A Business at a Glance
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Visa is one of the world’s leaders in digital payments. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid. Since Visa’s early days in 1958, we have been in the business of facilitating secure, reliable and efficient global commerce and money movement. We provide transaction processing services (primarily authorization, clearing and settlement) among consumers, issuing and acquiring financial institutions and sellers in a structure we call the “four-party” model. Please see Our Core Business discussion below. As the payments ecosystem continues to evolve, we have broadened this model to include digital banks, digital wallets, a range of financial technology companies (fintechs), governments and non-governmental organizations (NGOs).
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 41.4B | 40.0B | 35.9B | 32.7B | 29.3B | 24.1B |
| Net Income | 20.8B | 20.1B | 19.7B | 17.3B | 15.0B | 12.3B |
| EPS | $42.61 | $9.62 | $9.47 | $8.09 | $6.84 | $5.54 |
| Free Cash Flow | 22.9B | 21.6B | 18.7B | 19.7B | 17.9B | 14.5B |
| ROIC | 64.3% | 56.6% | 54.1% | 64.8% | 53.7% | 45.6% |
| Gross Margin | 83.3% | 69.3% | 75.7% | 73.4% | 73.0% | 76.2% |
| Debt/Equity | 0.59 | 0.81 | 0.53 | 0.53 | 0.69 | 0.58 |
| Dividends/Share | $2.82 | $2.74 | $2.49 | $2.16 | $2.01 | $1.71 |
| Operating Income | 24.5B | 24.0B | 23.6B | 21.0B | 18.8B | 15.8B |
| Operating Margin | 59.2% | 60.0% | 65.7% | 64.3% | 64.2% | 65.6% |
| ROE | 53.6% | 52.1% | 50.4% | 44.6% | 42.0% | 32.8% |
| Shares Outstanding | 1,686M | 1,692M | 1,692M | 1,733M | 1,590M | 1,638M |
VISA INC. passes 7 of 9 quality checks, indicating strong fundamentals.
VISA INC. trades at 32.2x trailing earnings, compared to its 15-year median P/E of 32.6x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 24.3x vs a median of 24.1x. The company's 5-year average ROIC is 54.9% with a gross margin of 73.5%. Total shareholder yield (dividends + buybacks) is 4.4%. At current prices, the estimated annualized return to fair value is +11.9%.
VISA INC. (V) has a current P/E ratio of 32.2, compared to its historical median P/E of 32.6. The stock is currently considered Fair based on its historical valuation range.
VISA INC. (V) has a 5-year average return on invested capital (ROIC) of 54.9%. This indicates strong capital allocation and a potential competitive advantage.
VISA INC. (V) has a market capitalization of $521.6B. It is classified as a mega-cap stock.
Yes, VISA INC. (V) pays a dividend with a trailing twelve-month yield of 0.91%. The company also returns capital through share buybacks, with a buyback yield of 3.46%.
Based on historical P/E analysis, VISA INC. (V) appears fair. The current P/E of 32.2 is 1% below its historical median of 32.6. The estimated fair value CAGR (P/E method) is 13.8%.
VISA INC. (V) operates in the Services-Business Services, Nec industry, within the Industrials sector.
VISA INC. (V) reported annual revenue of $40.0 billion in its most recent fiscal year, based on SEC EDGAR filings.
VISA INC. (V) has a net profit margin of 50.1%. This is a strong margin indicating high profitability.
VISA INC. (V) generated $21.6 billion in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
VISA INC. (V) has a debt-to-equity ratio of 0.81. This indicates moderate leverage.
VISA INC. (V) reported earnings per share (EPS) of $9.62 in its most recent fiscal year.
VISA INC. (V) has a return on equity (ROE) of 52.1%. This indicates the company generates strong returns for shareholders.
VISA INC. (V) has a 5-year average gross margin of 73.5%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 19 years of financial data for VISA INC. (V), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
VISA INC. (V) has a book value per share of $22.40, based on its most recent annual SEC filing.