A Business at a Glance
0 of 5 daily views used (5 remaining). Sign up free for 10 daily views, or try AAPL for a full preview.
XPS PENSIONS GROUP PLC ORD GBP0 operates in the Personal Products & Services industry, Consumer Cyclical sector. Full business description from SEC filing not yet available.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 306M | 306M | 255M | 208M | 171M | 176M |
| Net Income | 40M | 40M | 69M | 20M | 12M | 12M |
| EPS | $0.18 | $0.18 | $0.32 | $0.09 | $0.05 | $0.06 |
| Free Cash Flow | 52M | 52M | 53M | 42M | 34M | 40M |
| ROIC | 19.3% | 15.9% | 23.6% | 7.5% | 6.4% | 4.8% |
| Gross Margin | - | - | - | - | - | - |
| Debt/Equity | 0.00 | 0.29 | 0.13 | 0.64 | 0.64 | 0.58 |
| Dividends/Share | $0.14 | $0.14 | $0.09 | $0.07 | $0.06 | $0.09 |
| Operating Income | 58M | 58M | 86M | 28M | 23M | 18M |
| Operating Margin | 19.1% | 19.1% | 33.6% | 13.6% | 13.7% | 10.5% |
| ROE | 16.4% | 16.6% | 32.7% | 10.8% | 6.1% | 6.0% |
| Shares Outstanding | 206M | 206M | 207M | 206M | 205M | 204M |
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|
| Income Statement | ||||||
| Revenue | 176M | 171M | 208M | 255M | 306M | 306M |
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A | N/A | N/A | N/A | N/A | N/A | N/A |
| EBIT | 18M | 23M | 28M | 86M | 58M | 58M |
| Op. Margin | 10.5% | 13.7% | 13.6% | 33.6% | 19.1% | 19.1% |
| Net Income | 12M | 12M | 20M | 69M | 40M | 40M |
| Net Margin | 7.0% | 6.8% | 9.5% | 27.2% | 13.1% | 13.1% |
| Non-Recurring | 0 | 0 | 0 | 0 | 0 | 0 |
| Returns on Capital | ||||||
| ROIC | 4.8% | 6.4% | 7.5% | 23.6% | 15.9% | 19.3% |
| ROE | 6.0% | 6.1% | 10.8% | 32.7% | 16.6% | 16.4% |
| ROA | 3.4% | 3.3% | 5.7% | 19.4% | 10.2% | 9.4% |
| Cash Flow | ||||||
| Op. Cash Flow | 42M | 35M | 43M | 55M | 55M | 55M |
| Free Cash Flow | 40M | 34M | 42M | 53M | 52M | 52M |
| Owner Earnings | 20M | 17M | 23M | 32M | 29M | 29M |
| CapEx | 1.9M | 1.3M | 799K | 2.4M | 2.8M | 2.8M |
| Maint. CapEx | 16M | 15M | 15M | 16M | 18M | 18M |
| Growth CapEx | 0 | 0 | 0 | 0 | 0 | 0 |
| D&A | 16M | 15M | 15M | 16M | 18M | 18M |
| CapEx/OCF | 4.5% | 3.7% | 1.9% | 4.3% | 5.0% | 5.0% |
| Capital Allocation | ||||||
| Dividends Paid | 19M | 17M | 19M | 23M | 29M | 29M |
| Dividend Yield | 4.9% | 5.0% | 4.1% | 3.1% | 3.0% | 4.7% |
| Share Buybacks | 4.4M | 4.1M | 2.7M | 7.2M | 25M | 25M |
| Buyback Yield | 1.1% | 1.2% | 0.4% | 0.8% | 2.6% | 3.9% |
| Stock-Based Comp | 5.6M | 4.1M | 4.9M | 6.3M | 7.8M | 7.8M |
| Debt Repayment | 16M | 2.5M | 8.7M | 67M | 12M | 12M |
| Balance Sheet | ||||||
| Net Debt | 107M | 102M | 103M | 17M | 52M | -19M |
| Cash & Equiv. | 12M | 13M | 17M | 13M | 19M | 19M |
| Long-Term Debt | N/A | N/A | N/A | 30M | 71M | 71M |
| Debt/Equity | 0.58 | 0.64 | 0.64 | 0.13 | 0.29 | 0.00 |
| Interest Coverage | 6.6 | 9.3 | 6.3 | 14.7 | 12.5 | 12.5 |
| Equity | 205M | 178M | 186M | 238M | 245M | 245M |
| Total Assets | 366M | 335M | 354M | 361M | 427M | 427M |
| Total Liabilities | 161M | 157M | 168M | 123M | 182M | 182M |
| Intangibles | N/A | N/A | N/A | N/A | N/A | N/A |
| Retained Earnings | -19M | -21M | 125M | 177M | 198M | 198M |
| Working Capital | 18M | 18M | 23M | 17M | 30M | 30M |
| Current Assets | 59M | 60M | 71M | 78M | 100M | 100M |
| Current Liabilities | 42M | 42M | 48M | 61M | 69M | 69M |
| Per Share Data | ||||||
| EPS | 0.06 | 0.05 | 0.09 | 0.32 | 0.18 | 0.18 |
| Owner EPS | 0.10 | 0.08 | 0.11 | 0.16 | 0.14 | 0.14 |
| Book Value | 1.01 | 0.87 | 0.91 | 1.15 | 1.19 | 1.19 |
| Cash Flow/Share | 0.20 | 0.17 | 0.21 | 0.27 | 0.27 | 0.28 |
| Dividends/Share | 0.09 | 0.06 | 0.07 | 0.09 | 0.14 | 0.14 |
| Shares Out. | 203.7M | 204.8M | 205.7M | 206.7M | 206.4M | 206.4M |
| Valuation | ||||||
| P/E Ratio | 32.0 | 31.2 | 32.6 | 13.7 | 24.9 | 16.7 |
| P/FCF | 9.7 | 10.2 | 14.4 | 17.0 | 17.8 | 12.0 |
| EV/EBIT | 26.7 | 19.2 | 25.2 | 10.6 | 16.9 | 10.4 |
| Price/Book | 1.9 | 1.9 | 3.3 | 3.8 | 3.8 | 2.6 |
| Price/Sales | 2.2 | 2.0 | 2.9 | 3.5 | 3.1 | 2.1 |
| FCF Yield | 10.3% | 9.8% | 6.9% | 5.9% | 5.6% | 8.3% |
| Market Cap | 385M | 347M | 611M | 892M | 935M | 629M |
| Avg. Price | 1.84 | 1.65 | 2.30 | 3.63 | 4.80 | 3.05 |
| Year-End Price | 1.89 | 1.69 | 2.97 | 4.32 | 4.53 | 3.05 |
XPS PENSIONS GROUP PLC ORD GBP0 passes 7 of 9 quality checks, indicating strong fundamentals.
XPS PENSIONS GROUP PLC ORD GBP0 trades at 16.7x trailing earnings, compared to its 15-year median P/E of 31.2x, suggesting it is currently Cheap relative to its historical range. On a free-cash-flow basis, the stock trades at 12.0x vs a median of 14.4x. The company's 5-year average ROIC is 11.6%. Total shareholder yield (dividends + buybacks) is 8.6%. At current prices, the estimated annualized return to fair value is +3.2%.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) has a current P/E ratio of 16.7, compared to its historical median P/E of 31.2. The stock is currently considered Cheap based on its historical valuation range.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) has a 5-year average return on invested capital (ROIC) of 11.6%. This indicates solid capital allocation.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) has a market capitalization of $629M. It is classified as a small-cap stock.
Yes, XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) pays a dividend with a trailing twelve-month yield of 4.66%. The company also returns capital through share buybacks, with a buyback yield of 3.93%.
Based on historical P/E analysis, XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) appears cheap. The current P/E of 16.7 is 46% below its historical median of 31.2. The estimated fair value CAGR (P/E method) is 22.8%.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) operates in the Personal Products & Services industry, within the Consumer Cyclical sector.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) reported annual revenue of $306 million in its most recent fiscal year, based on SEC EDGAR filings.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) has a net profit margin of 13.1%. This is a healthy margin.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) generated $52 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) has a debt-to-equity ratio of 0.29. This indicates a conservatively financed balance sheet.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) reported earnings per share (EPS) of $0.18 in its most recent fiscal year.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) has a return on equity (ROE) of 16.6%. This indicates the company generates strong returns for shareholders.
The Ledger Terminal provides 5 years of financial data for XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
XPS PENSIONS GROUP PLC ORD GBP0 (XPS-L) has a book value per share of $1.19, based on its most recent annual SEC filing.
No recent press releases.