A Business at a Glance
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NCR Atleos Corp
NATL
$3.6B
Mkt Cap
$47.75
+0.42%
NCR Atleos Corp (NATL) has a current P/E ratio of 22.3, compared to its historical median P/E of 25.0. The stock is currently considered Fair based on its historical valuation range.
NCR Atleos Corp (NATL) has a 5-year average return on invested capital (ROIC) of 9.2%. This is below average and may indicate limited pricing power.
NCR Atleos Corp (NATL) has a market capitalization of $3.5B. It is classified as a mid-cap stock.
NCR Atleos Corp (NATL) does not currently pay a regular dividend. However, the company returns capital to shareholders through share buybacks, with a buyback yield of 0.79%.
Based on historical P/E analysis, NCR Atleos Corp (NATL) appears fair. The current P/E of 22.3 is 11% below its historical median of 25.0. The estimated fair value CAGR (P/E method) is -98.3%.
NCR Atleos Corp (NATL) operates in the Calculating & Accounting Machines (No Electronic Computers) industry, within the Technology sector.
NCR Atleos Corp (NATL) reported annual revenue of $4.4 billion in its most recent fiscal year, based on SEC EDGAR filings.
General Development of the Business NCR Atleos Corporation (“Atleos,” the “Company,” “we,” “us,” and “our”) is an industry-leading financial technology company providing self-directed banking solutions to a global customer base including financial institutions, merchants, manufacturers, retailers and consumers. Self-directed banking is a rapidly growing, secular trend that allows banking customers to transact seamlessly between various channels all for the same transaction. Our comprehensive solutions enable the acceleration of self-directed banking through automated teller machine (“ATM”) and interactive teller machine (“ITM”) technology, including software, services, hardware and our proprietary Allpoint network. While we provide all our solutions on a modular basis, we have also assembled these capabilities into a turnkey, end-to-end platform which we have branded “ATM as a Service.
| Metric | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Revenue | 4.4B | 4.4B | 4.3B | 4.2B | 4.1B | 3.5B |
| Net Income | 167M | 162M | 80M | -150M | 99M | 186M |
| EPS | $2.27 | $2.14 | $1.08 | $-2.12 | $1.40 | $2.63 |
| Free Cash Flow | 109M | 239M | 257M | 247M | 216M | 369M |
| ROIC | 14.5% | 14.8% | 9.9% | 5.3% | 6.7% | - |
| Gross Margin | - | 36.9% | 37.5% | 30.4% | 30.1% | 30.1% |
| Debt/Equity | 7.03 | 7.28 | 14.06 | 14.40 | 0.02 | - |
| Dividends/Share | $0.00 | - | - | - | - | - |
| Operating Income | 466M | 478M | 437M | 263M | 258M | 248M |
| Operating Margin | 10.6% | 11.0% | 10.2% | 6.3% | 6.3% | 7.0% |
| ROE | 42.2% | 52.1% | 36.5% | -8.6% | 3.5% | - |
| Shares Outstanding | 74M | 76M | 74M | 71M | 71M | 71M |
| Metric | ||||||
|---|---|---|---|---|---|---|
| Income Statement | ||||||
| Revenue | 3.5B | 4.1B | 4.2B | 4.3B | 4.4B | 4.4B |
| Gross Margin | 30.1% | 30.1% | 30.4% | 37.5% | 36.9% | N/A |
| R&D | 107M | 64M | 80M | 62M | 70M | 73M |
| SG&A | 537M | 586M | 585M | 521M | 513M | 521M |
| EBIT | 248M | 258M | 263M | 437M | 478M | 466M |
| Op. Margin | 7.0% | 6.3% | 6.3% | 10.2% | 11.0% | 10.6% |
| Net Income | 186M | 99M | -150M | 80M | 162M | 167M |
| Net Margin | 5.2% | 2.4% | -3.6% | 1.9% | 3.7% | 3.8% |
| Non-Recurring | 25M | 63M | 117M | 20M | 42M | 4.0M |
| Returns on Capital | ||||||
| ROIC | N/A | 6.7% | 5.3% | 9.9% | 14.8% | 14.5% |
| ROE | N/A | 3.5% | -8.6% | 36.5% | 52.1% | 42.2% |
| ROA | N/A | 3.4% | -2.6% | 1.4% | 2.9% | 3.0% |
| Cash Flow | ||||||
| Op. Cash Flow | 449M | 274M | 355M | 344M | 356M | 224M |
| Free Cash Flow | 369M | 216M | 247M | 257M | 239M | 109M |
| Owner Earnings | 240M | -94M | 33M | 19M | 45M | -86M |
| CapEx | 80M | 58M | 108M | 87M | 117M | 115M |
| Maint. CapEx | 127M | 302M | 254M | 287M | 277M | 278M |
| Growth CapEx | 0 | 0 | 0 | 0 | 0 | 0 |
| D&A | 127M | 302M | 254M | 287M | 277M | 278M |
| CapEx/OCF | N/A | N/A | 30.4% | 25.3% | 32.9% | 51.3% |
| Capital Allocation | ||||||
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividend Yield | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | 0 | 0 | 0 | 0 | 28M | 28M |
| Buyback Yield | 0.0% | N/A | N/A | N/A | 0.9% | 0.8% |
| Stock-Based Comp | 82M | 66M | 68M | 38M | 34M | 32M |
| Debt Repayment | 0 | 0 | 175M | 1.0B | 1.1B | 1.1B |
| Balance Sheet | ||||||
| Net Debt | -238M | -212M | 2.8B | 2.7B | 2.5B | 2.4B |
| Cash & Equiv. | 238M | 293M | 339M | 419M | 456M | 433M |
| Long-Term Debt | 0 | 0 | 2.9B | 2.9B | 2.7B | 2.7B |
| Debt/Equity | N/A | 0.02 | 14.40 | 14.06 | 7.28 | 7.03 |
| Interest Coverage | 5.1 | 8.3 | 2.9 | 1.4 | 1.8 | 1.8 |
| Equity | N/A | 3.3B | 219M | 219M | 403M | 396M |
| Total Assets | N/A | 5.8B | 5.7B | 5.5B | 5.7B | 5.6B |
| Total Liabilities | N/A | 2.5B | 5.5B | 5.3B | 5.3B | 5.2B |
| Intangibles | N/A | 729M | 635M | 550M | 498M | 474M |
| Retained Earnings | N/A | 0 | 117M | 188M | 299M | 306M |
| Working Capital | N/A | 280M | 88M | 27M | -75M | -36M |
| Current Assets | N/A | 1.6B | 1.9B | 1.7B | 1.8B | 1.8B |
| Current Liabilities | N/A | 1.4B | 1.8B | 1.7B | 1.9B | 1.9B |
| Per Share Data | ||||||
| EPS | 2.63 | 1.40 | -2.12 | 1.08 | 2.14 | 2.27 |
| Owner EPS | 3.39 | -1.33 | 0.47 | 0.26 | 0.59 | -1.17 |
| Book Value | N/A | 46.14 | 3.10 | 2.96 | 5.32 | 5.37 |
| Cash Flow/Share | 6.35 | 3.87 | 5.02 | 4.64 | 4.70 | 6.03 |
| Dividends/Share | N/A | N/A | N/A | N/A | N/A | 0.00 |
| Shares Out. | 70.7M | 70.7M | 70.8M | 74.1M | 75.7M | 73.8M |
| Valuation | ||||||
| P/E Ratio | N/A | N/A | N/A | 31.7 | 18.2 | 21.1 |
| P/FCF | N/A | N/A | 7.0 | 9.9 | 12.4 | 32.3 |
| EV/EBIT | N/A | N/A | 15.7 | 10.8 | 10.2 | 12.6 |
| Price/Book | N/A | N/A | 7.9 | 11.6 | 7.3 | 8.9 |
| Price/Sales | N/A | N/A | 0.4 | 0.5 | 0.6 | 0.8 |
| FCF Yield | N/A | N/A | 14.3% | 10.1% | 8.1% | 3.1% |
| Market Cap | 0 | N/A | 1.7B | 2.5B | 3.0B | 3.5B |
| Avg. Price | 0.00 | N/A | 22.87 | 26.29 | 32.27 | 47.75 |
| Year-End Price | 0.00 | N/A | 24.45 | 34.27 | 39.00 | 47.75 |
NCR Atleos Corp passes 3 of 9 quality checks, indicating weak fundamentals.
NCR Atleos Corp trades at 22.3x trailing earnings, compared to its 15-year median P/E of 25.0x, suggesting it is currently Fair relative to its historical range. On a free-cash-flow basis, the stock trades at 14.7x vs a median of 9.9x. The company's 5-year average ROIC is 9.2% with a gross margin of 33.0%. Total shareholder yield (buybacks) is 0.8%. At current prices, the estimated annualized return to fair value is -12.6%.
NCR Atleos Corp (NATL) has a net profit margin of 3.7%. This is a modest margin.
NCR Atleos Corp (NATL) generated $239 million in free cash flow in its most recent fiscal year. Positive free cash flow supports dividends, buybacks, and debt reduction.
NCR Atleos Corp (NATL) has a debt-to-equity ratio of 7.28. This indicates higher leverage, which may increase financial risk.
NCR Atleos Corp (NATL) reported earnings per share (EPS) of $2.14 in its most recent fiscal year.
NCR Atleos Corp (NATL) has a return on equity (ROE) of 52.1%. This indicates the company generates strong returns for shareholders.
NCR Atleos Corp (NATL) has a 5-year average gross margin of 33.0%. This indicates decent pricing power.
The Ledger Terminal provides 5 years of financial data for NCR Atleos Corp (NATL), sourced directly from SEC EDGAR filings. This includes income statements, balance sheets, cash flow statements, and key financial ratios.
NCR Atleos Corp (NATL) has a book value per share of $5.32, based on its most recent annual SEC filing.
No recent press releases.