
| CapEx/OCF | 0.4% | 7.0% | 6.9% | 11.3% | 0.5% | 1.7% | 0.7% | 0.2% | 0.3% | N/A | 0.3% | N/A | 0.6% |
| Capital Allocation | |||||||||||||
| Dividends Paid | 0 | 1.9M | 2.0M | 3.2M | 4.7M | 6.5M | 7.4M | 7.6M | 7.9M | 8.6M | 8.6M | 8.5M | 8.4M |
| Dividend Yield | N/A | 3.1% | 2.6% | 2.4% | 2.7% | 3.4% | 5.2% | 3.7% | 3.3% | 4.4% | 4.0% | N/A | 2.0% |
| Share Buybacks | 0 | 831K | 4K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4.3M | 6.5M | 6.5M |
| Buyback Yield | N/A | 1.2% | 0.0% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 1.8% | 0.0% | 1.6% |
| Stock-Based Comp | 0 | 0 | 66K | 72K | 109K | 176K | 265K | 230K | 349K | 397K | 336K | 293K | 301K |
| Debt Repayment | 5.9M | 35M | 5.0M | 35M | 10M | 0 | 0 | 57M | 58M | 53M | 95M | 5.0M | 5.0M |
| Balance Sheet | |||||||||||||
| Net Debt | -17M | N/A | N/A | N/A | -176M | -188M | -449M | -620M | -138M | -102M | -141M | -165M | -114M |
| Cash & Equiv. | 36M | 27M | 71M | 42M | 154M | 192M | 459M | 597M | 182M | 180M | 222M | 157M | 124M |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | 0 | 29M | 0 | 0 | 0 | N/A | N/A | 10M |
| Debt/Equity | 0.48 | 6.90 | 6.99 | 7.44 | 0.07 | 0.17 | 0.14 | 0.00 | 0.24 | 0.33 | 0.32 | 0.02 | 0.03 |
| Interest Coverage | 0.2 | 0.2 | 0.1 | 0.1 | 3.4 | 2.7 | 2.8 | 5.2 | 5.0 | 1.9 | 0.0 | 0.0 | 0.1 |
| Equity | 103M | 112M | 127M | 135M | 154M | 178M | 201M | 232M | 266M | 284M | 300M | 325M | 336M |
| Total Assets | 822M | 885M | 1.0B | 1.1B | 1.5B | 1.7B | 2.1B | 2.1B | 2.0B | 2.0B | 2.1B | 2.2B | 2.2B |
| Total Liabilities | 719M | 773M | 889M | 1.0B | 1.3B | 1.5B | 1.9B | 1.9B | 1.7B | 1.7B | 1.8B | 1.9B | 1.9B |
| Intangibles | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 | 0 |
| Retained Earnings | 33M | 41M | 47M | 39M | 42M | 44M | 67M | 98M | 132M | 149M | 168M | 198M | 207M |
| Working Capital | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 | 0 |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 | 0 |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0 | 0 |
| Per Share Data | |||||||||||||
| EPS | 1.32 | 1.12 | 1.92 | 1.13 | 2.07 | 2.48 | 2.37 | 3.36 | 3.44 | 2.35 | 2.27 | 3.16 | 3.37 |
| Owner EPS | 3.73 | 0.57 | 1.37 | 1.96 | 2.41 | 2.81 | 2.98 | 3.11 | 3.49 | 1.83 | 2.83 | 3.24 | 3.58 |
| Book Value | 14.65 | 13.21 | 14.10 | 14.17 | 13.04 | 14.77 | 16.77 | 19.17 | 21.90 | 23.50 | 24.78 | 27.16 | 26.81 |
| Cash Flow/Share | 3.78 | 0.60 | 1.41 | 2.00 | 2.45 | 2.86 | 3.05 | 3.19 | 3.58 | 1.90 | 2.90 | 3.31 | 3.38 |
| Dividends/Share | 0.10 | 0.22 | 0.26 | 0.46 | 0.40 | 0.54 | 0.62 | 0.63 | 0.68 | 0.72 | 0.72 | 0.72 | 0.67 |
| Shares Out. | 7.0M | 8.5M | 9.0M | 9.5M | 11.8M | 12.0M | 12.0M | 12.1M | 12.2M | 12.1M | 12.1M | 11.9M | 12.5M |
| Valuation | |||||||||||||
| P/E Ratio | 6.0 | 7.5 | 6.8 | 13.7 | 6.4 | 7.3 | 5.3 | 5.4 | 5.2 | 8.0 | 8.7 | N/A | 9.9 |
| P/FCF | 1.7 | 13.6 | 9.1 | 7.9 | 5.4 | 6.4 | 4.2 | 5.7 | 5.1 | 9.9 | 6.8 | N/A | 9.2 |
| EV/EBIT | 79.8 | 169.5 | 226.0 | 302.1 | 5.6 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 391.0 |
| Price/Book | 0.5 | 0.6 | 0.9 | 1.1 | 1.0 | 1.2 | 0.8 | 0.9 | 0.8 | 0.8 | 0.8 | N/A | 1.2 |
| Price/Sales | 1.4 | 1.8 | 1.8 | 3.4 | 3.4 | 3.1 | 2.1 | 2.7 | 2.9 | 2.8 | 3.4 | N/A | 4.9 |
| FCF Yield | 47.9% | 6.6% | 10.0% | 11.4% | 18.4% | 15.5% | 24.0% | 17.7% | 19.8% | 10.1% | 14.6% | N/A | 10.9% |
| Market Cap | 55M | 71M | 118M | 147M | 157M | 218M | 151M | 218M | 219M | 229M | 240M | 0 | 416M |
| Avg. Price | 6.54 | 7.30 | 8.52 | 13.79 | 14.85 | 15.83 | 11.91 | 17.20 | 19.70 | 16.27 | 17.71 | 0.00 | 33.23 |
| Year-End Price | 6.49 | 7.53 | 11.93 | 14.07 | 13.30 | 18.14 | 12.63 | 18.02 | 18.03 | 18.91 | 19.80 | 0.00 | 33.23 |
PARKE BANCORP, INC. passes 4 of 9 quality checks, suggesting mixed fundamentals.
PARKE BANCORP, INC. trades at 11.7x trailing earnings, compared to its 15-year median P/E of 6.8x, suggesting it is currently Expensive relative to its historical range. On a free-cash-flow basis, the stock trades at 11.7x vs a median of 6.4x. The company's 5-year average ROIC is 13.2%. Total shareholder yield (dividends + buybacks) is 3.6%. At current prices, the estimated annualized return to fair value is -1.4%.
PARKE BANCORP, INC. (PKBK) has a net profit margin of 25.8%. This is a strong margin indicating high profitability.
PARKE BANCORP, INC. (PKBK) generated $39 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
PARKE BANCORP, INC. (PKBK) has a debt-to-equity ratio of 0.02. This indicates a conservatively financed balance sheet.
PARKE BANCORP, INC. (PKBK) reported earnings per share (EPS) of $3.16 in its most recent fiscal year.
PARKE BANCORP, INC. (PKBK) has a return on equity (ROE) of 12.1%. This indicates moderate shareholder returns.
The Ledger Terminal provides 16 years of financial data for PARKE BANCORP, INC. (PKBK), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
PARKE BANCORP, INC. (PKBK) has a book value per share of $27.16, based on its most recent annual SEC filing.
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