A Business at a Glance
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GEORGE RISK INDUSTRIES, INC.
RSKIA
$93M
Mkt Cap
$18.85
-0.26%
GEORGE RISK INDUSTRIES, INC. (RSKIA) has a current P/E ratio of 11.1, compared to its historical median P/E of 8.0. The stock is currently considered Expensive based on its historical valuation range.
GEORGE RISK INDUSTRIES, INC. (RSKIA) has a 5-year average return on invested capital (ROIC) of 10.2%. This indicates solid capital allocation.
GEORGE RISK INDUSTRIES, INC. (RSKIA) has a market capitalization of $160M. It is classified as a small-cap stock.
Yes, GEORGE RISK INDUSTRIES, INC. (RSKIA) pays a dividend with a trailing twelve-month yield of 2.79%. The company also returns capital through share buybacks, with a buyback yield of 0.06%.
Based on historical P/E analysis, GEORGE RISK INDUSTRIES, INC. (RSKIA) appears expensive. The current P/E of 11.1 is 38% above its historical median of 8.0. The estimated fair value CAGR (P/E method) is 5.6%.
GEORGE RISK INDUSTRIES, INC. (RSKIA) operates in the Communications Equipment, Nec industry, within the Industrials sector.
GEORGE RISK INDUSTRIES, INC. operates in the Communications Equipment, Nec industry, Industrials sector. Full business description from SEC filing not yet available.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 24M | 23M | 22M | 20M | 21M | 19M |
| Net Income | 9.2M | 7.1M | 7.6M | 4.8M | 3.6M | 11M |
| EPS | $1.08 | $1.45 | $1.53 | $0.96 | $0.72 | $2.18 |
| Free Cash Flow | 4.5M | 3.9M | 5.6M | 2.3M | 1.6M | 3.3M |
| ROIC | 36.4% | 10.0% | 9.9% | 9.3% | 11.0% | 10.6% |
| Gross Margin | 47.7% | 48.4% | 49.8% | 46.9% | 48.3% | 50.4% |
| Debt/Equity | 0.00 | 0.11 | 0.11 | 0.10 | 0.10 | 0.12 |
| Dividends/Share | $0.53 | $1.00 | $0.65 | $0.60 | $0.50 | $0.42 |
| Operating Income | 6.7M | 6.2M | 6.3M | 5.1M | 5.6M | 5.3M |
| Operating Margin | 27.8% | 27.7% | 28.9% | 25.3% | 27.2% | 28.7% |
| ROE | 15.2% | 12.8% | 14.4% | 9.5% | 7.3% | 24.6% |
| Shares Outstanding | 9M | 5M | 5M | 5M | 5M | 5M |
| Metric | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||
| Revenue | 12M | 11M | 11M | 12M | 14M | 15M | 19M | 21M | 20M | 22M | 23M | 24M |
| Gross Margin | 54.1% | 55.7% | 52.1% | 47.1% | 48.1% | 50.0% | 50.4% | 48.3% | 46.9% | 49.8% | 48.4% | 47.7% |
| R&D | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A | 817K | 853K | 914K | 1.1M | 1.2M | 1.3M | 1.4M | 1.4M | 1.4M | 1.5M | 1.4M | 1.5M |
| EBIT | 3.6M | 3.4M | 2.8M | 2.5M | 3.3M | 3.7M | 5.3M | 5.6M | 5.1M | 6.3M | 6.2M | 6.7M |
| Op. Margin | 29.9% | 29.9% | 25.5% | 20.9% | 23.4% | 25.2% | 28.7% | 27.2% | 25.3% | 28.9% | 27.7% | 27.8% |
| Net Income | 3.2M | 3.1M | 2.4M | 2.5M | 3.6M | 2.1M | 11M | 3.6M | 4.8M | 7.6M | 7.1M | 9.2M |
| Net Margin | 26.5% | 27.5% | 22.0% | 21.3% | 25.5% | 14.2% | 58.5% | 17.2% | 23.8% | 34.7% | 31.6% | 38.2% |
| Non-Recurring | 121K | 147K | 181K | 248K | 197K | 52K | 41K | 527K | 70K | 170K | 43K | 43K |
| Returns on Capital | ||||||||||||
| ROIC | 15.8% | 6.9% | 11.9% | 9.8% | 7.3% | 8.6% | 10.6% | 11.0% | 9.3% | 9.9% | 10.0% | 36.4% |
| ROE | 9.4% | 8.9% | 6.8% | 6.9% | 9.3% | 5.3% | 24.6% | 7.3% | 9.5% | 14.4% | 12.8% | 15.2% |
| ROA | 8.6% | 8.4% | 6.4% | 6.4% | 8.6% | 4.8% | 22.1% | 6.6% | 8.7% | 12.9% | 11.5% | 13.5% |
| Cash Flow | ||||||||||||
| Op. Cash Flow | 2.5M | 2.9M | 3.2M | 370K | 2.7M | 3.3M | 3.8M | 2.0M | 2.8M | 6.0M | 4.3M | 4.7M |
| Free Cash Flow | 2.3M | 2.6M | 3.1M | -163K | 2.6M | 2.6M | 3.3M | 1.6M | 2.3M | 5.6M | 3.9M | 4.5M |
| Owner Earnings | 2.3M | 2.7M | 3.0M | 113K | 2.4M | 2.9M | 3.4M | 1.5M | 2.4M | 5.5M | 3.8M | -875K |
| CapEx | 186K | 288K | 115K | 533K | 154K | 731K | 517K | 390K | 548K | 378K | 396K | 170K |
| Maint. CapEx | 149K | 182K | 187K | 257K | 354K | 373K | 401K | 436K | 445K | 487K | 487K | 5.6M |
| Growth CapEx | 37K | 106K | 0 | 276K | 0 | 358K | 116K | 0 | 103K | 0 | 0 | 0 |
| D&A | 149K | 182K | 187K | 257K | 354K | 373K | 401K | 436K | 445K | 487K | 487K | 5.6M |
| CapEx/OCF | 7.5% | 9.5% | N/A | N/A | 5.6% | N/A | N/A | N/A | N/A | N/A | 9.2% | 3.6% |
| Capital Allocation | ||||||||||||
| Dividends Paid | 1.5M | 1.6M | 1.6M | 1.6M | 1.8M | 1.8M | 1.9M | 2.3M | 2.7M | 2.9M | 4.4M | 4.5M |
| Dividend Yield | 6.2% | 6.5% | N/A | N/A | 6.1% | N/A | N/A | N/A | N/A | N/A | 6.4% | 2.8% |
| Share Buybacks | 33K | 27K | 555K | 10K | 79K | 74K | 35K | 0 | 7K | 391K | 72K | 96K |
| Buyback Yield | 0.1% | 0.1% | 0.0% | 0.0% | 0.3% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | N/A | 0.1% |
| Stock-Based Comp | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt Repayment | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Balance Sheet | ||||||||||||
| Net Debt | N/A | N/A | N/A | N/A | N/A | -5.5M | N/A | N/A | N/A | N/A | N/A | -46M |
| Cash & Equiv. | 5.7M | 5.9M | 6.5M | 4.3M | 4.9M | 6.5M | 7.3M | 6.1M | 4.9M | 7.1M | 6.5M | 46M |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | 950K | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt/Equity | 0.07 | 0.05 | 0.08 | 0.09 | 0.09 | 0.02 | 0.12 | 0.10 | 0.10 | 0.11 | 0.11 | 0.00 |
| Interest Coverage | 1184.7 | N/A | N/A | N/A | 3306.0 | 3730.0 | N/A | N/A | N/A | N/A | 1039.7 | 1039.7 |
| Equity | 34M | 35M | 36M | 38M | 40M | 40M | 48M | 49M | 51M | 55M | 57M | 61M |
| Total Assets | 37M | 37M | 38M | 41M | 43M | 44M | 54M | 54M | 56M | 61M | 63M | 68M |
| Total Liabilities | 2.5M | 1.9M | 2.7M | 3.2M | 3.5M | 4.2M | 5.7M | 5.0M | 5.3M | 6.1M | 6.5M | 7.7M |
| Intangibles | N/A | N/A | N/A | 1.8M | 1.6M | 1.5M | 1.4M | 1.3M | 1.1M | 1.0M | 907K | 816K |
| Retained Earnings | 34M | 35M | 36M | 37M | 41M | 41M | 50M | 51M | 52M | 57M | 59M | 63M |
| Working Capital | 34M | 34M | 36M | 36M | 38M | 37M | 48M | 47M | 49M | 54M | 56M | 61M |
| Current Assets | 36M | 36M | 37M | 38M | 40M | 40M | 51M | 50M | 52M | 57M | 60M | 66M |
| Current Liabilities | 2.4M | 1.6M | 1.8M | 2.3M | 2.3M | 3.5M | 3.0M | 3.2M | 3.6M | 3.8M | 4.2M | 4.5M |
| Per Share Data | ||||||||||||
| EPS | 0.62 | 0.61 | 0.48 | 0.51 | 0.72 | 0.42 | 2.18 | 0.72 | 0.96 | 1.53 | 1.45 | 1.08 |
| Owner EPS | 0.46 | 0.54 | 0.60 | 0.02 | 0.48 | 0.59 | 0.68 | 0.31 | 0.48 | 1.12 | 0.78 | -0.10 |
| Book Value | 6.76 | 6.88 | 7.15 | 7.56 | 7.91 | 7.90 | 9.75 | 9.90 | 10.22 | 11.06 | 11.56 | 7.14 |
| Cash Flow/Share | 0.49 | 0.57 | 0.64 | 0.07 | 0.55 | 0.66 | 0.76 | 0.40 | 0.57 | 1.22 | 0.88 | 1.74 |
| Dividends/Share | 0.32 | 0.34 | 0.35 | 0.36 | 0.38 | 0.40 | 0.42 | 0.50 | 0.60 | 0.65 | 1.00 | 0.53 |
| Shares Out. | 5.1M | 5.1M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 5.0M | 4.9M | 4.9M | 8.5M |
| Valuation | ||||||||||||
| P/E Ratio | 7.6 | 7.8 | N/A | N/A | 8.0 | N/A | N/A | N/A | N/A | N/A | 9.8 | 17.4 |
| P/FCF | 10.4 | 9.2 | N/A | N/A | 11.2 | N/A | N/A | N/A | N/A | N/A | 17.8 | 35.3 |
| EV/EBIT | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 17.1 |
| Price/Book | 0.7 | 0.7 | N/A | N/A | 0.7 | N/A | N/A | N/A | N/A | N/A | 1.2 | 2.6 |
| Price/Sales | 2.0 | 2.1 | N/A | N/A | 2.0 | N/A | N/A | N/A | N/A | N/A | 3.1 | 6.6 |
| FCF Yield | 9.6% | 10.9% | N/A | N/A | 8.9% | N/A | N/A | N/A | N/A | N/A | 5.6% | 2.8% |
| Market Cap | 24M | 24M | 0 | 0 | 29M | 0 | 0 | 0 | 0 | 0 | 70M | 160M |
| Avg. Price | 4.65 | 4.71 | 0.00 | 0.00 | 5.74 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 14.04 | 18.85 |
| Year-End Price | 4.71 | 4.74 | 0.00 | 0.00 | 5.79 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 14.19 | 18.85 |
GEORGE RISK INDUSTRIES, INC. passes 4 of 9 quality checks, suggesting mixed fundamentals.
GEORGE RISK INDUSTRIES, INC. trades at 11.1x trailing earnings, compared to its 15-year median P/E of 8.0x, suggesting it is currently Expensive relative to its historical range. On a free-cash-flow basis, the stock trades at 18.9x vs a median of 11.2x. The company's 5-year average ROIC is 10.2% with a gross margin of 48.8%. Total shareholder yield (dividends) is 2.8%. At current prices, the estimated annualized return to fair value is +10.0%.
GEORGE RISK INDUSTRIES, INC. (RSKIA) reported annual revenue of $23 million in its most recent fiscal year, based on SEC EDGAR filings.
GEORGE RISK INDUSTRIES, INC. (RSKIA) has a net profit margin of 31.6%. This is a strong margin indicating high profitability.
GEORGE RISK INDUSTRIES, INC. (RSKIA) generated $4 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
GEORGE RISK INDUSTRIES, INC. (RSKIA) has a debt-to-equity ratio of 0.11. This indicates a conservatively financed balance sheet.
GEORGE RISK INDUSTRIES, INC. (RSKIA) reported earnings per share (EPS) of $1.45 in its most recent fiscal year.
GEORGE RISK INDUSTRIES, INC. (RSKIA) has a return on equity (ROE) of 12.8%. This indicates moderate shareholder returns.
GEORGE RISK INDUSTRIES, INC. (RSKIA) has a 5-year average gross margin of 48.8%. This indicates decent pricing power.
The Ledger Terminal provides 11 years of financial data for GEORGE RISK INDUSTRIES, INC. (RSKIA), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
GEORGE RISK INDUSTRIES, INC. (RSKIA) has a book value per share of $11.56, based on its most recent annual SEC filing.