A Business at a Glance
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ALTISOURCE PORTFOLIO SOLUTIONS S.A.
ASPS
$62M
Mkt Cap
$5.80
+0.00%
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) has a current P/E ratio of 38.7, compared to its historical median P/E of 16.9. The stock is currently considered Expensive based on its historical valuation range.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) has a 5-year average return on invested capital (ROIC) of -5.7%. This is below average and may indicate limited pricing power.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) has a market capitalization of $65M. It is classified as a small-cap stock.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) does not currently pay a regular dividend.
Based on historical P/E analysis, ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) appears expensive. The current P/E of 38.7 is 129% above its historical median of 16.9. The estimated fair value CAGR (P/E method) is -29.6%.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) operates in the Services-Miscellaneous Business Services industry, within the Industrials sector.
The Company Altisource® is an integrated service provider and marketplace for the real estate and mortgage industries. Combining operational excellence with a suite of innovative services and technologies, Altisource helps solve the demands of the ever-changing markets we serve. We are publicly traded on the NASDAQ Global Select Market under the symbol “ASPS.” We are organized under the laws of the Grand Duchy of Luxembourg. We have prepared our consolidated financial statements in accordance with accounting principles generally accepted in the United States of America (“GAAP”). Reportable Segments Our reportable segments are as follows: Servicer and Real Estate segment provides loan servicers and real estate investors with solutions and technologies that span the mortgage and real estate lifecycle.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 175M | 171M | 160M | 145M | 153M | 178M |
| Net Income | 6.3M | 1.6M | -36M | -56M | -53M | 12M |
| EPS | $0.58 | $0.15 | $-26.64 | $-6.69 | $-8.85 | $1.97 |
| Free Cash Flow | 4.2M | -5.1M | -5.0M | -22M | -46M | -62M |
| ROIC | -1.8% | 0.3% | 6.4% | -25.4% | -35.7% | 26.0% |
| Gross Margin | 27.8% | 28.6% | 30.9% | 20.4% | 14.2% | 4.0% |
| Debt/Equity | 0.00 | -1.74 | -1.46 | -1.72 | -2.05 | -3.47 |
| Dividends/Share | $0.00 | - | - | - | - | - |
| Operating Income | -1.1M | 417K | 3.2M | -17M | -33M | 29M |
| Operating Margin | -0.6% | 0.2% | 2.0% | -11.6% | -21.7% | 16.2% |
| ROE | 0.0% | -1.2% | 25.2% | 45.9% | 56.3% | -15.3% |
| Shares Outstanding | 11M | 11M | 1M | 8M | 6M | 6M |
| Metric | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||
| Revenue | 1.1B | 1.1B | 997M | 942M | 838M | 649M | 366M | 178M | 153M | 145M | 160M | 171M | 175M |
| Gross Margin | 34.5% | 34.6% | 30.8% | 25.7% | 25.8% | 24.0% | 16.5% | 4.0% | 14.2% | 20.4% | 30.9% | 28.6% | 27.8% |
| R&D | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A | 202M | 221M | 214M | 193M | 176M | 141M | 93M | 67M | 55M | 46M | 46M | 41M | 42M |
| EBIT | 170M | 79M | 65M | 50M | 42M | 18M | -44M | 29M | -33M | -17M | 3.2M | 417K | -1.1M |
| Op. Margin | 15.8% | 7.5% | 6.5% | 5.3% | 5.1% | 2.8% | -12.1% | 16.2% | -21.7% | -11.6% | 2.0% | 0.2% | -0.6% |
| Net Income | 134M | 42M | 29M | 309M | -5.4M | -308M | -67M | 12M | -53M | -56M | -36M | 1.6M | 6.3M |
| Net Margin | 12.5% | 4.0% | 2.9% | 32.8% | -0.6% | -47.5% | -18.4% | 6.6% | -34.9% | -38.8% | -22.3% | 0.9% | 3.6% |
| Non-Recurring | 37M | 56M | -1.8M | -2.8M | 13M | 13M | 12M | -47K | -10K | -121K | -14K | 0 | 0 |
| Returns on Capital | |||||||||||||
| ROIC | 35.7% | 15.4% | 12.5% | 48.6% | 4.4% | 2.9% | -31.7% | 26.0% | -35.7% | -25.4% | 6.4% | 0.3% | -1.8% |
| ROE | 136.5% | 91.1% | 51.3% | 154.7% | -1.7% | -225.9% | 126.0% | -15.3% | 56.3% | 45.9% | 25.2% | -1.2% | 0.0% |
| ROA | 17.7% | 5.5% | 4.1% | 39.7% | -0.7% | -54.2% | -20.4% | 4.5% | -23.6% | -32.2% | -23.9% | 1.1% | 4.4% |
| Cash Flow | |||||||||||||
| Op. Cash Flow | 197M | 195M | 127M | 66M | 68M | 47M | -22M | -60M | -45M | -22M | -5.0M | -5.1M | 4.4M |
| Free Cash Flow | 133M | 159M | 104M | 56M | 64M | 45M | -25M | -62M | -46M | -22M | -5.0M | -5.1M | 4.2M |
| Owner Earnings | 166M | 154M | 84M | 25M | 27M | -2.7M | -60M | -77M | -59M | -34M | -16M | -15M | -47M |
| CapEx | 65M | 36M | 23M | 11M | 3.9M | 2.2M | 2.7M | 1.4M | 863K | 0 | 3K | 69K | 182K |
| Maint. CapEx | 29M | 36M | 37M | 36M | 31M | 38M | 30M | 14M | 8.6M | 7.6M | 6.1M | 5.7M | 47M |
| Growth CapEx | 36M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 0 | 0 | 0 |
| D&A | 29M | 36M | 37M | 36M | 31M | 38M | 30M | 14M | 8.6M | 7.6M | 6.1M | 5.7M | 47M |
| CapEx/OCF | 32.8% | 18.5% | 18.3% | 15.9% | 5.7% | 4.6% | N/A | N/A | N/A | N/A | N/A | N/A | 4.2% |
| Capital Allocation | |||||||||||||
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividend Yield | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | 256M | 59M | 38M | 39M | 40M | 20M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Buyback Yield | 32.4% | 9.9% | 7.1% | 7.3% | 10.7% | 6.5% | N/A | N/A | N/A | N/A | N/A | N/A | 0.0% |
| Stock-Based Comp | 2.2M | 4.8M | 6.2M | 4.3M | 10M | 12M | 7.8M | 2.8M | 5.0M | 5.1M | 4.7M | 4.3M | 4.4M |
| Debt Repayment | 5.0M | 50M | 51M | 60M | 487M | 45M | 47M | 531K | 0 | 30M | 0 | 934K | 934K |
| Balance Sheet | |||||||||||||
| Net Debt | 427M | 349M | 278M | 255M | 273M | 205M | 184M | 146M | 194M | 183M | 201M | 166M | 159M |
| Cash & Equiv. | 161M | 179M | 149M | 105M | 58M | 83M | 58M | 98M | 51M | 33M | 30M | 27M | 30M |
| Long-Term Debt | 583M | 522M | 468M | 403M | 331M | 288M | 243M | 244M | 245M | 216M | 0 | 190M | 189M |
| Debt/Equity | 14.57 | 10.36 | 7.79 | 1.21 | 1.12 | -12.61 | -2.90 | -3.47 | -2.05 | -1.72 | -1.46 | -1.74 | 0.00 |
| Interest Coverage | 7.3 | 2.8 | 2.7 | 2.2 | 1.6 | 0.8 | -2.5 | 2.0 | -2.0 | -0.5 | 0.1 | 0.0 | 0.0 |
| Equity | 40M | 51M | 61M | 339M | 295M | -23M | -84M | -70M | -120M | -126M | -157M | -110M | -110M |
| Total Assets | 788M | 722M | 689M | 865M | 742M | 394M | 266M | 258M | 195M | 155M | 144M | 140M | 142M |
| Total Liabilities | 747M | 670M | 627M | 525M | 445M | 416M | 348M | 327M | 314M | 280M | 300M | 249M | 4.1M |
| Intangibles | 245M | 197M | 155M | 120M | 92M | 61M | 46M | 37M | 32M | 27M | 21M | 17M | 16M |
| Retained Earnings | 368M | 369M | 334M | 627M | 591M | 272M | 190M | 187M | 119M | -180M | -260M | -364M | -368M |
| Working Capital | 161M | 177M | 177M | 162M | 97M | 97M | 29M | 83M | 47M | 20M | -220M | 7.2M | 7.8M |
| Current Assets | 302M | 306M | 325M | 272M | 202M | 184M | 100M | 138M | 88M | 56M | 51M | 54M | 59M |
| Current Liabilities | 141M | 129M | 149M | 110M | 104M | 88M | 72M | 55M | 40M | 36M | 271M | 47M | 51M |
| Per Share Data | |||||||||||||
| EPS | 15.17 | 5.39 | 3.89 | 44.08 | -0.85 | -51.36 | -11.49 | 1.97 | -8.85 | -6.69 | -26.64 | 0.15 | 0.58 |
| Owner EPS | 18.75 | 19.95 | 11.38 | 3.62 | 4.35 | -0.45 | -10.24 | -12.91 | -9.70 | -4.10 | -11.84 | -1.40 | -4.14 |
| Book Value | 4.56 | 6.60 | 8.25 | 48.32 | 46.84 | -3.81 | -14.34 | -11.72 | -19.83 | -14.94 | -117.65 | -10.24 | -9.79 |
| Cash Flow/Share | 22.28 | 25.30 | 17.21 | 9.43 | 10.85 | 7.79 | -3.83 | -10.09 | -7.44 | -2.60 | -3.76 | -0.47 | 4.70 |
| Dividends/Share | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.00 |
| Shares Out. | 8.9M | 7.7M | 7.4M | 7.0M | 6.3M | 6.0M | 5.8M | 6.0M | 6.0M | 8.4M | 1.3M | 10.8M | 11.3M |
| Valuation | |||||||||||||
| P/E Ratio | 5.9 | 14.3 | 18.4 | 1.7 | N/A | N/A | N/A | 15.4 | N/A | N/A | N/A | 45.2 | 10.0 |
| P/FCF | 17.9 | 11.2 | 15.3 | 28.7 | 17.6 | 20.7 | N/A | N/A | N/A | N/A | N/A | N/A | 15.7 |
| EV/EBIT | 7.1 | 11.9 | 12.4 | 15.8 | 15.3 | 28.4 | N/A | 11.3 | N/A | N/A | 144.7 | 508.6 | N/A |
| Price/Book | 19.5 | 11.6 | 8.7 | 1.6 | 1.3 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price/Sales | 2.2 | 0.5 | 0.6 | 0.5 | 0.6 | 0.5 | 0.5 | 0.9 | 1.2 | 0.8 | 0.9 | 0.5 | 0.4 |
| FCF Yield | 16.8% | 26.8% | 19.7% | 10.5% | 17.1% | 14.5% | -12.2% | -34.0% | -28.5% | -27.0% | -7.7% | -7.0% | 6.4% |
| Market Cap | 789M | 593M | 527M | 531M | 378M | 307M | 205M | 182M | 161M | 81M | 65M | 73M | 65M |
| Avg. Price | 817.11 | 209.58 | 223.38 | 205.08 | 231.02 | 172.05 | 102.22 | 78.54 | 93.92 | 39.16 | 13.33 | 8.63 | 5.80 |
| Year-End Price | 267.20 | 230.32 | 214.48 | 227.36 | 179.76 | 153.52 | 105.28 | 91.12 | 79.84 | 28.88 | 5.76 | 6.78 | 5.80 |
ALTISOURCE PORTFOLIO SOLUTIONS S.A. passes 2 of 9 quality checks, indicating weak fundamentals.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. trades at 38.7x trailing earnings, compared to its 15-year median P/E of 16.9x, suggesting it is currently Expensive relative to its historical range. The company's 5-year average gross margin is 19.6%. At current prices, the estimated annualized return to fair value is -29.0%.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) reported annual revenue of $171 million in its most recent fiscal year, based on SEC EDGAR filings.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) has a net profit margin of 0.9%. This is a modest margin.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) generated $-5 million in free cash flow in its most recent fiscal year. Negative free cash flow may indicate heavy investment or operational challenges.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) reported earnings per share (EPS) of $0.15 in its most recent fiscal year.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) has a return on equity (ROE) of -1.2%. A negative ROE may indicate losses or negative equity.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) has a 5-year average gross margin of 19.6%. This lower margin is typical of capital-intensive or commodity businesses.
The Ledger Terminal provides 17 years of financial data for ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
ALTISOURCE PORTFOLIO SOLUTIONS S.A. (ASPS) has a book value per share of $-10.24, based on its most recent annual SEC filing.