A Business at a Glance
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Fiserv, Inc. is a leading global provider of payments and financial services technology solutions. We are publicly traded on the NASDAQ Global Select Market and part of the S&P 500 Index. We serve clients around the globe, including merchants, banks, credit unions, other financial institutions, corporate and public sector clients. We help clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale (“POS”) and business management platform. Most of the products and services we provide are necessary for our clients to operate their businesses and are therefore non-discretionary in nature. We serve our global client base by working among our geographic teams across various regions, including the United States of America (“U.S.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 21.2B | 21.2B | 20.5B | 19.1B | 17.7B | 16.2B |
| Net Income | 3.5B | 3.5B | 3.1B | 3.1B | 2.5B | 1.3B |
| EPS | $6.34 | $6.34 | $5.38 | $4.98 | $3.91 | $1.99 |
| Free Cash Flow | 4.3B | 4.3B | 5.1B | 3.8B | 3.1B | 2.9B |
| ROIC | 8.5% | 9.0% | 10.0% | 7.9% | 6.0% | 3.5% |
| Gross Margin | 72.6% | 72.6% | 73.8% | 72.1% | 67.5% | 62.5% |
| Debt/Equity | 1.17 | 1.17 | 0.96 | 0.80 | 0.71 | 0.70 |
| Dividends/Share | $0.00 | - | - | - | - | - |
| Operating Income | 5.8B | 5.8B | 5.9B | 5.0B | 3.7B | 2.3B |
| Operating Margin | 27.5% | 27.5% | 28.7% | 26.3% | 21.1% | 14.1% |
| ROE | 13.5% | 13.2% | 11.6% | 10.3% | 8.2% | 4.3% |
| Shares Outstanding | 549M | 549M | 582M | 616M | 647M | 670M |
FISERV INC passes 6 of 9 quality checks, suggesting mixed fundamentals.
FISERV INC trades at 9.3x trailing earnings, compared to its 15-year median P/E of 26.3x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 7.3x vs a median of 23.8x. The company's 5-year average ROIC is 7.3% with a gross margin of 69.7%. Total shareholder yield (buybacks) is 18.3%. At current prices, the estimated annualized return to fair value is +14.8%.
FISERV INC (FISV) has a current P/E ratio of 9.3, compared to its historical median P/E of 26.3. The stock is currently considered Fair based on its historical valuation range.
FISERV INC (FISV) has a 5-year average return on invested capital (ROIC) of 7.3%. This is below average and may indicate limited pricing power.
FISERV INC (FISV) has a market capitalization of $32.3B. It is classified as a large-cap stock.
FISERV INC (FISV) does not currently pay a regular dividend. However, the company returns capital to shareholders through share buybacks, with a buyback yield of 18.28%.
Based on historical P/E analysis, FISERV INC (FISV) appears fair. The current P/E of 9.3 is 65% below its historical median of 26.3. The estimated fair value CAGR (P/E method) is 21.6%.
FISERV INC (FISV) operates in the Services-Business Services, Nec industry, within the Industrials sector.
FISERV INC (FISV) reported annual revenue of $21.2 billion in its most recent fiscal year, based on SEC EDGAR filings.
FISERV INC (FISV) has a net profit margin of 16.4%. This is a healthy margin.
FISERV INC (FISV) generated $4.3 billion in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
FISERV INC (FISV) has a debt-to-equity ratio of 1.17. This indicates moderate leverage.
FISERV INC (FISV) reported earnings per share (EPS) of $6.34 in its most recent fiscal year.
FISERV INC (FISV) has a return on equity (ROE) of 13.2%. This indicates moderate shareholder returns.
FISERV INC (FISV) has a 5-year average gross margin of 69.7%. This high margin suggests strong pricing power and a potential competitive moat.
The Ledger Terminal provides 19 years of financial data for FISERV INC (FISV), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
FISERV INC (FISV) has a book value per share of $46.99, based on its most recent annual SEC filing.