A Business at a Glance
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Verisk Analytics, Inc.
VRSK
$28.2B
Mkt Cap
$201.34
+4.23%
Verisk Analytics, Inc. (VRSK) has a current P/E ratio of 31.1, compared to its historical median P/E of 37.5. The stock is currently considered Fair based on its historical valuation range.
Verisk Analytics, Inc. (VRSK) has a 5-year average return on invested capital (ROIC) of 24.8%. This indicates strong capital allocation and a potential competitive advantage.
Verisk Analytics, Inc. (VRSK) has a market capitalization of $26.4B. It is classified as a large-cap stock.
Yes, Verisk Analytics, Inc. (VRSK) pays a dividend with a trailing twelve-month yield of 0.96%. The company also returns capital through share buybacks, with a buyback yield of 7.03%.
Based on historical P/E analysis, Verisk Analytics, Inc. (VRSK) appears fair. The current P/E of 31.1 is 17% below its historical median of 37.5. The estimated fair value CAGR (P/E method) is 8.9%.
Verisk Analytics, Inc. (VRSK) operates in the Services-Computer Processing & Data Preparation industry, within the Technology sector.
Verisk is a leading data, analytics, and technology provider serving the global insurance ecosystem, with a focus on property and casualty (P&C) insurance in the United States and expanding presence in life insurance and international markets. The company operates through a single Insurance segment, offering integrated solutions across the policy lifecycle including underwriting, rating, claims, and risk assessment, powered by proprietary data assets comprising billions of records and advanced analytics including machine learning and artificial intelligence. Verisk's business model is predominantly subscription-based, with over 80% of revenues derived from annual subscriptions and long-term agreements that are typically prepaid quarterly or annually, providing predictable and recurring revenue streams. The company's competitive moat is built on proprietary and contributory data assets accumulated over more than 50 years, deep insurance industry expertise, long-standing relationships with all top 100 U.S. P&C insurers, and scale that enables broad distribution of innovation across the insurance industry. Core offerings include industry-standard forms, rules, and loss costs covering 32 lines of insurance; underwriting data and analytics solutions covering approximately 143 million residential and 16.3 million commercial properties; and actuarial services leveraging a database of more than 38.9 billion statistical records. The company maintains approximately 250 insurance experts and specialized lawyers monitoring regulatory changes across all 50 states and processes approximately 2,000 regulatory filings annually, serving as a licensed statistical agent for P&C insurers in all 50 states, Puerto Rico, and the District of Columbia.
【Gradual growth recovery ahead】 Management expects 2026 to deliver revenue growth in line with long-term targets following temporary headwinds in early 2026, including carryover effects of low weather activity, tough year-over-year comparisons from strong subscription renewals in 2025, and a federal government contract work stoppage. The company anticipates first quarter 2026 will represent a trough in both absolute dollars and growth rates, with gradual improvement in reported revenue as the year progresses and underlying business strength re-emerges. Verisk is releasing 25 new client-facing modules in 2026 as part of its Core Lines Reimagine program, continuing to drive innovation and enhance core offerings while onboarding new data contributors, including four new carriers in core lines and expanding its excess and surplus lines contributory data program to represent more than $15 billion in premium. Management remains confident in delivering compounding growth through four key strategic initiatives and expects to balance continued organic reinvestment in the business with disciplined capital allocation, including share repurchases and maintaining a strong balance sheet within its targeted leverage range of two to three times debt to Adjusted EBITDA.
| Metric | Target | Period |
|---|---|---|
| Revenue | $3.19 billion–$3.24 billion | FY2026 |
| Adjusted EBITDA | $1.79 billion–$1.83 billion | FY2026 |
| Adjusted EBITDA margin | 56%–56.5% | FY2026 |
| Net interest expense | $190 million–$200 million | FY2026 |
| Effective tax rate | 23%–26% | FY2026 |
| Adjusted EPS | $7.45–$7.75 | FY2026 |
Revenue (FY2026): “we continue to expect consolidated revenue in the range of $3.19 billion-$3.24 billion”
Adjusted EBITDA (FY2026): “Adjusted EBITDA is expected to be between $1.79 billion and $1.83 billion”
Adjusted EBITDA margin (FY2026): “with Adjusted EBITDA margins of 56%-56.5%”
Net interest expense (FY2026): “we continue to expect net interest expense of $190 million-$200 million”
Effective tax rate (FY2026): “our effective tax rate to be in the range of 23%-26%”
Adjusted EPS (FY2026): “this results in adjusted earnings per share for the year in the range of $7.45-$7.75”
Generated solely from the company's own reports listed below — not from third-party data. Hallucination risk is low. · Sources: 10-K, Q4 FY2025 Earnings Call, Q3 FY2025 Earnings Call, Q2 FY2025 Earnings Call, Q1 FY2025 Earnings Call
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 3.1B | 3.1B | 2.9B | 2.7B | 2.5B | 2.5B |
| Net Income | 910M | 908M | 958M | 615M | 954M | 666M |
| EPS | $6.64 | $6.48 | $6.71 | $4.17 | $6.00 | $4.08 |
| Free Cash Flow | 1.1B | 1.2B | 920M | 831M | 784M | 887M |
| ROIC | 41.5% | 38.6% | 33.4% | 20.3% | 20.0% | 11.7% |
| Gross Margin | - | 69.9% | 68.7% | 67.3% | 67.0% | 65.3% |
| Debt/Equity | 0.00 | 15.86 | 32.43 | 9.58 | 2.26 | 1.27 |
| Dividends/Share | $1.94 | $1.79 | $1.55 | $1.34 | $1.23 | $1.15 |
| Operating Income | 1.4B | 1.3B | 1.3B | 1.1B | 1.4B | 911M |
| Operating Margin | 44.0% | 43.7% | 43.5% | 42.2% | 56.3% | 37.0% |
| ROE | 0.0% | 444.0% | 467.3% | 59.7% | 41.8% | 24.2% |
| Shares Outstanding | 131M | 140M | 143M | 147M | 159M | 163M |
Verisk Analytics, Inc. passes 7 of 9 quality checks, indicating strong fundamentals.
Verisk Analytics, Inc. trades at 31.1x trailing earnings, compared to its 15-year median P/E of 37.5x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 23.3x vs a median of 33.4x. The company's 5-year average ROIC is 24.8% with a gross margin of 67.6%. Total shareholder yield (dividends + buybacks) is 8.0%. At current prices, the estimated annualized return to fair value is +7.6%.
Verisk Analytics, Inc. (VRSK) reported annual revenue of $3.1 billion in its most recent fiscal year, based on SEC EDGAR filings.
Verisk Analytics, Inc. (VRSK) has a net profit margin of 29.6%. This is a strong margin indicating high profitability.
Verisk Analytics, Inc. (VRSK) generated $1.2 billion in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
Verisk Analytics, Inc. (VRSK) has a debt-to-equity ratio of 15.86. This indicates higher leverage, which may increase financial risk.
Verisk Analytics, Inc. (VRSK) reported earnings per share (EPS) of $6.48 in its most recent fiscal year.
Verisk Analytics, Inc. (VRSK) has a return on equity (ROE) of 444.0%. This indicates the company generates strong returns for shareholders.
Verisk Analytics, Inc. (VRSK) has a 5-year average gross margin of 67.6%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 17 years of financial data for Verisk Analytics, Inc. (VRSK), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
Verisk Analytics, Inc. (VRSK) has a book value per share of $2.20, based on its most recent annual SEC filing.
Based on recent SEC filings and earnings disclosures, Management expects 2026 to deliver revenue growth in line with long-term targets following temporary headwinds in early 2026, including carryover effects of low weather activity, tough year-over-year comparisons from strong subscription renewals in 2025, and a federal government contract work stoppage. The company anticipates first quarter 2026 will represent a trough in both absolute dollars and growth rates, with gradual improvement in reported revenue as the year progresses and underlying business strength re-emerges. Verisk is releasing 25 new client-facing modules in 2026 as part of its Core Lines Reimagine program, continuing to drive innovation and enhance core offerings while onboarding new data contributors, including four new carriers in core lines and expanding its excess and surplus lines contributory data program to represent more than $15 billion in premium. Management remains confident in delivering compounding growth through four key strategic initiatives and expects to balance continued organic reinvestment in the business with disciplined capital allocation, including share repurchases and maintaining a strong balance sheet within its targeted leverage range of two to three times debt to Adjusted EBITDA.
Based on recent SEC filings and earnings calls, Verisk Analytics, Inc. (VRSK) has provided the following forward guidance: Revenue: $3.19 billion–$3.24 billion (FY2026); Adjusted EBITDA: $1.79 billion–$1.83 billion (FY2026); Adjusted EBITDA margin: 56%–56.5% (FY2026); Net interest expense: $190 million–$200 million (FY2026); Effective tax rate: 23%–26% (FY2026), plus 1 additional metric.