Wesbanco, Inc. (“Wesbanco” or the “Company”), a bank holding company incorporated in 1968 and headquartered in Wheeling, West Virginia, offers a full range of financial services including retail banking, corporate banking, personal and corporate trust services, brokerage services, mortgage banking and insurance. Wesbanco offers these services through two reportable segments, community banking and trust and investment services. For additional information regarding Wesbanco’s business segments, please refer to Note 24, “Business Segments” in the Consolidated Financial Statements. As of December 31, 2025, Wesbanco operated one commercial bank: Wesbanco Bank, Inc. (“Wesbanco Bank” or the “Bank”). The Bank has 251 branches and 266 ATM machines located in West Virginia, Ohio, western Pennsylvania, Kentucky, Indiana, Michigan and Maryland. Total assets of Wesbanco as of December 31, 2025 approximated $27.7 billion.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 981M | 981M | 606M | 602M | 592M | 591M |
| Net Income | 203M | 203M | 141M | 149M | 182M | 232M |
| EPS | $2.23 | $2.23 | $2.26 | $2.51 | $3.02 | $3.53 |
| Free Cash Flow | 280M | 280M | 201M | 147M | 196M | 328M |
| ROIC | 3.6% | 0.9% | 0.9% | 0.8% | 1.6% | 0.1% |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 0.40 | 0.40 | 0.53 | 0.68 | 0.46 | 0.17 |
| Dividends/Share | $1.38 | $1.49 | $1.45 | $1.41 | $1.37 | $1.32 |
| Operating Income | 17M | 17M | 16M | 14M | 12M | 20M |
| Operating Margin | 1.7% | 1.7% | 2.6% | 2.3% | 2.1% | 3.4% |
| ROE | 5.0% | 5.9% | 5.1% | 5.9% | 7.5% | 8.6% |
| Shares Outstanding | 91M | 91M | 63M | 59M | 60M | 66M |
WESBANCO INC passes 3 of 9 quality checks, indicating weak fundamentals.
WESBANCO INC trades at 16.2x trailing earnings, compared to its 15-year median P/E of 12.7x, suggesting it is currently Expensive relative to its historical range. On a free-cash-flow basis, the stock trades at 12.4x vs a median of 9.9x. The company's 5-year average ROIC is 0.9%. Total shareholder yield (dividends) is 3.8%. At current prices, the estimated annualized return to fair value is +0.5%.
WESBANCO INC (WSBC) has a current P/E ratio of 16.2, compared to its historical median P/E of 12.7. The stock is currently considered Expensive based on its historical valuation range.
WESBANCO INC (WSBC) has a 5-year average return on invested capital (ROIC) of 0.9%. This is below average and may indicate limited pricing power.
WESBANCO INC (WSBC) has a market capitalization of $3.3B. It is classified as a mid-cap stock.
Yes, WESBANCO INC (WSBC) pays a dividend with a trailing twelve-month yield of 3.82%.
Based on historical P/E analysis, WESBANCO INC (WSBC) appears expensive. The current P/E of 16.2 is 28% above its historical median of 12.7. The estimated fair value CAGR (P/E method) is -2.2%.
WESBANCO INC (WSBC) operates in the National Commercial Banks industry, within the Financials sector.
WESBANCO INC (WSBC) reported annual revenue of $981 million in its most recent fiscal year, based on SEC EDGAR filings.
WESBANCO INC (WSBC) has a net profit margin of 20.6%. This is a strong margin indicating high profitability.
WESBANCO INC (WSBC) generated $280 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
WESBANCO INC (WSBC) has a debt-to-equity ratio of 0.40. This indicates a conservatively financed balance sheet.
WESBANCO INC (WSBC) reported earnings per share (EPS) of $2.23 in its most recent fiscal year.
WESBANCO INC (WSBC) has a return on equity (ROE) of 5.9%. This indicates moderate shareholder returns.
The Ledger Terminal provides 17 years of financial data for WESBANCO INC (WSBC), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
WESBANCO INC (WSBC) has a book value per share of $44.39, based on its most recent annual SEC filing.