A Business at a Glance
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Table of Contents Retirement Strategies Group Insurance Individual Life International Businesses Corporate and Other Closed Block Division Seasonality of Key Financial Items Intangible and Intellectual Property Human Capital Resources Available Information Information About our Executive Officers Prudential Financial, Inc. (“Prudential Financial” or “PFI”), a global financial services leader and premier active global investment manager with approximately $1.609 trillion of assets under management as of December 31, 2025, has operations in the United States, Asia, Europe and Latin America. Through our subsidiaries and affiliates we offer a wide array of financial products and services, including life insurance, annuities, retirement-related products and services, mutual funds and investment management. We offer these products and services to individual and institutional customers through proprietary and third-party distribution networks.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 60.8B | 60.8B | 70.4B | 54.0B | 56.9B | 70.9B |
| Net Income | 3.6B | 3.6B | 2.7B | 2.5B | -1.6B | 7.7B |
| EPS | $9.99 | $9.99 | $7.50 | $6.74 | $-4.49 | $19.51 |
| Free Cash Flow | 6.3B | 6.3B | 8.5B | 6.5B | 5.2B | 9.8B |
| ROIC | 10.9% | 7.3% | 5.8% | 5.3% | -3.3% | 9.6% |
| Gross Margin | 7.7% | 7.7% | 4.6% | 5.7% | -3.3% | 13.2% |
| Debt/Equity | 0.63 | 0.63 | 0.72 | 0.70 | 0.68 | 0.31 |
| Dividends/Share | $5.38 | $5.40 | $5.20 | $5.00 | $4.80 | $4.60 |
| Operating Income | 4.7B | 4.7B | 3.2B | 3.1B | -1.9B | 9.4B |
| Operating Margin | 7.7% | 7.7% | 4.6% | 5.7% | -3.3% | 13.2% |
| ROE | 11.0% | 11.9% | 9.8% | 8.9% | -5.4% | 12.5% |
| Shares Outstanding | 358M | 358M | 364M | 369M | 367M | 396M |
PRUDENTIAL FINANCIAL INC passes 2 of 9 quality checks, indicating weak fundamentals.
PRUDENTIAL FINANCIAL INC trades at 9.9x trailing earnings, compared to its 15-year median P/E of 6.9x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 5.6x vs a median of 3.1x. The company's 5-year average ROIC is 4.9% with a gross margin of 5.6%. Total shareholder yield (dividends + buybacks) is 8.3%. At current prices, the estimated annualized return to fair value is -13.4%.
PRUDENTIAL FINANCIAL INC (PRU) has a current P/E ratio of 9.9, compared to its historical median P/E of 6.9. The stock is currently considered Fair based on its historical valuation range.
PRUDENTIAL FINANCIAL INC (PRU) has a 5-year average return on invested capital (ROIC) of 4.9%. This is below average and may indicate limited pricing power.
PRUDENTIAL FINANCIAL INC (PRU) has a market capitalization of $35.3B. It is classified as a large-cap stock.
Yes, PRUDENTIAL FINANCIAL INC (PRU) pays a dividend with a trailing twelve-month yield of 5.46%. The company also returns capital through share buybacks, with a buyback yield of 2.84%.
Based on historical P/E analysis, PRUDENTIAL FINANCIAL INC (PRU) appears fair. The current P/E of 9.9 is 43% above its historical median of 6.9. The estimated fair value CAGR (P/E method) is 0.5%.
PRUDENTIAL FINANCIAL INC (PRU) operates in the Life Insurance industry, within the Financials sector.
PRUDENTIAL FINANCIAL INC (PRU) reported annual revenue of $60.8 billion in its most recent fiscal year, based on SEC EDGAR filings.
PRUDENTIAL FINANCIAL INC (PRU) has a net profit margin of 5.9%. This is a modest margin.
PRUDENTIAL FINANCIAL INC (PRU) generated $6.3 billion in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
PRUDENTIAL FINANCIAL INC (PRU) has a debt-to-equity ratio of 0.63. This indicates moderate leverage.
PRUDENTIAL FINANCIAL INC (PRU) reported earnings per share (EPS) of $9.99 in its most recent fiscal year.
PRUDENTIAL FINANCIAL INC (PRU) has a return on equity (ROE) of 11.9%. This indicates moderate shareholder returns.
PRUDENTIAL FINANCIAL INC (PRU) has a 5-year average gross margin of 5.6%. This lower margin is typical of capital-intensive or commodity businesses.
The Ledger Terminal provides 19 years of financial data for PRUDENTIAL FINANCIAL INC (PRU), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
PRUDENTIAL FINANCIAL INC (PRU) has a book value per share of $90.62, based on its most recent annual SEC filing.