A Business at a Glance
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CANTALOUPE, INC.
CTLP
$833M
Mkt Cap
CANTALOUPE, INC. (CTLP) has a current P/E ratio of 12.5, compared to its historical median P/E of 28.4. The stock is currently considered Cheap based on its historical valuation range.
CANTALOUPE, INC. (CTLP) has a 5-year average return on invested capital (ROIC) of 2.4%. This is below average and may indicate limited pricing power.
CANTALOUPE, INC. (CTLP) has a market capitalization of $792M. It is classified as a small-cap stock.
CANTALOUPE, INC. (CTLP) does not currently pay a regular dividend.
Based on historical P/E analysis, CANTALOUPE, INC. (CTLP) appears cheap. The current P/E of 12.5 is 56% below its historical median of 28.4. The estimated fair value CAGR (P/E method) is 210.6%.
CANTALOUPE, INC. (CTLP) operates in the Calculating & Accounting Machines (No Electronic Computers) industry, within the Technology sector.
CANTALOUPE, INC. (CTLP) reported annual revenue of $303 million in its most recent fiscal year, based on SEC EDGAR filings.
Item 1. Business. Cantaloupe, Inc. (Nasdaq: CTLP) is organized under the laws of the Commonwealth of Pennsylvania. We are a global technology leader powering self-service commerce. Cantaloupe offers a comprehensive suite of solutions including micro-payment processing, self-checkout kiosks, mobile ordering, connected point-of-sale ("POS") systems, and enterprise cloud software. Handling more than a billion transactions annually, our solutions enhance operational efficiency and consumer engagement across sectors like food & beverage markets, smart automated retail, hospitality, entertainment venues, laundromats and more. Committed to innovation, we aim to drive advancements in digital payments and business optimization, serving 34,896 customers in the United States, United Kingdom, European Union countries, Australia, and Mexico. Our revenue streams consist of subscription, transaction processing and equipment sales.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 321M | 303M | 269M | 244M | 205M | 167M |
| Net Income | 3.1M | 64M | 11M | 633K | -2.4M | -9.4M |
| EPS | $0.04 | $0.86 | $0.15 | $0.00 | $-0.03 | $-0.14 |
| Free Cash Flow | 15M | 3.3M | 13M | -2.0M | -18M | 6.3M |
| ROIC | 1.6% | 11.2% | 8.4% | 0.5% | -1.4% | -6.8% |
| Gross Margin | - | 40.9% | 38.2% | 33.3% | 31.3% | 32.4% |
| Debt/Equity | 0.15 | 0.15 | 0.21 | 0.23 | 0.09 | 0.09 |
| Dividends/Share | $0.00 | - | - | - | - | - |
| Operating Income | 7.6M | 22M | 14M | 760K | -2.7M | -8.7M |
| Operating Margin | 2.4% | 7.4% | 5.3% | 0.3% | -1.3% | -5.2% |
| ROE | 1.2% | 29.6% | 6.6% | 0.4% | -1.5% | -7.5% |
| Shares Outstanding | 74M | 74M | 76M | - | 79M | 67M |
| Metric | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||
| Revenue | 42M | 58M | 77M | 104M | 133M | 144M | 163M | 167M | 205M | 244M | 269M | 303M | 321M |
| Gross Margin | 35.6% | 29.0% | 28.4% | 24.1% | 26.9% | 27.8% | 28.4% | 32.4% | 31.3% | 33.3% | 38.2% | 40.9% | N/A |
| R&D | 1.0M | 1.5M | 1.4M | 1.4M | 1.3M | 4.6M | 3.8M | 3.9M | 3.5M | 3.5M | 3.0M | 2.9M | 2.9M |
| SG&A | 14M | 16M | 22M | 28M | 35M | 47M | 62M | 59M | 31M | 37M | 41M | 44M | 43M |
| EBIT | -135K | -240K | -1.5M | -4.1M | -9.2M | -28M | -40M | -8.7M | -2.7M | 760K | 14M | 22M | 7.6M |
| Op. Margin | -0.3% | -0.4% | -1.9% | -4.0% | -7.0% | -19.5% | -24.3% | -5.2% | -1.3% | 0.3% | 5.3% | 7.4% | 2.4% |
| Net Income | 27M | -1.8M | -7.5M | -8.1M | -12M | -31M | -41M | -9.4M | -2.4M | 633K | 11M | 64M | 3.1M |
| Net Margin | 63.4% | -3.0% | -9.7% | -7.8% | -9.0% | -21.1% | -25.3% | -5.6% | -1.2% | 0.3% | 4.2% | 21.1% | 1.0% |
| Non-Recurring | -4K | 17K | 167K | 177K | 2.3M | -406K | -300K | 0 | 0 | 0 | 0 | 0 | 0 |
| Returns on Capital | |||||||||||||
| ROIC | 69.3% | -0.5% | -5.0% | -12.0% | -8.8% | -20.9% | -34.7% | -6.8% | -1.4% | 0.5% | 8.4% | 11.2% | 1.6% |
| ROE | 69.7% | -3.3% | -18.5% | -14.8% | -10.6% | -23.8% | -38.8% | -7.5% | -1.5% | 0.4% | 6.6% | 29.6% | 1.2% |
| ROA | 50.1% | -2.4% | -11.0% | -7.1% | -7.1% | -17.4% | -22.6% | -4.5% | -1.0% | 0.2% | 3.7% | 17.8% | 0.8% |
| Cash Flow | |||||||||||||
| Op. Cash Flow | 7.1M | -1.7M | 6.5M | -6.1M | 12M | -28M | -14M | 8.2M | -8.7M | 14M | 28M | 20M | 31M |
| Free Cash Flow | 7.0M | -3.4M | 5.9M | -9.9M | 8.5M | -33M | -17M | 6.3M | -18M | -2.0M | 13M | 3.3M | 15M |
| Owner Earnings | 6.0M | -8.1M | 397K | -13M | 2.8M | -38M | -21M | -5.0M | -19M | 1.8M | 12M | 455K | -166M |
| CapEx | 111K | 1.7M | 536K | 3.8M | 4.0M | 4.9M | 2.5M | 1.8M | 9.3M | 16M | 15M | 17M | 16M |
| Maint. CapEx | 600K | 5.7M | 5.2M | 6.0M | 7.8M | 8.0M | 4.3M | 4.1M | 4.4M | 7.6M | 11M | 16M | 193M |
| Growth CapEx | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4.9M | 8.5M | 4.4M | 1.1M | 0 |
| D&A | 600K | 5.7M | 5.2M | 6.0M | 7.8M | 8.0M | 4.3M | 4.1M | 4.4M | 7.6M | 11M | 16M | 193M |
| CapEx/OCF | N/A | N/A | 8.3% | N/A | 32.0% | N/A | N/A | 22.5% | N/A | 113.8% | 53.8% | 83.6% | 51.0% |
| Capital Allocation | |||||||||||||
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividend Yield | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | 89K | 62K | 213K | 31K | 552K | 81K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Buyback Yield | 0.0% | 0.0% | 0.1% | 0.0% | 0.1% | 0.0% | N/A | N/A | N/A | N/A | N/A | N/A | 0.0% |
| Stock-Based Comp | 529K | 716K | 849K | 1.2M | 1.8M | 1.8M | 3.0M | 9.1M | 6.2M | 4.7M | 5.1M | 4.0M | 3.9M |
| Debt Repayment | 375K | 359K | 674K | 90K | 445K | 156K | 10M | 0 | 107K | 1.3M | 954K | 39M | 39M |
| Balance Sheet | |||||||||||||
| Net Debt | -8.6M | -9.0M | -12M | 25M | 20M | 7.8M | -16M | -74M | -54M | -12M | -21M | -12M | -23M |
| Cash & Equiv. | 9.1M | 11M | 18M | 15M | 17M | 27M | 32M | 88M | 68M | 51M | 59M | 51M | 60M |
| Long-Term Debt | 250K | 1.9M | 1.4M | 25M | 23M | 13M | 12M | 14M | 14M | 38M | 36M | 37M | 35M |
| Debt/Equity | 0.01 | 0.04 | 0.21 | 0.49 | 0.26 | 0.31 | 0.16 | 0.09 | 0.09 | 0.23 | 0.21 | 0.15 | 0.15 |
| Interest Coverage | -0.5 | -0.8 | -2.4 | -1.9 | -3.0 | -9.4 | -15.2 | -2.2 | -5.1 | 0.3 | 4.8 | 8.1 | 1.6 |
| Equity | 54M | 53M | 28M | 82M | 143M | 114M | 98M | 151M | 157M | 165M | 182M | 251M | 250M |
| Total Assets | 71M | 75M | 61M | 167M | 169M | 183M | 181M | 238M | 256M | 290M | 336M | 382M | 389M |
| Total Liabilities | 17M | 22M | 30M | 81M | 86M | 66M | 80M | 83M | 96M | 122M | 151M | 128M | 136M |
| Intangibles | 432K | 432K | 711K | 31M | 30M | 26M | 23M | 20M | 18M | 28M | 25M | 23M | 19M |
| Retained Earnings | -174M | -175M | -218M | -228M | -231M | -262M | -303M | -311M | -313M | -312M | -300M | -236M | -239M |
| Working Capital | -611K | 6.3M | 3.9M | 243K | -1.1M | 3.5M | 5.0M | 66M | 57M | 42M | 52M | 71M | 78M |
| Current Assets | 15M | 24M | 32M | 47M | 52M | 69M | 67M | 131M | 137M | 123M | 158M | 153M | 171M |
| Current Liabilities | 15M | 18M | 29M | 47M | 53M | 65M | 62M | 66M | 79M | 82M | 106M | 82M | 93M |
| Per Share Data | |||||||||||||
| EPS | 0.77 | -0.05 | -0.21 | -0.20 | -0.23 | -0.51 | -0.66 | -0.14 | -0.03 | 0.00 | 0.15 | 0.86 | 0.04 |
| Owner EPS | 0.17 | -0.23 | 0.01 | -0.33 | 0.05 | -0.63 | -0.34 | -0.07 | -0.24 | N/A | 0.16 | 0.01 | -2.25 |
| Book Value | 1.54 | 1.52 | 0.77 | 2.02 | 2.75 | 1.91 | 1.57 | 2.26 | 1.98 | N/A | 2.39 | 3.38 | 3.40 |
| Cash Flow/Share | 0.20 | -0.05 | 0.18 | -0.15 | 0.24 | -0.47 | -0.23 | 0.12 | -0.11 | N/A | 0.36 | 0.27 | 2.67 |
| Dividends/Share | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.00 |
| Shares Out. | 34.9M | 35.1M | 35.6M | 40.7M | 52.0M | 59.9M | 62.5M | 67.0M | 79.0M | N/A | 76.1M | 74.4M | 73.7M |
| Valuation | |||||||||||||
| P/E Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 44.0 | 12.8 | 251.7 |
| P/FCF | N/A | N/A | 24.5 | N/A | 85.1 | N/A | N/A | 120.7 | N/A | N/A | 39.2 | 245.1 | 51.4 |
| EV/EBIT | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 741.1 | 33.9 | 36.0 | 100.8 |
| Price/Book | N/A | N/A | 2.6 | 8.9 | 5.0 | 3.9 | 4.6 | 5.1 | 2.7 | 3.5 | 2.8 | 3.3 | 3.2 |
| Price/Sales | N/A | N/A | 1.6 | 1.9 | 3.3 | 3.1 | 2.6 | 3.9 | 3.2 | 1.6 | 1.9 | 2.1 | 2.5 |
| FCF Yield | N/A | N/A | 4.1% | -4.5% | 1.2% | -7.4% | -3.7% | 0.8% | -4.2% | -0.3% | 2.6% | 0.4% | 1.9% |
| Market Cap | 0 | 0 | 146M | 218M | 720M | 445M | 456M | 765M | 423M | 577M | 502M | 818M | 792M |
| Avg. Price | 0.00 | 0.00 | 3.47 | 4.64 | 8.29 | 7.50 | 6.82 | 9.74 | 8.39 | 5.19 | 6.84 | 8.35 | 10.74 |
| Year-End Price | 0.00 | 0.00 | 4.09 | 5.35 | 13.85 | 7.43 | 7.30 | 11.43 | 5.35 | 7.90 | 6.60 | 11.00 | 10.74 |
CANTALOUPE, INC. passes 3 of 9 quality checks, indicating weak fundamentals.
CANTALOUPE, INC. trades at 12.5x trailing earnings, compared to its 15-year median P/E of 28.4x, suggesting it is currently Cheap relative to its historical range. On a free-cash-flow basis, the stock trades at 239.3x vs a median of 39.2x. The company's 5-year average ROIC is 2.4% with a gross margin of 35.2%. At current prices, the estimated annualized return to fair value is +0.4%.
CANTALOUPE, INC. (CTLP) has a net profit margin of 21.1%. This is a strong margin indicating high profitability.
CANTALOUPE, INC. (CTLP) generated $3 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
CANTALOUPE, INC. (CTLP) has a debt-to-equity ratio of 0.15. This indicates a conservatively financed balance sheet.
CANTALOUPE, INC. (CTLP) reported earnings per share (EPS) of $0.86 in its most recent fiscal year.
CANTALOUPE, INC. (CTLP) has a return on equity (ROE) of 29.6%. This indicates the company generates strong returns for shareholders.
CANTALOUPE, INC. (CTLP) has a 5-year average gross margin of 35.2%. This indicates decent pricing power.
The Ledger Terminal provides 16 years of financial data for CANTALOUPE, INC. (CTLP), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
CANTALOUPE, INC. (CTLP) has a book value per share of $3.38, based on its most recent annual SEC filing.