A Business at a Glance
0 of 5 daily views used (5 remaining). Sign up free for 10 daily views, or try AAPL for a full preview.
Wintrust Financial Corporation, an Illinois corporation (“we,” “Wintrust” or “the Company”), which was incorporated in 1992, is a financial holding company based in Rosemont, Illinois, with total assets of approximately $71.1 billion as of December 31, 2025. We provide community-oriented, personal and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana and west Michigan (“our market area”) through our sixteen wholly-owned-banking subsidiaries (collectively, the “banks”), as well as the origination of residential mortgages for sale into the secondary market through Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A. (“Barrington Bank”).
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 3.7B | 3.7B | 3.5B | 3.0B | 2.0B | 1.7B |
| Net Income | 774M | 774M | 667M | 595M | 482M | 438M |
| EPS | $11.40 | $11.40 | $10.31 | $9.58 | $8.02 | $7.58 |
| Free Cash Flow | 860M | 860M | 636M | 698M | 1.3B | 1.1B |
| ROIC | 10.7% | 0.9% | 1.6% | 1.4% | 1.3% | 1.5% |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 0.00 | 8.80 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividends/Share | $2.49 | $2.00 | $1.80 | $1.60 | $1.36 | $1.24 |
| Operating Income | 93M | 93M | 116M | 87M | 68M | 78M |
| Operating Margin | 2.5% | 2.5% | 3.3% | 2.9% | 3.5% | 4.6% |
| ROE | 10.7% | 11.4% | 10.5% | 11.0% | 10.0% | 9.7% |
| Shares Outstanding | 68M | 68M | 65M | 62M | 60M | 58M |
WINTRUST FINANCIAL CORP passes 3 of 9 quality checks, indicating weak fundamentals.
WINTRUST FINANCIAL CORP trades at 2.3x trailing earnings, compared to its 15-year median P/E of 2.3x, suggesting it is currently Expensive relative to its historical range. On a free-cash-flow basis, the stock trades at 2.1x vs a median of 2.0x. The company's 5-year average ROIC is 1.3%. Total shareholder yield (dividends) is 9.6%.
WINTRUST FINANCIAL CORP (WTFCN) has a current P/E ratio of 2.3, compared to its historical median P/E of 2.3. The stock is currently considered Expensive based on its historical valuation range.
WINTRUST FINANCIAL CORP (WTFCN) has a 5-year average return on invested capital (ROIC) of 1.3%. This is below average and may indicate limited pricing power.
WINTRUST FINANCIAL CORP (WTFCN) has a market capitalization of $1.8B. It is classified as a small-cap stock.
Yes, WINTRUST FINANCIAL CORP (WTFCN) pays a dividend with a trailing twelve-month yield of 9.56%.
Based on historical P/E analysis, WINTRUST FINANCIAL CORP (WTFCN) appears expensive. The current P/E of 2.3 is 1% above its historical median of 2.3.
WINTRUST FINANCIAL CORP (WTFCN) operates in the State Commercial Banks industry, within the Financials sector.
WINTRUST FINANCIAL CORP (WTFCN) reported annual revenue of $3.7 billion in its most recent fiscal year, based on SEC EDGAR filings.
WINTRUST FINANCIAL CORP (WTFCN) has a net profit margin of 20.8%. This is a strong margin indicating high profitability.
WINTRUST FINANCIAL CORP (WTFCN) generated $860 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
WINTRUST FINANCIAL CORP (WTFCN) has a debt-to-equity ratio of 8.80. This indicates higher leverage, which may increase financial risk.
WINTRUST FINANCIAL CORP (WTFCN) reported earnings per share (EPS) of $11.40 in its most recent fiscal year.
WINTRUST FINANCIAL CORP (WTFCN) has a return on equity (ROE) of 11.4%. This indicates moderate shareholder returns.
The Ledger Terminal provides 16 years of financial data for WINTRUST FINANCIAL CORP (WTFCN), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
WINTRUST FINANCIAL CORP (WTFCN) has a book value per share of $106.89, based on its most recent annual SEC filing.
No recent press releases.