The disclosures set forth in this item are qualified by Item 1A. Risk Factors and the section captioned “Cautionary Statement Concerning Forward-Looking Statements” in Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations ("MD&A") of this Report and other cautionary statements set forth elsewhere in this Report. Founded in 1927, Valley National Bancorp, is a registered bank holding company and financial holding company with the Federal Reserve under the BHC Act, headquartered in Morristown, New Jersey. At December 31, 2025, Valley had consolidated total assets of $64.1 billion, total net loans of $49.6 billion, total deposits of $52.2 billion and total shareholders’ equity of $7.8 billion.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 2.0B | 2.0B | 1.9B | 1.9B | 1.9B | 1.4B |
| Net Income | 569M | 569M | 359M | 482M | 556M | 461M |
| EPS | $1.01 | $1.01 | $0.69 | $0.95 | $1.14 | $1.12 |
| Free Cash Flow | 326M | 326M | 532M | 302M | 1.4B | 798M |
| ROIC | 0.0% | - | - | - | - | - |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 0.38 | 0.38 | 0.44 | 0.48 | 0.26 | 0.41 |
| Dividends/Share | $0.44 | $0.44 | $0.44 | $0.44 | $0.42 | $0.44 |
| Operating Income | 0 | - | - | - | - | - |
| Operating Margin | 0.0% | - | - | - | - | - |
| ROE | 7.3% | 7.5% | 4.8% | 7.2% | 8.7% | 9.1% |
| Shares Outstanding | 563M | 563M | 520M | 508M | 487M | 412M |
VALLEY NATIONAL BANCORP passes 2 of 9 quality checks, indicating weak fundamentals.
VALLEY NATIONAL BANCORP trades at 24.7x trailing earnings, compared to its 15-year median P/E of 18.9x, suggesting it is currently Expensive relative to its historical range. On a free-cash-flow basis, the stock trades at 42.5x vs a median of 25.1x. Total shareholder yield (dividends + buybacks) is 2.2%. At current prices, the estimated annualized return to fair value is +1.8%.
VALLEY NATIONAL BANCORP (VLYPO) has a current P/E ratio of 24.7, compared to its historical median P/E of 18.9. The stock is currently considered Expensive based on its historical valuation range.
VALLEY NATIONAL BANCORP (VLYPO) has a market capitalization of $14.1B. It is classified as a large-cap stock.
Yes, VALLEY NATIONAL BANCORP (VLYPO) pays a dividend with a trailing twelve-month yield of 1.77%. The company also returns capital through share buybacks, with a buyback yield of 0.45%.
Based on historical P/E analysis, VALLEY NATIONAL BANCORP (VLYPO) appears expensive. The current P/E of 24.7 is 31% above its historical median of 18.9. The estimated fair value CAGR (P/E method) is 0.4%.
VALLEY NATIONAL BANCORP (VLYPO) operates in the National Commercial Banks industry, within the Financials sector.
VALLEY NATIONAL BANCORP (VLYPO) reported annual revenue of $2.0 billion in its most recent fiscal year, based on SEC EDGAR filings.
VALLEY NATIONAL BANCORP (VLYPO) has a net profit margin of 28.1%. This is a strong margin indicating high profitability.
VALLEY NATIONAL BANCORP (VLYPO) generated $326 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
VALLEY NATIONAL BANCORP (VLYPO) has a debt-to-equity ratio of 0.38. This indicates a conservatively financed balance sheet.
VALLEY NATIONAL BANCORP (VLYPO) reported earnings per share (EPS) of $1.01 in its most recent fiscal year.
VALLEY NATIONAL BANCORP (VLYPO) has a return on equity (ROE) of 7.5%. This indicates moderate shareholder returns.
The Ledger Terminal provides 18 years of financial data for VALLEY NATIONAL BANCORP (VLYPO), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
VALLEY NATIONAL BANCORP (VLYPO) has a book value per share of $13.86, based on its most recent annual SEC filing.