Redwood Trust, Inc., together with its subsidiaries, is a specialty finance company focused on several distinct areas of housing credit, with a mission to make quality housing, whether rented or owned, accessible to all American households. Our operating platforms occupy a unique position in the housing finance value chain, providing liquidity to growing segments of the U.S. housing market not well served by government programs. We deliver customized housing credit investments to a diverse mix of investors through our best-in-class securitization platforms, whole-loan distribution activities and our publicly-traded securities. Our aggregation, origination, and investment activities have evolved to incorporate a diverse mix of residential consumer and residential investor housing credit assets. We operate our business across four reportable segments: Sequoia Mortgage Banking, CoreVest Mortgage Banking, Redwood Investments, and Legacy Investments.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 83M | 83M | 103M | 166M | - | 542M |
| Net Income | -77M | -77M | 47M | -9.0M | -164M | 320M |
| EPS | $-0.63 | $-0.63 | $0.32 | $-0.11 | $-1.43 | $2.37 |
| Free Cash Flow | -10.1B | -10.1B | 5.9B | -2.0B | -139M | 5.7B |
| ROIC | 0.0% | 0.0% | 6.4% | -0.1% | 0.5% | 20.9% |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 17.71 | 17.71 | 8.44 | 2.69 | 3.47 | 2.75 |
| Dividends/Share | $0.81 | $0.72 | $0.67 | $0.71 | $0.92 | $0.78 |
| Operating Income | 3.9M | 3.9M | 638M | -2.5M | 21M | 765M |
| Operating Margin | 4.7% | 4.7% | 622.1% | -1.5% | - | 141.1% |
| ROE | -7.8% | -7.1% | 3.9% | -0.8% | -13.2% | 25.6% |
| Shares Outstanding | 122M | 122M | 147M | 81M | 114M | 135M |
REDWOOD TRUST INC passes 1 of 9 quality checks, indicating weak fundamentals.
The company's 5-year average ROIC is 5.5%. Total shareholder yield (dividends + buybacks) is 20.4%. At current prices, the estimated annualized return to fair value is -0.0%.
REDWOOD TRUST INC (RWT) has a 5-year average return on invested capital (ROIC) of 5.5%. This is below average and may indicate limited pricing power.
REDWOOD TRUST INC (RWT) has a market capitalization of $740M. It is classified as a small-cap stock.
Yes, REDWOOD TRUST INC (RWT) pays a dividend with a trailing twelve-month yield of 13.38%. The company also returns capital through share buybacks, with a buyback yield of 7.01%.
REDWOOD TRUST INC (RWT) operates in the Real Estate Investment Trusts industry, within the Real Estate sector.
REDWOOD TRUST INC (RWT) reported annual revenue of $83 million in its most recent fiscal year, based on SEC EDGAR filings.
REDWOOD TRUST INC (RWT) has a net profit margin of -93.2%. The company is currently unprofitable.
REDWOOD TRUST INC (RWT) generated $-10.1 billion in free cash flow in its most recent fiscal year. Negative free cash flow may indicate heavy investment or operational challenges.
REDWOOD TRUST INC (RWT) has a debt-to-equity ratio of 17.71. This indicates higher leverage, which may increase financial risk.
REDWOOD TRUST INC (RWT) reported earnings per share (EPS) of $-0.63 in its most recent fiscal year.
REDWOOD TRUST INC (RWT) has a return on equity (ROE) of -7.1%. A negative ROE may indicate losses or negative equity.
The Ledger Terminal provides 16 years of financial data for REDWOOD TRUST INC (RWT), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
REDWOOD TRUST INC (RWT) has a book value per share of $8.04, based on its most recent annual SEC filing.