A Business at a Glance
0 of 5 daily views used (5 remaining). Sign up free for 10 daily views, or try AAPL for a full preview.
Business description not available.
| Metric | TTM | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Revenue | 0 | - | - | - | - | - |
| Net Income | 43M | 43M | 31M | 28M | 33M | 28M |
| EPS | $1.16 | $1.16 | $0.95 | $0.85 | $0.99 | $0.84 |
| Free Cash Flow | -47M | -47M | -13M | 141M | -44M | 47M |
| ROIC | 12.4% | 15.3% | 12.3% | 10.6% | 13.2% | 12.4% |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 0.00 | - | - | - | - | - |
| Dividends/Share | $0.40 | $0.40 | $0.37 | $0.36 | $0.44 | $0.34 |
| Operating Income | 50M | 50M | 38M | 33M | 38M | 33M |
| Operating Margin | 0.0% | - | - | - | - | - |
| ROE | 10.7% | 11.5% | 8.9% | 7.8% | 9.7% | 8.8% |
| Shares Outstanding | 37M | 37M | 33M | 33M | 33M | 33M |
| Metric | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|
| Income Statement | ||||||
| Revenue | N/A | N/A | N/A | N/A | N/A | 0 |
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A | N/A | N/A | N/A | N/A | N/A | N/A |
| EBIT | 33M | 38M | 33M | 38M | 50M | 50M |
| Op. Margin | N/A | N/A | N/A | N/A | N/A | 0.0% |
| Net Income | 28M | 33M | 28M | 31M | 43M | 43M |
| Net Margin | N/A | N/A | N/A | N/A | N/A | 0.0% |
| Non-Recurring | 0 | 0 | 0 | 0 | 0 | 0 |
| Returns on Capital | ||||||
| ROIC | 12.4% | 13.2% | 10.6% | 12.3% | 15.3% | 12.4% |
| ROE | 8.8% | 9.7% | 7.8% | 8.9% | 11.5% | 10.7% |
| ROA | 0.9% | 1.0% | 0.8% | 0.9% | 1.2% | 1.2% |
| Cash Flow | ||||||
| Op. Cash Flow | 47M | -44M | 141M | -13M | -47M | -47M |
| Free Cash Flow | 47M | -44M | 141M | -13M | -47M | -47M |
| Owner Earnings | 47M | -44M | 141M | -13M | -47M | -47M |
| CapEx | 176K | 356K | 33K | 72K | 65K | 65K |
| Maint. CapEx | 0 | 0 | 0 | 0 | 0 | 0 |
| Growth CapEx | N/A | N/A | N/A | N/A | N/A | 65K |
| D&A | 0 | 0 | 0 | 0 | 0 | 0 |
| CapEx/OCF | 0.4% | N/A | 0.0% | N/A | N/A | 0.0% |
| Capital Allocation | ||||||
| Dividends Paid | 11M | 15M | 12M | 12M | 15M | 15M |
| Dividend Yield | N/A | N/A | N/A | N/A | N/A | 0.3% |
| Share Buybacks | 17M | 77K | 250K | 557K | 780K | 780K |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Stock-Based Comp | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt Repayment | 0 | 0 | 0 | 0 | 0 | 0 |
| Balance Sheet | ||||||
| Net Debt | N/A | N/A | N/A | N/A | N/A | -55M |
| Cash & Equiv. | 52M | 51M | 53M | 44M | 55M | 55M |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt/Equity | N/A | N/A | N/A | N/A | N/A | 0.00 |
| Interest Coverage | 1.0 | 1.6 | 0.6 | 0.4 | 0.4 | 0.4 |
| Equity | 315M | 358M | 356M | 344M | 401M | 401M |
| Total Assets | 3.1B | 3.4B | 3.4B | 3.3B | 3.7B | 3.7B |
| Total Liabilities | 2.8B | 3.1B | 3.0B | 2.9B | 3.3B | 3.3B |
| Intangibles | N/A | N/A | N/A | N/A | N/A | N/A |
| Retained Earnings | N/A | N/A | N/A | N/A | N/A | N/A |
| Working Capital | N/A | N/A | N/A | N/A | N/A | N/A |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A |
| Per Share Data | ||||||
| EPS | 0.84 | 0.99 | 0.85 | 0.95 | 1.16 | 1.16 |
| Owner EPS | 1.42 | -1.33 | 4.31 | -0.40 | -1.28 | -1.28 |
| Book Value | 9.55 | 10.82 | 10.82 | 10.43 | 10.85 | 10.85 |
| Cash Flow/Share | 1.42 | -1.33 | -4.31 | -0.40 | -1.28 | 1.16 |
| Dividends/Share | 0.34 | 0.44 | 0.36 | 0.37 | 0.40 | 0.40 |
| Shares Out. | 33.0M | 33.1M | 32.9M | 33.0M | 36.9M | 36.9M |
| Valuation | ||||||
| P/E Ratio | N/A | N/A | N/A | N/A | N/A | 131.8 |
| P/FCF | N/A | N/A | N/A | N/A | N/A | N/A |
| EV/EBIT | N/A | N/A | N/A | N/A | N/A | 111.5 |
| Price/Book | N/A | N/A | N/A | N/A | N/A | 14.1 |
| Price/Sales | N/A | N/A | N/A | N/A | N/A | N/A |
| FCF Yield | N/A | N/A | N/A | N/A | N/A | -0.8% |
| Market Cap | 0 | 0 | 0 | 0 | 0 | 5.6B |
| Avg. Price | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 152.96 |
| Year-End Price | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 152.96 |
ROGALAND SPAREBANK passes 1 of 9 quality checks, indicating weak fundamentals.
ROGALAND SPAREBANK trades at 131.8x trailing earnings, compared to its 15-year median P/E of 15.0x, suggesting it is currently Expensive relative to its historical range. The company's 5-year average ROIC is 12.8%. Total shareholder yield (dividends) is 0.3%. At current prices, the estimated annualized return to fair value is +1.7%.
ROGALAND SPAREBANK (ROGS-OL) has a current P/E ratio of 131.8, compared to its historical median P/E of 15.0. The stock is currently considered Expensive based on its historical valuation range.
ROGALAND SPAREBANK (ROGS-OL) has a 5-year average return on invested capital (ROIC) of 12.8%. This indicates solid capital allocation.
ROGALAND SPAREBANK (ROGS-OL) has a market capitalization of $5.6B. It is classified as a mid-cap stock.
Yes, ROGALAND SPAREBANK (ROGS-OL) pays a dividend with a trailing twelve-month yield of 0.26%. The company also returns capital through share buybacks, with a buyback yield of 0.01%.
Based on historical P/E analysis, ROGALAND SPAREBANK (ROGS-OL) appears expensive. The current P/E of 131.8 is 778% above its historical median of 15.0. The estimated fair value CAGR (P/E method) is 1.7%.
ROGALAND SPAREBANK (ROGS-OL) generated $-47 million in free cash flow in its most recent fiscal year. Negative free cash flow may indicate heavy investment or operational challenges.
ROGALAND SPAREBANK (ROGS-OL) reported earnings per share (EPS) of $1.16 in its most recent fiscal year.
ROGALAND SPAREBANK (ROGS-OL) has a return on equity (ROE) of 11.5%. This indicates moderate shareholder returns.
The Ledger Terminal provides 5 years of financial data for ROGALAND SPAREBANK (ROGS-OL), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
ROGALAND SPAREBANK (ROGS-OL) has a book value per share of $10.85, based on its most recent annual SEC filing.