USBC, Inc. (NYSE American: USBC) is a publicly traded, multi-disciplinary technology company that we believe is an industry-leading innovator in digital financial technologies. USBC develops transformative financial services, including digital assets and banking solutions as well as non-invasive health monitoring research. USBC has implemented a Bitcoin treasury strategy to bolster development and research across its various divisions. A key focus of USBC is the further development of the USBC tokenized deposit offering, a tokenized representation of a U.S.-dollar denominated bank deposit account that operates on blockchain technology and is embedded with digital identity. With a focus on inclusion, innovation, and risk management, USBC is dedicated to creating long-term shareholder value in a rapidly evolving financial landscape. Corporate History and Development Until August 2025, we operated under the name Know Labs, Inc.
| Segment | 2022 | % of Total |
|---|---|---|
Digital asset sales | $4M | 100% |
| Metric | TTM | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | - | 0 | - | - |
| Net Income | -22M | -15M | -20M | -25M | -14M | -7.6M |
| EPS | $-0.39 | $-7.52 | $-9.87 | $-21.06 | $-24.80 | $-16.80 |
| Free Cash Flow | 0 | -10M | -7.8M | -7.2M | -4.0M | -3.2M |
| ROIC | -16.1% | -295.9% | -100.7% | -64.0% | -115.2% | -150.0% |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 0.00 | 1.21 | 0.40 | 0.35 | -3.45 | -1.80 |
| Dividends/Share | $0.00 | - | - | - | - | - |
| Operating Income | -18M | -14M | -13M | -10M | -6.8M | -5.0M |
| Operating Margin | 0.0% | - | - | - | - | - |
| ROE | -22.8% | -224.7% | -203.5% | -2041.6% | - | - |
| Shares Outstanding | 388M | 2M | 2M | 1M | 1M | 0M |
USBC, Inc. passes 0 of 9 quality checks, indicating weak fundamentals.
USBC, Inc. (USBC) has a 5-year average return on invested capital (ROIC) of -107.5%. This is below average and may indicate limited pricing power.
USBC, Inc. (USBC) has a market capitalization of $133M. It is classified as a small-cap stock.
USBC, Inc. (USBC) does not currently pay a regular dividend.
USBC, Inc. (USBC) operates in the Finance Services industry, within the Financials sector.
USBC, Inc. (USBC) generated $-10 million in free cash flow in its most recent fiscal year. Negative free cash flow may indicate heavy investment or operational challenges.
USBC, Inc. (USBC) has a debt-to-equity ratio of 1.21. This indicates moderate leverage.
USBC, Inc. (USBC) reported earnings per share (EPS) of $-7.52 in its most recent fiscal year.
USBC, Inc. (USBC) has a return on equity (ROE) of -224.7%. A negative ROE may indicate losses or negative equity.
The Ledger Terminal provides 14 years of financial data for USBC, Inc. (USBC), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
USBC, Inc. (USBC) has a book value per share of $1.84, based on its most recent annual SEC filing.