A Business at a Glance
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Roadzen Inc.
RDZN
$83M
Mkt Cap
$1.19
+4.39%
Roadzen Inc. (RDZN) has a 5-year average return on invested capital (ROIC) of -104.3%. This is below average and may indicate limited pricing power.
Roadzen Inc. (RDZN) has a market capitalization of $95M. It is classified as a small-cap stock.
Roadzen Inc. (RDZN) does not currently pay a regular dividend.
Roadzen Inc. (RDZN) operates in the Insurance Agents, Brokers & Service industry, within the Financials sector.
Roadzen Inc. (RDZN) reported annual revenue of $44 million in its most recent fiscal year, based on SEC EDGAR filings.
Roadzen Inc. (RDZN) has a net profit margin of -164.5%. The company is currently unprofitable.
Roadzen Inc. (RDZN) generated $-19 million in free cash flow in its most recent fiscal year. Negative free cash flow may indicate heavy investment or operational challenges.
Item 1. Business. Roadzen Inc. is a leading Insurtech company on a mission to transform global auto insurance powered by advanced artificial intelligence (“AI”). At the heart of our mission is our commitment to create transparency, efficiency, and a seamless experience for the millions of end customers who use our products through our insurer, OEM, and fleet (such as trucking, delivery, and commercial fleets) partners. We seek to accomplish this by combining computer vision, telematics and AI with continually updated data sources to provide a more efficient, effective and informed way of building auto insurance products, assessing damages, processing claims and improving driver safety. Insurers and other partners of Roadzen across the world use Roadzen’s technology to launch new auto insurance products, manage risk better and resolve claims faster.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Revenue | 50M | 44M | - | - | - |
| Net Income | -15M | -73M | -100M | -14M | 983K |
| EPS | $-0.20 | $-1.04 | $-2.26 | $-0.86 | - |
| Free Cash Flow | -21M | -19M | -20M | -8.4M | 1.2M |
| ROIC | -21.0% | -147.5% | -105.5% | -60.0% | - |
| Gross Margin | - | 57.5% | - | - | - |
| Debt/Equity | 0.00 | -0.91 | -1.93 | -0.16 | -0.04 |
| Dividends/Share | $0.00 | - | - | - | - |
| Operating Income | -12M | -61M | -78M | -12M | - |
| Operating Margin | -23.7% | -137.3% | - | - | - |
| ROE | 0.0% | 414.7% | 327.2% | 48.3% | -14.6% |
| Shares Outstanding | 79M | 70M | 44M | 16M | - |
| Metric | |||||
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | N/A | N/A | N/A | 44M | 50M |
| Gross Margin | N/A | N/A | N/A | 57.5% | N/A |
| R&D | N/A | 2.7M | 5.0M | 3.8M | 768K |
| SG&A | 1.8M | 4.6M | 66M | 52M | 12M |
| EBIT | N/A | -12M | -78M | -61M | -12M |
| Op. Margin | N/A | N/A | N/A | -137.3% | -23.7% |
| Net Income | 983K | -14M | -100M | -73M | -15M |
| Net Margin | N/A | N/A | N/A | -164.5% | -30.6% |
| Non-Recurring | 0 | 666K | 0 | 0 | 0 |
| Returns on Capital | |||||
| ROIC | N/A | -60.0% | -105.5% | -147.5% | -21.0% |
| ROE | -14.6% | 48.3% | 327.2% | 414.7% | 0.0% |
| ROA | 0.5% | -12.7% | -271.9% | -160.7% | -34.3% |
| Cash Flow | |||||
| Op. Cash Flow | 1.2M | -7.5M | -19M | -18M | -20M |
| Free Cash Flow | 1.2M | -8.4M | -20M | -19M | -21M |
| Owner Earnings | 1.2M | -9.2M | -76M | -67M | -21M |
| CapEx | 0 | 842K | 456K | 425K | 1.2M |
| Maint. CapEx | 0 | 1.6M | 854K | 2.0M | 263K |
| Growth CapEx | N/A | 0 | 0 | 0 | 937K |
| D&A | 0 | 1.6M | 854K | 2.0M | 263K |
| CapEx/OCF | N/A | N/A | N/A | N/A | 0.0% |
| Capital Allocation | |||||
| Dividends Paid | 0 | 0 | 0 | 0 | 0 |
| Dividend Yield | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | 0 | 0 | 0 | 0 | 0 |
| Buyback Yield | N/A | N/A | N/A | N/A | 0.0% |
| Stock-Based Comp | N/A | N/A | 56M | 47M | 456K |
| Debt Repayment | 0 | 613K | 12K | 1.6M | 1.6M |
| Balance Sheet | |||||
| Net Debt | -786K | 7.8M | 8.3M | 18M | 24M |
| Cash & Equiv. | 1.1M | 589K | 11M | 4.8M | 5.4M |
| Long-Term Debt | 300K | 653K | 1.5M | 140K | 4.8M |
| Debt/Equity | -0.04 | -0.16 | -1.93 | -0.91 | 0.00 |
| Interest Coverage | N/A | -14.9 | -33.9 | -18.7 | -18.7 |
| Equity | -7.8M | -51M | -10M | -25M | -27M |
| Total Assets | 207M | 15M | 58M | 33M | 45M |
| Total Liabilities | 215M | 66M | 68M | 58M | 69M |
| Intangibles | N/A | 2.5M | 3.0M | 1.2M | 4.0M |
| Retained Earnings | -7.8M | -51M | -151M | -224M | -239M |
| Working Capital | N/A | N/A | N/A | N/A | N/A |
| Current Assets | N/A | N/A | N/A | N/A | N/A |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A |
| Per Share Data | |||||
| EPS | N/A | -0.86 | -2.26 | -1.04 | -0.20 |
| Owner EPS | N/A | -0.56 | -1.73 | -0.96 | -0.26 |
| Book Value | N/A | -3.09 | -0.23 | -0.36 | -0.33 |
| Cash Flow/Share | N/A | -0.46 | -0.44 | -0.26 | -0.19 |
| Dividends/Share | N/A | N/A | N/A | N/A | 0.00 |
| Shares Out. | N/A | 16.4M | 44.1M | 70.1M | 79.5M |
| Valuation | |||||
| P/E Ratio | N/A | N/A | N/A | N/A | -6.0 |
| P/FCF | N/A | N/A | N/A | N/A | N/A |
| EV/EBIT | N/A | N/A | N/A | N/A | N/A |
| Price/Book | N/A | N/A | N/A | N/A | N/A |
| Price/Sales | N/A | N/A | N/A | 3.3 | 1.9 |
| FCF Yield | N/A | -4.9% | -6.9% | -27.5% | -22.6% |
| Market Cap | N/A | 172M | 287M | 68M | 95M |
| Avg. Price | 9.92 | 10.13 | 7.72 | 2.08 | 1.19 |
| Year-End Price | 10.00 | 10.48 | 6.50 | 0.96 | 1.19 |
Roadzen Inc. passes 2 of 9 quality checks, indicating weak fundamentals.
The company's 5-year average gross margin is 57.5%.
Roadzen Inc. (RDZN) reported earnings per share (EPS) of $-1.04 in its most recent fiscal year.
Roadzen Inc. (RDZN) has a return on equity (ROE) of 414.7%. This indicates the company generates strong returns for shareholders.
Roadzen Inc. (RDZN) has a 5-year average gross margin of 57.5%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 4 years of financial data for Roadzen Inc. (RDZN), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
Roadzen Inc. (RDZN) has a book value per share of $-0.36, based on its most recent annual SEC filing.