A Business at a Glance
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PAID INC
PAYD
$23M
Mkt Cap
$2.46
+0.00%
PAID INC (PAYD) has a current P/E ratio of 27.3, compared to its historical median P/E of 33.5. The stock is currently considered Fair based on its historical valuation range.
PAID INC (PAYD) has a 5-year average return on invested capital (ROIC) of -10.6%. This is below average and may indicate limited pricing power.
PAID INC (PAYD) has a market capitalization of $23M. It is classified as a small-cap stock.
PAID INC (PAYD) does not currently pay a regular dividend.
Based on historical P/E analysis, PAID INC (PAYD) appears fair. The current P/E of 27.3 is 18% below its historical median of 33.5. The estimated fair value CAGR (P/E method) is 16.3%.
PAID INC (PAYD) operates in the Services-Business Services, Nec industry, within the Industrials sector.
PAID INC (PAYD) reported annual revenue of $21 million in its most recent fiscal year, based on SEC EDGAR filings.
Our Business ShipTime Inc. ShipTime’s platform provides its members with the ability to quote, process, generate labels, track and dispatch shipments while getting preferred rates on packages and skidded less than truckload (“ LTL”) freight shipments throughout North America and around the world. The application provides customers with a choice of today’s leading couriers and freight carriers, all with discounted pricing allowing members to save on every shipment. In addition to these features, ShipTime also provides what it refers to as “ Heroic Multilingual Customer Support.” In this capacity, ShipTime acts as an advocate on behalf of its clients in resolving matters concerning orders and shipping to enhance the customer experience.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 21M | 21M | 19M | 17M | 17M | 15M |
| Net Income | -368K | -368K | 764K | 353K | 652K | -697K |
| EPS | $-0.04 | $-0.04 | $0.09 | $0.04 | $0.08 | $-0.09 |
| Free Cash Flow | -56K | -56K | 441K | 236K | 801K | 1.2M |
| ROIC | -11.4% | -11.4% | -13.5% | -32.8% | 15.3% | -297.4% |
| Gross Margin | 22.4% | 22.4% | 21.9% | 22.9% | 22.2% | 23.2% |
| Debt/Equity | 0.02 | 0.02 | 0.02 | 0.00 | 0.01 | 0.02 |
| Dividends/Share | $0.00 | - | - | - | - | $0.00 |
| Operating Income | -655K | -655K | -493K | -588K | 59K | -491K |
| Operating Margin | -3.2% | -3.2% | -2.7% | -3.5% | 0.4% | -3.3% |
| ROE | -6.6% | -7.0% | 16.7% | 9.8% | 21.9% | -23.7% |
| Shares Outstanding | 9M | 9M | 8M | 9M | 8M | 8M |
| Metric | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||
| Revenue | N/A | 273K | 524K | 7.6M | 9.3M | 11M | 13M | 15M | 17M | 17M | 19M | 21M | 21M |
| Gross Margin | N/A | 85.5% | 13.8% | 24.9% | 23.7% | 26.0% | 24.1% | 23.2% | 22.2% | 22.9% | 21.9% | 22.4% | 22.4% |
| R&D | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A | N/A | N/A | 315K | 1.3M | 1.4M | 1.1M | 801K | 1.0M | 1.2M | 1.4M | 2.0M | 1.7M | 1.7M |
| EBIT | -1.1M | -834K | -455K | -691K | -12M | -712K | -2.1M | -491K | 59K | -588K | -493K | -655K | -655K |
| Op. Margin | N/A | -305.5% | -86.8% | -9.1% | -126.0% | -6.8% | -16.5% | -3.3% | 0.4% | -3.5% | -2.7% | -3.2% | -3.2% |
| Net Income | -1.7M | N/A | -348K | -608K | -11M | 282K | -2.3M | -697K | 652K | 353K | 764K | -368K | -368K |
| Net Margin | N/A | N/A | -66.4% | -8.0% | -123.7% | 2.7% | -17.5% | -4.7% | 3.9% | 2.1% | 4.1% | -1.8% | -1.8% |
| Non-Recurring | 0 | 0 | -2K | 0 | 10M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Returns on Capital | |||||||||||||
| ROIC | -86.8% | N/A | -2.8% | -4.5% | N/M | -30.5% | -54.6% | N/M | 15.3% | -32.8% | -13.5% | -11.4% | -11.4% |
| ROE | -340.5% | N/A | -5.5% | -4.5% | -146.8% | 12.2% | -79.6% | -23.7% | 21.9% | 9.8% | 16.7% | -7.0% | -6.6% |
| ROA | -115.4% | N/A | -4.1% | -3.6% | -102.6% | 5.5% | -42.0% | -11.3% | 10.1% | 5.3% | 9.9% | -4.4% | -4.4% |
| Cash Flow | |||||||||||||
| Op. Cash Flow | -497K | -578K | -206K | 448K | 317K | 16K | 1.1M | 1.2M | 801K | 236K | 448K | -53K | -53K |
| Free Cash Flow | -497K | -876K | -206K | 448K | 317K | 16K | 1.1M | 1.2M | 801K | 236K | 441K | -56K | -56K |
| Owner Earnings | -771K | -794K | -351K | -530K | -1.1M | -883K | -1.8M | 88K | 303K | -778K | -93K | -1.2M | -1.2M |
| CapEx | 0 | 298K | 0 | 0 | 0 | 0 | 0 | 1K | 0 | 0 | 7K | 2K | 2K |
| Maint. CapEx | 26K | 35K | 103K | 859K | 836K | 490K | 489K | 512K | 326K | 310K | 305K | 290K | 290K |
| Growth CapEx | N/A | 263K | N/A | N/A | N/A | N/A | N/A | 0 | N/A | N/A | 0 | 0 | 0 |
| D&A | 26K | 35K | 103K | 859K | 836K | 490K | 489K | 512K | 326K | 310K | 305K | 290K | 290K |
| CapEx/OCF | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.1% | N/A | N/A | 1.5% | N/A | 0.0% |
| Capital Allocation | |||||||||||||
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 163K | 26K | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividend Yield | N/A | N/A | N/A | N/A | N/A | 0.8% | 0.2% | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | 0 | 0 | 0 | 27K | 0 | 0 | 0 | 0 | 107K | 0 | 4K | 0 | 0 |
| Buyback Yield | N/A | N/A | N/A | 0.5% | 1.2% | N/A | N/A | N/A | 1.2% | N/A | 0.0% | 0.0% | 0.0% |
| Stock-Based Comp | 248K | 181K | 42K | 119K | 600K | 408K | 2.5M | 604K | 172K | 704K | 236K | 868K | 868K |
| Debt Repayment | 22K | 15K | 3K | 6K | 8K | 9K | 10K | 0 | 0 | 0 | 0 | 0 | 0 |
| Balance Sheet | |||||||||||||
| Net Debt | -629K | -88K | -454K | -570K | -612K | -339K | 103K | -2.8M | -1.8M | -1.7M | -1.2M | -1.0M | -1.0M |
| Cash & Equiv. | 651K | 124K | 509K | 739K | 632K | 476K | 2K | 2.8M | 1.8M | 1.7M | 1.3M | 1.1M | 1.1M |
| Long-Term Debt | 0 | 11K | 36K | 56K | 12K | 3K | 0 | 0 | N/A | N/A | N/A | N/A | 93K |
| Debt/Equity | 0.18 | -0.06 | 0.00 | 0.01 | 0.01 | 0.05 | 0.04 | 0.02 | 0.01 | 0.00 | 0.02 | 0.02 | 0.02 |
| Interest Coverage | -1068.8 | -881.4 | -490.5 | -48.9 | -6966.8 | -426.6 | -2561.9 | -5703.5 | N/A | N/A | N/A | N/A | N/A |
| Equity | 121K | -632K | 13M | 14M | 1.9M | 2.7M | 3.0M | 2.9M | 3.1M | 4.1M | 5.0M | 5.5M | 5.5M |
| Total Assets | 1.0M | 499K | 17M | 17M | 5.2M | 5.0M | 5.8M | 6.5M | 6.4M | 7.0M | 8.4M | 8.3M | 8.3M |
| Total Liabilities | 915K | 1.1M | 3.3M | 3.4M | 3.3M | 2.3M | 2.8M | 3.6M | 3.0M | 2.8M | 3.4M | 2.7M | 2.7M |
| Intangibles | 4K | 277K | 6.0M | 5.5M | 4.3M | 4.0M | 3.6M | 3.2M | 2.7M | 2.4M | 2.0M | 1.8M | 1.8M |
| Retained Earnings | -54M | -55M | -55M | -56M | -67M | -67M | -70M | -70M | -70M | -70M | -69M | -69M | -69M |
| Working Capital | 78K | -918K | -1.4M | -1.3M | -1.4M | -398K | 219K | 495K | 1.6M | 2.6M | -629K | -304K | -304K |
| Current Assets | 990K | 213K | 606K | 821K | 830K | 732K | 2.0M | 3.2M | 3.7M | 4.5M | 1.9M | 1.8M | 1.8M |
| Current Liabilities | 912K | 1.1M | 2.0M | 2.1M | 2.2M | 1.1M | 1.8M | 2.7M | 2.1M | 1.9M | 2.5M | 2.1M | 2.1M |
| Per Share Data | |||||||||||||
| EPS | -13.56 | -98.74 | -0.58 | -0.09 | -1.77 | 0.04 | -0.41 | -0.09 | 0.08 | 0.04 | 0.09 | -0.04 | -0.04 |
| Owner EPS | -6.28 | -48.23 | -0.58 | -0.08 | -0.17 | -0.14 | -0.33 | 0.01 | 0.04 | -0.09 | -0.01 | -0.13 | -0.13 |
| Book Value | 0.98 | -38.39 | 22.23 | 2.08 | 0.30 | 0.42 | 0.54 | 0.38 | 0.37 | 0.47 | 0.59 | 0.60 | 0.60 |
| Cash Flow/Share | -4.05 | -35.12 | -0.34 | 0.07 | 0.05 | 0.00 | 0.20 | 0.16 | 0.10 | 0.03 | 0.05 | -0.01 | -0.01 |
| Dividends/Share | N/A | N/A | N/A | N/A | 0.00 | 0.03 | 0.00 | 0.00 | N/A | N/A | N/A | N/A | 0.00 |
| Shares Out. | 0.1M | 0.0M | 0.6M | 6.6M | 6.5M | 6.5M | 5.5M | 7.7M | 8.2M | 8.8M | 8.5M | 9.2M | 9.2M |
| Valuation | |||||||||||||
| P/E Ratio | N/A | N/A | N/A | N/A | N/A | 56.0 | N/A | N/A | 14.2 | 35.2 | 31.7 | N/A | -61.5 |
| P/FCF | N/A | N/A | N/A | 51.3 | 62.2 | N/A | 11.8 | 15.9 | 11.6 | 52.9 | 54.9 | N/A | N/A |
| EV/EBIT | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price/Book | N/A | N/A | N/A | 0.4 | 9.1 | 8.1 | 4.3 | 6.6 | 2.8 | 3.0 | 4.8 | N/A | 4.1 |
| Price/Sales | N/A | N/A | N/A | 0.8 | 2.2 | 2.3 | 1.2 | 1.4 | 1.0 | 0.9 | 0.9 | N/A | 1.1 |
| FCF Yield | N/A | N/A | N/A | 7.8% | 1.8% | 0.1% | 8.5% | 6.3% | 8.6% | 1.9% | 1.8% | N/A | -0.2% |
| Market Cap | N/A | N/A | N/A | 5.8M | 18M | 22M | 13M | 19M | 9.3M | 12M | 24M | 0 | 23M |
| Avg. Price | N/A | N/A | N/A | 3.76 | 3.58 | 3.10 | 2.83 | 2.62 | 2.12 | 1.60 | 1.92 | 0.00 | 2.46 |
| Year-End Price | N/A | N/A | N/A | 3.50 | 3.04 | 2.80 | 2.35 | 2.47 | 1.14 | 1.41 | 2.85 | 0.00 | 2.46 |
PAID INC passes 1 of 9 quality checks, indicating weak fundamentals.
PAID INC trades at 27.3x trailing earnings, compared to its 15-year median P/E of 33.5x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 45.4x vs a median of 51.3x. The company's 5-year average gross margin is 22.5%. At current prices, the estimated annualized return to fair value is -5.2%.
PAID INC (PAYD) has a net profit margin of -1.8%. The company is currently unprofitable.
PAID INC (PAYD) generated $-56 thousand in free cash flow in its most recent fiscal year. Negative free cash flow may indicate heavy investment or operational challenges.
PAID INC (PAYD) has a debt-to-equity ratio of 0.02. This indicates a conservatively financed balance sheet.
PAID INC (PAYD) reported earnings per share (EPS) of $-0.04 in its most recent fiscal year.
PAID INC (PAYD) has a return on equity (ROE) of -7.0%. A negative ROE may indicate losses or negative equity.
PAID INC (PAYD) has a 5-year average gross margin of 22.5%. This lower margin is typical of capital-intensive or commodity businesses.
The Ledger Terminal provides 17 years of financial data for PAID INC (PAYD), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
PAID INC (PAYD) has a book value per share of $0.60, based on its most recent annual SEC filing.
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